LETTRAGE GRAPHIQUE CONCEPTION
ActiveLETTRAGE GRAPHIQUE CONCEPTION has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €-43k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-82
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 5.62 in 2024; short-term debt: 23.8% and cash: 3.8% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
9 d early
2023
30 d early
2022
39 d early
2021
30 d late
2020
30 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k▼ 10.9%
2024 · €393k
2018: €-91k
2019: €-7k
2020: €59k
2021: €261k
2022: €383k
2023: €319k
2024: €393k
2018 → 2025
Total assets
€460k▲ 0.3%
2024 · €459k
2018: €106k
2019: €176k
2020: €199k
2021: €397k
2022: €546k
2023: €659k
2024: €459k
2018 → 2025
Net result
€-43k
2024 · €74k
2018: €51k
2019: €83k
2020: €66k
2021: €202k
2022: €122k
2023: €-63k
2024: €74k
2018 → 2025
Working capital
€287k▼ 4.9%
2024 · €302k
2018: €-108k
2019: €-47k
2020: €18k
2021: €176k
2022: €285k
2023: €232k
2024: €302k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€261k-€383k▲ 46.9%€319k▼ 16.6%€393k▲ 23.1%€350k▼ 10.9%
Operating result€285k-€190k▼ 33.4%€-21k€80k€-42k
Net result€202k-€122k▼ 39.4%€-63k€74k€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €80k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€63k▼ 30.8%
Current assets
€397k▲ 8.0%
Equity and liabilities €460k
Equity
€350k▼ 10.9%
Debt
€110k▲ 67.4%
The debt ratio rises from 14.3% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-14k▼
2024 · €101k
Cash flow
€-15k▼
2024 · €95k
Solvency
76.2%▼
2024 · 85.7%
Current ratio
3.62▼
2024 · 5.62
Quick ratio
2.61▼
2024 · 3.93
Debt / equity
0.31▲
2024 · 0.17
ROE
-12.2%▼
2024 · 18.8%
ROA
-9.3%▼
2024 · 16.1%
Interest coverage
-36.21▼
2024 · 84.09
Debt
€110k▲
2024 · €65k
Debt ≤ 1 year
€110k▲
2024 · €65k
Income taxes
€352▼
2024 · €5k
Staff costs
€190k▲
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€459k€460k▲
Fixed assets21/28€91k€63k▼
Tangible fixed assets22/27€84k€56k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€72k€46k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€7k€7k=
Current assets29/58€367k€397k▲
Stocks and contracts in progress3€110k€110k=
Stocks30/36€110k€110k=
Amounts receivable within one year40/41€211k€265k▲
Trade receivables40€5€55k▲
Other amounts receivable41€211k€210k▼
Cash at bank and in hand54/58€37k€17k▼
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€459k€460k▲
Equity10/15€393k€350k▼
Contributions10/11€6k€6k=
Reserves13€386k€344k▼
Tax-exempt reserves132€95k€0▼
Distributable reserves133€291k€344k▲
Profit (loss) carried forward14€746€0▼
Amounts payable17/49€65k€110k▲
Amounts payable within one year42/48€65k€110k▲
Trade debts44€6k€18k▲
Suppliers440/4€6k€18k▲
Taxes, remuneration and social security45€42k€70k▲
Taxes450/3€7k€21k▲
Remuneration and social security454/9€35k€49k▲
Other amounts payable47/48€17k€21k▲
Accrued charges and deferred income492/3€153€24▼
Income statement
Code20242025
Remuneration, social security and pensions62€148k€190k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€28k▲
Other operating charges640/8€3k€8k▲
Gross operating margin9900€252k€184k▼
Operating profit (loss)9901€80k€-42k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€1k€383▼
Recurring financial charges65€1k€383▼
Profit (loss) for the period before taxes9903€79k€-42k▼
Income taxes67/77€5k€352▼
Profit (loss) for the period9904€74k€-43k▼
Transfer from tax-exempt reserves789-€95k
Profit (loss) for the period to be appropriated9905€74k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€53k▲
Profit (loss) brought forward from the previous period14P€-59k€746▲
Transfer from equity791/2-€42k
Transfer to equity691/2€15k€95k▲
To other reserves6921€15k€95k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 1.69 to 5.62; short-term debt falls from €339k to €65k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-63k ▼152%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €202k ▲204%
Operating result €285k, net result €202k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.30
Current ratio from 1.13 to 2.30; short-term debt falls from €137k to €135k.
31-12
Financial
Equity above €200kEq €261k ▲342%
4 profitable years in a row build equity to €261k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Passage Michel Degens 117110 La LouvièreGround area
1.5 ha
Building footprint
75 m²
Parcel 55020C0866/00T003, Wallonia. Linked by address, not a title deed.
1 establishment unit
L.G.C. sprl
since 19982.086.404.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0866/00T003 | Wallonia | 1.5 ha | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900TMXKHQ6QSB4D25
Similar companies · same sector, comparable size
ROGER VROLIX, ELEKTRISCHE VERWARMING
BE 0417.543.329
Genk · Eq €351k
LEDAINE ANDRE & BART
BE 0419.604.083
Oostende · Eq €351k
FASSIPHONE BELGIUM
BE 0454.847.747
Schaarbeek · Eq €349k
WYNANT
BE 0415.518.306
Kuurne · Eq €352k
KVN-technics
BE 0438.646.767
Mol · Eq €348k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-1998
Fiscal year end31-12
Abbreviation FR
L.G.C.
Activities, NACEBEL
47400Retail sale of information and communication equipment
47430Retail trade
47540Retail sale of electrical household appliances
52450
47410Retail trade
47789Other retail sale of new goods
52487
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.