AUTO HANSEN
ActiveSummary
AUTO HANSEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261,810 and a net result of -€1,905. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability27▼-73
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 8.38 against 5.37 in 2024; short-term debt: 11.6% and cash: 0.3% of total assets), and 11.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
121 d early
2022
56 d early
2021
on the day
2020
23 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€261,810▼ 0.7%
2024 · €263,715
Total assets
€296,755▼ 8.0%
2024 · €322,480
Net result
-€1,905
2024 · €82,346
Working capital
€254,363▼ 0.3%
2024 · €255,034
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€54,663▲ 67.9%€31,786▼ 41.9%€31,600▼ 0.6%€108,418▲ 243%€523▼ 99.5%
Net result€47,198within the sector's middle half▲ 80.9%€23,272within the sector's middle half▼ 50.7%€24,494within the sector's middle half▲ 5.2%€82,346within the sector's middle half▲ 236%-€1,905below the sector's middle half
Equity€188,603within the sector's middle half▲ 10.0%€201,875within the sector's middle half▲ 7.0%€208,369within the sector's middle half▲ 3.2%€263,715within the sector's middle half▲ 26.6%€261,810within the sector's middle half▼ 0.7%
Total assets€345,783below the sector's middle half▼ 3.7%€296,965below the sector's middle half▼ 14.1%€255,639below the sector's middle half▼ 13.9%€322,480below the sector's middle half▲ 26.1%€296,755below the sector's middle half▼ 8.0%
Debt€157,180▼ 16.2%€95,090▼ 39.5%€47,270▼ 50.3%€58,765▲ 24.3%€34,945▼ 40.5%
Working capital€238,379within the sector's middle half▼ 7.9%€239,178within the sector's middle half▲ 0.3%€203,126within the sector's middle half▼ 15.1%€255,034within the sector's middle half▲ 25.6%€254,363within the sector's middle half▼ 0.3%
Solvency54.5%within the sector's middle half▲ 6.8pp68.0%above the sector's middle half▲ 13.4pp81.5%above the sector's middle half▲ 13.5pp81.8%above the sector's middle half▲ 0.3pp88.2%above the sector's middle half▲ 6.4pp
Current ratio3.46above the sector's middle half▼ 0.206.10above the sector's middle half▲ 2.635.33above the sector's middle half▼ 0.765.37above the sector's middle half▲ 0.048.38above the sector's middle half▲ 3.00
Return on assets (ROA)13.6%above the sector's middle half▲ 6.4pp7.8%within the sector's middle half▼ 5.8pp9.6%within the sector's middle half▲ 1.7pp25.5%above the sector's middle half▲ 16.0pp-0.6%below the sector's middle half▼ 26.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296,755
Fixed assets
€7,909 ▼ 13.4%
Current assets
€288,846 ▼ 7.8%
Equity and liabilities €296,755
Equity
€261,810 ▼ 0.7%
Debt
€34,945 ▼ 40.5%
Debt's share of the balance-sheet total falls from 18.2% to 11.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3,286▼
2024 · €111,123
Cash flow
€858▼
2024 · €85,052
Quick ratio
1.43▲
2024 · 1.41
Debt to equity
0.13▼
2024 · 0.22
ROE
-0.7%▼
2024 · 31.2%
Interest coverage
1.09▼
2024 · 22.14
Debt ≤ 1 year
€34,483▼
2024 · €58,318
Income taxes
€469▼
2024 · €22,057
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,525 | €1,936 | €2,117 | €2,705 | €2,763 | ▲ 2.1% |
| Other operating charges640/8 | - | €2,876 | €3,912 | €2,587 | €2,141 | ▼ 17.2% |
| Gross operating margin9900 | €59,475 | €36,599 | €37,630 | €113,711 | €5,427 | ▼ 95.2% |
| Operating profit (loss)9901 | €54,663 | €31,786 | €31,600 | €108,418 | €523 | ▼ 99.5% |
| Financial income75/76B | - | €82 | €266 | €1,004 | €1,046 | ▲ 4.3% |
| Recurring financial income75 | €268 | €82 | €266 | €1,004 | €1,046 | ▲ 4.3% |
| Financial charges65/66B | - | €1,609 | €2,178 | €5,019 | €3,006 | ▼ 40.1% |
| Recurring financial charges65 | €1,755 | €1,609 | €2,178 | €5,019 | €3,006 | ▼ 40.1% |
| Profit (loss) for the period before taxes9903 | €53,176 | €30,260 | €29,689 | €104,403 | -€1,436 | ▼ 101% |
| Income taxes67/77 | €5,978 | €6,987 | €5,195 | €22,057 | €469 | ▼ 97.9% |
| Profit (loss) for the period9904 | €47,198 | €23,272 | €24,494 | €82,346 | -€1,905 | ▼ 102% |
| Profit (loss) for the period to be appropriated9905 | €47,198 | €23,272 | €24,494 | €82,346 | -€1,905 | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €345,783 | €296,965 | €255,639 | €322,480 | €296,755 | ▼ 8.0% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €10,634 | €10,857 | €5,652 | €9,128 | €7,909 | ▼ 13.4% |
| Intangible fixed assets21 | - | - | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €5,634 | €5,857 | €5,652 | €9,128 | €7,909 | ▼ 13.4% |
| Plant, machinery and equipment23 | - | €2,352 | €2,187 | €7,288 | €5,448 | ▼ 25.2% |
| Furniture and vehicles24 | - | €1,271 | €1,761 | €664 | €1,619 | ▲ 144% |
| Other tangible fixed assets26 | - | €2,234 | €1,705 | €1,175 | €841 | ▼ 28.4% |
