LERA
ActiveSummary
The computed 12-month bankruptcy probability of LERA is 1.6% (moderate). The 2025 annual accounts show equity of €132k and a net result of €16k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 7500 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-26
Solvency100▲+9
Growth72▼-8
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 2.42 in 2024; short-term debt: 22.6% and cash: 73% of total assets), and 23.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
59 d late
2023
82 d late
2022
48 d early
2021
53 d early
2020
51 d early
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€376k▼ 18.3%
2024 · €460k
2019: €228klowest value
2020: €264k▲ +16.0% vs 2019
2021: €336k▲ +27.2% vs 2020
2024: €460khighest value
2025: €376k▼ -18.3% vs 2024
2019 → 2025
EBIT margin
6.8%▼ 9.8pp
2024 · 16.6%
2019: 10.3%
2020: 7.8%▼ -24.0% vs 2019
2021: 7.5%▼ -3.7% vs 2020
2024: 16.6%highest value
2025: 6.8%▼ -59.2% vs 2024lowest value
2019 → 2025
Net result
€16k▼ 67.5%
2024 · €48k
2019: €15k
2020: €17k▲ +8.8% vs 2019
2021: €13k▼ -22.7% vs 2020
2022: €5k▼ -63.5% vs 2021lowest in 7 years
2023: €6k▲ +34.7% vs 2022
2024: €48k▲ +663% vs 2023highest in 7 years
2025: €16k▼ -67.5% vs 2024
2019 → 2025
Working capital
€103k▲ 20.9%
2024 · €85k
2019: €10klowest in 7 years
2020: €25k▲ +140% vs 2019
2021: €42k▲ +68.4% vs 2020
2022: €61k▲ +46.5% vs 2021
2023: €65k▲ +6.0% vs 2022
2024: €85k▲ +32.0% vs 2023
2025: €103k▲ +20.9% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€336k-€460k€376k▼ 18.3%
2021: €336klowest value
2024: €460khighest value
2025: €376k▼ -18.3% vs 2024
Equity€57k-€62k▲ 8.2%€68k▲ 10.2%€117k▲ 70.7%€132k▲ 13.5%
2021: €57klowest in 5 years
2022: €62k▲ +8.2% vs 2021
2023: €68k▲ +10.2% vs 2022
2024: €117k▲ +70.7% vs 2023
2025: €132k▲ +13.5% vs 2024highest in 5 years
Operating result€25k-€7k▼ 71.1%€11k▲ 51.9%€76k▲ 587%€25k▼ 66.7%
2021: €25k
2022: €7k▼ -71.1% vs 2021lowest in 5 years
2023: €11k▲ +51.9% vs 2022
2024: €76k▲ +587% vs 2023highest in 5 years
2025: €25k▼ -66.7% vs 2024
Net result€13k-€5k▼ 63.5%€6k▲ 34.7%€48k▲ 663%€16k▼ 67.5%
2021: €13k
2022: €5k▼ -63.5% vs 2021lowest in 5 years
2023: €6k▲ +34.7% vs 2022
2024: €48k▲ +663% vs 2023highest in 5 years
2025: €16k▼ -67.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€30k ▼ 3.7%
Current assets
€142k ▼ 2.2%
Equity and liabilities €172k
Equity
€132k ▲ 13.5%
Debt
€40k ▼ 33.3%
Debt's share of the balance-sheet total falls from 34.0% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €78k
Cash flow
€18k▼
2024 · €50k
Current ratio
3.64▲
2024 · 2.42
Debt to equity
0.30▼
2024 · 0.51
ROE
11.9%▼
2024 · 41.4%
ROA
9.1%▼
2024 · 27.4%
Interest coverage
6.62▼
2024 · 16.95
Debt ≤ 1 year
€39k▼
2024 · €60k
Income taxes
€6k▼
2024 · €23k
Staff costs
€43k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€177k€172k▼
Fixed assets21/28€31k€30k▼
Tangible fixed assets22/27€31k€30k▼
Land and buildings22€28k€27k▼
Plant, machinery and equipment23€62-
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€200€200=
Current assets29/58€145k€142k▼
Amounts receivable within one year40/41€33k€16k▼
Trade receivables40€22k€11k▼
Other amounts receivable41€12k€5k▼
Cash at bank and in hand54/58€112k€126k▲
Equity and liabilities
Total equity and liabilities10/49€177k€172k▼
Equity10/15€117k€132k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€102k€118k▲
Amounts payable17/49€60k€40k▼
Amounts payable within one year42/48€60k€39k▼
Trade debts44€15k€10k▼
Suppliers440/4€15k€10k▼
Taxes, remuneration and social security45€45k€28k▼
Taxes450/3€23k€6k▼
Remuneration and social security454/9€22k€22k▲
Other amounts payable47/48€296€2k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Turnover70€460k€376k▼
Goods, raw materials, services and sundry goods60/61€370k€316k▼
Remuneration, social security and pensions62€32k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€115k€73k▼
Operating profit (loss)9901€76k€25k▼
Financial income75/76B€47€307▲
Recurring financial income75€47€307▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€72k€21k▼
Income taxes67/77€23k€6k▼
Profit (loss) for the period9904€48k€16k▼
Profit (loss) for the period to be appropriated9905€48k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€118k▲
Profit (loss) brought forward from the previous period14P€54k€102k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €336k | - | - | €460k | €376k | ▼ 18.3% |
