Financials
- Financial year
- 2024
- Total assets
- €69,922
- Loss
- -€24,248
- Solvency
- 35.1%
Total assets▼ 38.2%
Net result
20182024
LES CAVES DE THERESE
ActiveSummary
The computed 12-month bankruptcy probability of LES CAVES DE THERESE is 1.9% (moderate). The 2024 annual accounts show equity of €24,542 and a net result of -€24,248. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of household textiles and bedding
NACE 47512Retail sale of lighting equipment NACE 47552
1 site
Size
€69,922total assets 2024
- Equity
- €24,542
- Loss
- -€24,248
Turnover not published (micro format)
Why 54raises riskFigures for financial year 2024 (filed 27-09-2025)Loss of €24,248 (financial year 2024)1 financial year not filed after the legal deadline; last filed accounts filed 56 days late; 3 of the last 3 latelowers riskLiquidity: current ratio 1.50, cash €39,928Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency
60-8
equity 35.1% of total assets
Liquidity
66-5
short-term debt 64.9% · cash 57.1%
Profitability
0-100
return on assets -34.7%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.3%▼ -0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025lowest value
05-2025: 0.4%▲ +0.1 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 1.0%▲ +0.3 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 0.9%▼ -0.1 percentage points vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.9%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.5, compared with 1.73 in 2023, below the usual 1.5; short-term debt: 64.9% and cash: 57.1% of total assets), and 64.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 50% on solvency, 72% on liquidity, 6% on profitability and 11% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline27-10-2026 today
raises risk · 2024 accounts filed 56 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
56 days late
2023
58 days late
2022
59 days late
2021
30 days late
2020
58 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 59 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€24,248
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- HAQUIN AlexandreDirector
Timeline
- Events
- 37
- Since
- 1994
- 26-01-2024Resignation: HAQUIN Alexandre (statutory manager)
- 31-12-2023Back to profit
- 28-09-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Founded
- 29-01-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 34
- Annual meeting
- Third Saturday of May at 10:00
- Purpose
- “Le commerce de détail,de tous produits textiles divers et vêtements,la confection…” (deed in French)
Key facts about LES CAVES DE THERESE
- What is the company number of LES CAVES DE THERESE?
- 0449.328.348. In Belgium the VAT number is the company number with BE in front: BE 0449.328.348.
- Where is LES CAVES DE THERESE based?
- The registered office is at Roger Vandendriesschelaan 6, 1150 Sint-Pieters-Woluwe.Company details
- What does LES CAVES DE THERESE do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of LES CAVES DE THERESE?
- Private limited company (BV).
- When was LES CAVES DE THERESE founded?
- On 29-01-1993.
- Is LES CAVES DE THERESE still active?
- Yes, LES CAVES DE THERESE is an active enterprise in the KBO register.
- What is the turnover of LES CAVES DE THERESE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is LES CAVES DE THERESE profitable?
- In financial year 2024, LES CAVES DE THERESE made a loss of €24,248.
- Where can I find the annual accounts of LES CAVES DE THERESE?
- LES CAVES DE THERESE filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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