ELEKTRO KOCH
ActiveELEKTRO KOCH has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 90% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 2.96 in 2024), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
0.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
40 d early
2022
10 d early
2021
4 d early
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 363%
2024 · €387
2018: €4k
2019: €1k
2020: €4k
2021: €4k
2022: €2k
2023: €1k
2024: €387
2018 → 2025
Working capital
€220k▲ 7.3%
2024 · €205k
2018: €226k
2019: €218k
2020: €232k
2021: €241k
2022: €249k
2023: €247k
2024: €205k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€324k▲ 0.5%€326k▲ 0.4%€326k▲ 0.1%€328k▲ 0.5%
Operating result€-2k-€-3k▼ 56.5%€-3k▲ 20.2%€-744▲ 71.2%€73
Net result€4k-€2k▼ 52.4%€1k▼ 14.0%€387▼ 73.4%€2k▲ 363%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €73 after a loss of €744 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€108k▼ 10.9%
Current assets
€299k▼ 3.3%
Equity and liabilities €407k
Equity
€328k▲ 0.5%
Debt
€79k▼ 24.0%
The debt ratio falls from 24.2% to 19.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€13k▲
2024 · €13k
Cash flow
€15k▲
2024 · €14k
Solvency
80.6%▲
2024 · 75.8%
Current ratio
3.77▲
2024 · 2.96
Quick ratio
1.15▲
2024 · 0.89
Debt / equity
0.24▼
2024 · 0.32
ROE
0.5%▲
2024 · 0.1%
ROA
0.4%▲
2024 · 0.1%
Interest coverage
6.66▲
2024 · 4.66
Debt
€79k▼
2024 · €104k
Debt ≤ 1 year
€79k▼
2024 · €104k
Income taxes
€1k▲
2024 · €1k
Staff costs
€212k▼
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€430k€407k▼
Fixed assets21/28€122k€108k▼
Tangible fixed assets22/27€51k€38k▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€45k€34k▼
Financial fixed assets28€71k€71k=
Current assets29/58€309k€299k▼
Stocks and contracts in progress3€216k€207k▼
Stocks30/36€212k€207k▼
Contracts in progress37€4k€892▼
Amounts receivable within one year40/41€31k€45k▲
Trade receivables40€31k€45k▲
Cash at bank and in hand54/58€52k€39k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€430k€407k▼
Equity10/15€326k€328k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€30k€32k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€9k€11k▲
Profit (loss) carried forward14€234k€234k=
Amounts payable17/49€104k€79k▼
Amounts payable within one year42/48€104k€79k▼
Trade debts44€35k€32k▼
Suppliers440/4€35k€32k▼
Taxes, remuneration and social security45€42k€44k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€32k€33k▲
Other amounts payable47/48€27k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€72€4k▲
Remuneration, social security and pensions62€224k€212k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€241k€227k▼
Operating profit (loss)9901€-744€73▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€387€2k▲
Profit (loss) for the period to be appropriated9905€387€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€234k€235k▲
Profit (loss) brought forward from the previous period14P€233k€234k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
Social balance
Average headcount (FTE)90875.43.9▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €387 ▼73.4%
Net result drops to €387, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodter Strasse 40A4780 Sankt Vith1 establishment unit
Luxemburger Strasse 48, 4780 Sankt Vith
since 19962.078.946.857
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Sint-Martens-Latem · Eq €327k
RASKIN ELECTRO
BE 0894.440.859
Somme-Leuze · Eq €329k
HIFI VIDEO DEPREST
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Trisca
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Of 1,503 companies in sector 47540 we hold annual accounts for 801. 645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-10-1996
Fiscal year end30-09
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
43211General electrical installation work
45310
46431Wholesale of electrical household appliances and audio-video equipment
47551Retail sale of household furniture
47591Retail trade
52441
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.