ROLIETEX
ActiveSummary
The computed 12-month bankruptcy probability of ROLIETEX is 1.6% (moderate). The 2024 annual accounts show equity of €24k and a net result of €2k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 15869 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+6
Solvency52▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.28 in 2023; short-term debt: 73% and cash: 15.1% of total assets), and 73% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27%
Return on assets
2.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
57 d early
2023
57 d early
2022
on the day
2021
31 d early
2020
117 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 10.8%
2023 · €22k
2019: €11k
2020: €16k
2021: €19k
2022: €24k
2023: €22k
2019 → 2024
Total assets
€90k▲ 18.0%
2023 · €76k
2019: €90k
2020: €76k
2021: €78k
2022: €82k
2023: €76k
2019 → 2024
Net result
€2k
2023 · €-2k
2019: €4k
2020: €5k
2021: €4k
2022: €4k
2023: €-2k
2019 → 2024
Working capital
€18k▲ 18.5%
2023 · €15k
2019: €-9k
2020: €-3k
2021: €907
2022: €11k
2023: €15k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€16k-€19k▲ 24.0%€24k▲ 21.9%€22k▼ 7.7%€24k▲ 10.8%
Operating result€6k-€4k▼ 25.3%€5k▲ 19.9%€809▼ 84.2%€5k▲ 550%
Net result€5k-€4k▼ 25.4%€4k▲ 13.3%€-2k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 550% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets
€6k ▼ 7.5%
Current assets
€84k ▲ 20.3%
Equity and liabilities €90k
Equity
€24k ▲ 10.8%
Debt
€66k ▲ 20.8%
Debt's share of the balance-sheet total rises from 71.3% to 73.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2023 · €7k
Cash flow
€5k▲
2023 · €4k
Current ratio
1.28▼
2023 · 1.28
Debt to equity
2.71▲
2023 · 2.48
ROE
9.8%▲
2023 · -8.3%
ROA
2.6%▲
2023 · -2.4%
Interest coverage
23.35▲
2023 · 17.47
Debt ≤ 1 year
€66k▲
2023 · €54k
Income taxes
€3k▲
2023 · €2k
Staff costs
€113k▲
2023 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€76k€90k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Land and buildings22€4k€5k▲
Plant, machinery and equipment23€3k€1k▼
Current assets29/58€70k€84k▲
Amounts receivable within one year40/41€59k€70k▲
Trade receivables40€15k€13k▼
Other amounts receivable41€43k€57k▲
Cash at bank and in hand54/58€11k€14k▲
Deferred charges and accrued income490/1€186€125▼
Equity and liabilities
Total equity and liabilities10/49€76k€90k▲
Equity10/15€22k€24k▲
Contributions10/11€6k€6k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€3k€5k▲
Amounts payable17/49€54k€66k▲
Amounts payable within one year42/48€54k€66k▲
Trade debts44€13k€18k▲
Suppliers440/4€13k€18k▲
Taxes, remuneration and social security45€37k€36k▼
Taxes450/3€11k€11k▲
Remuneration and social security454/9€26k€25k▼
Other amounts payable47/48€5k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€108k€113k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€384€511▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€119k€122k▲
Operating profit (loss)9901€809€5k▲
Financial income75/76B€95€12▼
Recurring financial income75€95€12▼
Financial charges65/66B€392€351▼
Recurring financial charges65€392€351▼
Profit (loss) for the period before taxes9903€511€5k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-2k€2k▲
Profit (loss) for the period to be appropriated9905€-2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Profit (loss) brought forward from the previous period14P€4k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼143%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 117 days late
2020
31-12
Financial
Highest result since 2019net €5k ▲12.8%
Net result €5k, the highest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoterheide 343980 Tessenderlo-HamGround area
3,693 m²
Building footprint
1,200 m²
Volume, LiDAR
4,592 m³
2 parcels, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROLIETEX
since 20182.283.594.883
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101D0124/00K000 | Flanders | 2,220 m² | 1 · 1,031 m² | 5.8 m · 1 fl. |
| 71364E0030/00F000 | Flanders | 1,472 m² | 1 · 170 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 4 EUR awarded · 4 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 4 EUR | 4 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Dual-learning approval
3 endedWinkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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RESPLASH
BE 1003.530.524
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HOGITEX
BE 1005.191.895
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L & A Fashion
BE 0712.785.593
Mortsel · Eq €23,628
Of 1,275 companies in sector 46160 we hold annual accounts for 685. 463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.