Lera-Plus
ActiveLera-Plus has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €217k and a net result of €5k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 9037 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▼-6
Solvency67▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.2 in 2023; short-term debt: 49.8% and cash: 41.1% of total assets), but 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
40 d early
2022
35 d early
2021
29 d late
2018
34 d late
2017
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€217k▲ 2.4%
2023 · €212k
2018: €52k
2021: €175k
2022: €197k
2023: €212k
2018 → 2024
Total assets
€513k▲ 23.0%
2023 · €417k
2018: €165k
2021: €342k
2022: €454k
2023: €417k
2018 → 2024
Net result
€5k▼ 65.5%
2023 · €15k
2018: €24k
2021: €45k
2022: €22k
2023: €15k
2018 → 2024
Working capital
€186k▼ 1.3%
2023 · €188k
2018: €80k
2021: €160k
2022: €175k
2023: €188k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182021202220232024Trend
Equity€52k-€175k▲ 238%€197k▲ 12.4%€212k▲ 7.4%€217k▲ 2.4%
Operating result€31k-€64k▲ 105%€22k▼ 65.7%€38k▲ 76.2%€10k▼ 75.2%
Net result€24k-€45k▲ 88.1%€22k▼ 51.3%€15k▼ 32.7%€5k▼ 65.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €513k
Fixed assets
€72k=
Current assets
€441k▲ 27.9%
Equity and liabilities €513k
Equity
€217k▲ 2.4%
Debt
€297k▲ 44.3%
The debt ratio rises from 49.2% to 57.8%. Equity and debt are higher.
Key figures and ratios
Solvency
42.2%▼
2023 · 50.8%
Current ratio
1.73▼
2023 · 2.20
Quick ratio
1.44▲
2023 · 1.35
Debt / equity
1.37▲
2023 · 0.97
ROE
2.3%▼
2023 · 6.9%
ROA
1.0%▼
2023 · 3.5%
Debt
€297k▲
2023 · €205k
Debt ≤ 1 year
€255k▲
2023 · €157k
Debt > 1 year
€41k▼
2023 · €49k
Income taxes
€4k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€417k€513k▲
Fixed assets21/28€72k€72k=
Tangible fixed assets22/27€72k€72k=
Plant, machinery and equipment23€8k€8k=
Furniture and vehicles24€65k€65k=
Current assets29/58€345k€441k▲
Stocks and contracts in progress3€132k€73k▼
Stocks30/36€132k€73k▼
Amounts receivable within one year40/41€94k€157k▲
Trade receivables40€31k-
Other amounts receivable41€63k€157k▲
Cash at bank and in hand54/58€119k€211k▲
Equity and liabilities
Total equity and liabilities10/49€417k€513k▲
Equity10/15€212k€217k▲
Contributions10/11€19k€19k=
Reserves13€622€622=
Non-distributable reserves130/1€622€622=
Reserves not available under the articles1311€622€622=
Profit (loss) carried forward14€193k€198k▲
Amounts payable17/49€205k€297k▲
Amounts payable after more than one year17€49k€41k▼
Financial debts170/4€49k€41k▼
Amounts payable within one year42/48€157k€255k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€99k€186k▲
Suppliers440/4€99k€186k▲
Taxes, remuneration and social security45€326€4k▲
Taxes450/3-€4k
Remuneration and social security454/9€326-
Other amounts payable47/48€58k€58k=
Income statement
Code20232024
Remuneration, social security and pensions62€646-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€41k€12k▼
Operating profit (loss)9901€38k€10k▼
Financial charges65/66B-€221
Recurring financial charges65-€221
Profit (loss) for the period before taxes9903€38k€9k▼
Income taxes67/77€24k€4k▼
Profit (loss) for the period9904€15k€5k▼
Profit (loss) for the period to be appropriated9905€15k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€198k▲
Profit (loss) brought forward from the previous period14P€178k€193k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼65.5%
Net result drops to €5k, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €212k ▲7.4%
4 profitable years in a row build equity to €212k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €45k ▲88.1%
Operating result €64k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €175k ▲238%
2 profitable years in a row build equity to €175k.
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 34 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
17-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
19-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tsjaikowskylaan 82960 BrechtGround area
895 m²
Building footprint
142 m²
Volume, LiDAR
635 m³
Parcel 11009A0324/00C014, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LERA-PLUS
since 20092.178.616.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009A0324/00C014 | Flanders | 895 m² | 1 · 142 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCIPIO
BE 0427.624.894
Laarne · Eq €217k
GARAGE LEROUX
BE 0420.007.921
Overijse · Eq €217k
GARAGE R. AELTERMAN
BE 0864.542.192
Gent · Eq €216k
GARAGE OCC
BE 0466.019.969
Brecht · Eq €218k
AUTO'S JAMES
BE 0877.029.953
Heusden-Zolder · Eq €219k
Of 2,131 companies in sector 46711 we hold annual accounts for 1,126. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2009
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45192
45310
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.