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LES DOUCEURS DE SAIVE

Active
Private limited companyfounded 1987active for 39 yearsRue Cortil Moray 1, 4671 Blégny, BelgiumKBO/BCE: BE 0431.853.797
Summary

The computed 12-month bankruptcy probability of LES DOUCEURS DE SAIVE is 5.1% (elevated). The 2025 annual accounts show negative equity (-€135,539) and a net result of -€60,263. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 788 sector peers (NACE 10, financial year 2025). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Manufacture of food products
NACE 10711Artisanal bread and fresh pastry making NACE 10712
6th oldest company in Blegny, Manufacturing sector2 sites
Size
€162,387total assets 2025
Staff
14.2 FTE
Equity
-€135,539
Loss
-€60,263
Financial health
34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.1%
Structure
Largest shareholder
PATRI SALVA · 20%
2025 accounts 50 days early1 of 8 deeds summarised
Why 34raises riskNegative equity -€135,539Loss of €60,263, the second in a row (financial year 2025)Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 0.37, cash €24,738Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 5% of its sector peers (NACE 10, small)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -83.5% of total assets
Liquidity 19-3
short-term debt 183.2% · cash 15.2%
Profitability 0-37
return on assets -37.1%
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (629 companies, NACE 10, small)
Last 24 months 11-2024: 4.0% 12-2024: 4.0%● unchanged vs 11-2024 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 4.0%● unchanged vs 04-2025 06-2025: 3.9%▼ -0.1 percentage points vs 05-2025 07-2025: 3.9%● unchanged vs 06-2025 08-2025: 3.9%● unchanged vs 07-2025 09-2025: 3.9%● unchanged vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 3.9%● unchanged vs 02-2026 04-2026: 3.9%● unchanged vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 3.7%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 5.1%▲ +1.4 percentage points vs 06-2026highest value 08-2026: 5.1%● unchanged vs 07-2026highest value 09-2026: 5.1%● unchanged vs 08-2026highest value 10-2026: 5.1%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.37, compared with 0.48 in 2024, below 1; short-term debt: 183.2% and cash: 15.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small): better than 2% on solvency, 12% on liquidity, 2% on profitability and 5% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€135,539
NBB · annual accounts
raises risk · Loss of €60,263, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Liquidity: current ratio 0.37, cash €24,738
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€135,539
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 days early
2024
77 days early
2023
63 days early
2022
116 days early
2021
74 days early
2020
81 days early
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€135,539 View
  • Risk: 5 loss-making years in a rowloss financial year 2025 -€60,263 View
  • Caution: Equity fell in 2025from -€75,276 to -€135,539 ▼ 80.1% View
  • Caution: Among the weakest 5% on solvencysector median 39.7% · 788 companies -83.5% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€162,387
Loss
-€60,263
Solvency
-83.5%
Total assets▼ 23.4%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1989
Next accounts
by 31-07-2027
  1. 11-03-2024Reappointment: Richard ANCION (director)
  2. 31-12-2023Weakest financial year
  3. 06-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10711
Founded
27-08-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about LES DOUCEURS DE SAIVE

What is the company number of LES DOUCEURS DE SAIVE?
0431.853.797. In Belgium the VAT number is the company number with BE in front: BE 0431.853.797.
Where is LES DOUCEURS DE SAIVE based?
The registered office is at Rue Cortil Moray 1, 4671 Blégny.Company details
What does LES DOUCEURS DE SAIVE do?
According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of LES DOUCEURS DE SAIVE?
Private limited company (BV).
When was LES DOUCEURS DE SAIVE founded?
On 27-08-1987.
Is LES DOUCEURS DE SAIVE still active?
Yes, LES DOUCEURS DE SAIVE is an active enterprise in the KBO register.
How many employees does LES DOUCEURS DE SAIVE have?
On average 14.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LES DOUCEURS DE SAIVE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LES DOUCEURS DE SAIVE profitable?
In financial year 2025, LES DOUCEURS DE SAIVE made a loss of €60,263.
Where can I find the annual accounts of LES DOUCEURS DE SAIVE?
LES DOUCEURS DE SAIVE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LES DOUCEURS DE SAIVE due?
By 31-07-2027, for financial year 2026.Timeline

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