| Financial fixed assets28 | €5,000 | €5,000 | - | - | - | - |
| Current assets29/58 | €335,149 | €286,108 | €249,987 | €313,352 | €288,846 | ▼ 7.8% |
| Amounts receivable after more than one year29 | - | - | €50,000 | €65,000 | €25,500 | ▼ 60.8% |
| Other amounts receivable291 | - | - | €50,000 | €65,000 | €25,500 | ▼ 60.8% |
| Stocks and contracts in progress3 | €288,679 | €235,920 | €159,951 | €231,011 | €239,561 | ▲ 3.7% |
| Stocks30/36 | - | €235,920 | €159,951 | €231,011 | €239,561 | ▲ 3.7% |
| Amounts receivable within one year40/41 | €22,449 | €14,249 | €4,596 | €4,742 | €17,636 | ▲ 272% |
| Trade receivables40 | - | €6,237 | €4,596 | €4,742 | €9,786 | ▲ 106% |
| Other amounts receivable41 | - | €8,013 | - | - | €7,850 | - |
| Cash at bank and in hand54/58 | €18,974 | €29,683 | €28,567 | €8,448 | €969 | ▼ 88.5% |
| Deferred charges and accrued income490/1 | - | €6,254 | €6,873 | €4,152 | €5,180 | ▲ 24.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €345,783 | €296,965 | €255,639 | €322,480 | €296,755 | ▼ 8.0% |
| Equity10/15 | €188,603 | €201,875 | €208,369 | €263,715 | €261,810 | ▼ 0.7% |
| Contributions10/11 | - | €110,250 | €110,250 | €110,250 | €110,250 | = |
| Reserves13 | €52,108 | €75,380 | €98,119 | €153,465 | €153,465 | = |
| Non-distributable reserves130/1 | - | €6,000 | €6,000 | - | - | - |
| Reserves not available under the articles1311 | - | €6,000 | €6,000 | - | - | - |
| Distributable reserves133 | - | €69,380 | €92,119 | €153,465 | €153,465 | = |
| Profit (loss) carried forward14 | €26,245 | €16,245 | - | - | -€1,905 | - |
| Amounts payable17/49 | €157,180 | €95,090 | €47,270 | €58,765 | €34,945 | ▼ 40.5% |
| Amounts payable after more than one year17 | €60,000 | €47,500 | - | - | - | - |
| Other amounts payable178/9 | - | €47,500 | - | - | - | - |
| Amounts payable within one year42/48 | €96,770 | €46,930 | €46,861 | €58,318 | €34,483 | ▼ 40.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4,000 | - |
| Financial debts43 | - | €2,500 | €2,500 | €2,500 | €21,277 | ▲ 751% |
| Credit institutions430/8 | - | €2,500 | €2,500 | €2,500 | €21,277 | ▲ 751% |
| Trade debts44 | €17,192 | €7,735 | €11,167 | €5,500 | €6,981 | ▲ 26.9% |
| Suppliers440/4 | - | €7,735 | €11,167 | €5,500 | €6,981 | ▲ 26.9% |
| Taxes, remuneration and social security45 | - | €19,195 | €15,194 | €23,319 | €2,225 | ▼ 90.5% |
| Taxes450/3 | - | €17,247 | €11,730 | €23,083 | €2,140 | ▼ 90.7% |
| Remuneration and social security454/9 | - | €1,949 | €3,464 | €236 | €85 | ▼ 64.1% |
| Other amounts payable47/48 | - | €17,500 | €18,000 | €27,000 | - | - |
| Accrued charges and deferred income492/3 | - | €660 | €410 | €446 | €462 | ▲ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,198 | €23,272 | €24,494 | €82,346 | -€1,905 | ▼ 102% |
| + Depreciation and write-downs630 | €1,525 | €1,936 | €2,117 | €2,705 | €2,763 | ▲ 2.1% |
| Operating cash flow (approximation) | €48,723 | €25,209 | €26,611 | €85,052 | €858 | ▼ 99.0% |
| Investment in fixed assets (approximation) | - | -€2,160 | €3,088 | -€6,181 | -€1,545 | ▲ 75.0% |
| Change in cash | - | €10,709 | -€1,116 | -€20,119 | -€7,479 | ▲ 62.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet -€1,905
Net result drops to -€1,905, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €82,346 ▲236%
Operating result €108,418, net result €82,346, both a record.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €200,000Eq €201,875 ▲7%
4 profitable years in a row build equity to €201,875.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2006
Ground area
1,101 m²
Building footprint
19 m²
Volume, LiDAR
36 m³
Parcel 73006G0704/00V000, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Hansen BV
since 20062.151.960.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006G0704/00V000 | Flanders | 1,101 m² | 1 · 19 m² | 2.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Dirk Hansennatural personSourceown accounts 30-06-2023100%
Holdings 0
The accounts to 30-06-2023 list no holdings, and no other source names one.
According to the annual accounts to 30-06-2023 of AUTO HANSEN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
B & A CAR
BE 0742.842.133
Sint-Genesius-Rode · Eq €263,497
HANCE
BE 0651.601.953
Héron · Eq €259,944
GTC CARS
BE 0802.791.004
Sint-Pieters-Leeuw · Eq €259,282
AUTOHANDEL DIRK NEIRYNCK
BE 0455.230.797
Kortemark · Eq €259,151
BALMECO
BE 0809.667.314
Diksmuide · Eq €258,386
Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. 731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2006
Fiscal year end30-06
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879227004
Also
9925:BE0879227004
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.