| Goods, raw materials, services and sundry goods60/61 | €296k | - | - | €370k | €316k | ▼ 14.7% |
| Remuneration, social security and pensions62 | €27k | €28k | €14k | €32k | €43k | ▲ 35.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €4k | €951 | €2k | €3k | ▲ 53.4% |
| Other operating charges640/8 | €1k | €1k | €2k | €5k | €2k | ▼ 57.1% |
| Gross operating margin9900 | €61k | €40k | €28k | €115k | €73k | ▼ 36.4% |
| Operating profit (loss)9901 | €25k | €7k | €11k | €76k | €25k | ▼ 66.7% |
| Financial income75/76B | €1 | €0 | €27 | €47 | €307 | ▲ 549% |
| Recurring financial income75 | €1 | €0 | €27 | €47 | €307 | ▲ 549% |
| Financial charges65/66B | €9k | €683 | €2k | €5k | €4k | ▼ 8.1% |
| Recurring financial charges65 | €9k | €683 | €2k | €5k | €4k | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €17k | €7k | €9k | €72k | €21k | ▼ 70.0% |
| Income taxes67/77 | €4k | €2k | €2k | €23k | €6k | ▼ 75.2% |
| Profit (loss) for the period9904 | €13k | €5k | €6k | €48k | €16k | ▼ 67.5% |
| Profit (loss) for the period to be appropriated9905 | €13k | €5k | €6k | €48k | €16k | ▼ 67.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86k | €94k | €95k | €177k | €172k | ▼ 2.4% |
| Fixed assets21/28 | €22k | €4k | €4k | €31k | €30k | ▼ 3.7% |
| Tangible fixed assets22/27 | €22k | €4k | €3k | €31k | €30k | ▼ 3.7% |
| Land and buildings22 | - | - | - | €28k | €27k | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €756 | €409 | €62 | - | - |
| Furniture and vehicles24 | €22k | €3k | €3k | €3k | €3k | ▼ 1.1% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €64k | €90k | €92k | €145k | €142k | ▼ 2.2% |
| Amounts receivable within one year40/41 | €17k | €55k | €14k | €33k | €16k | ▼ 50.8% |
| Trade receivables40 | €14k | €43k | €4k | €22k | €11k | ▼ 49.7% |
| Other amounts receivable41 | €3k | €11k | €11k | €12k | €5k | ▼ 52.9% |
| Cash at bank and in hand54/58 | €45k | €36k | €77k | €112k | €126k | ▲ 12.3% |
| Deferred charges and accrued income490/1 | €2k | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86k | €94k | €95k | €177k | €172k | ▼ 2.4% |
| Equity10/15 | €57k | €62k | €68k | €117k | €132k | ▲ 13.5% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Capital10 | €12k | €12k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Uncalled capital101 | €6k | €6k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €43k | €48k | €54k | €102k | €118k | ▲ 15.3% |
| Amounts payable17/49 | €28k | €32k | €27k | €60k | €40k | ▼ 33.3% |
| Amounts payable after more than one year17 | €6k | €3k | - | - | - | - |
| Financial debts170/4 | €6k | €3k | - | - | - | - |
| Amounts payable within one year42/48 | €22k | €29k | €27k | €60k | €39k | ▼ 35.0% |
| Current portion of amounts payable after more than one year42 | €3k | €3k | €3k | - | - | - |
| Trade debts44 | €8k | €11k | €3k | €15k | €10k | ▼ 33.4% |
| Suppliers440/4 | €8k | €11k | €3k | €15k | €10k | ▼ 33.4% |
| Taxes, remuneration and social security45 | €11k | €15k | €20k | €45k | €28k | ▼ 38.7% |
| Taxes450/3 | €4k | €2k | €2k | €23k | €6k | ▼ 75.2% |
| Remuneration and social security454/9 | €7k | €13k | €18k | €22k | €22k | ▲ 0.8% |
| Other amounts payable47/48 | - | - | €446 | €296 | €2k | ▲ 451% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €5k | €6k | €48k | €16k | ▼ 67.5% |
| + Depreciation and write-downs630 | €7k | €4k | €951 | €2k | €3k | ▲ 53.4% |
| Operating cash flow (approximation) | €20k | €8k | €7k | €50k | €18k | ▼ 63.5% |
| Investment in fixed assets (approximation) | - | €14k | €-406 | €-29k | €-1k | ▲ 95.1% |
| Change in cash | - | €-10k | €41k | €35k | €14k | ▼ 60.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Highest result since 2019net €48k ▲663%
Operating result €76k, net result €48k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲70.7%
6 profitable years in a row build equity to €117k.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼63.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2019
Ground area
285 m²
Building footprint
60 m²
Volume, LiDAR
485 m³
Parcel 11018B0133/00D011, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Europalaan 95, 2620 Hemiksem
since 20192.283.590.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0133/00D011 | Flanders | 285 m² | 1 · 60 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43422Screed work
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Contact
E-mail
lera.bvba@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.