LERA
ActiveSummary
The computed 12-month bankruptcy probability of LERA is 1.6% (moderate). The 2025 annual accounts show equity of €132,389 and a net result of €15,700. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 7524 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-26
Solvency100▲+9
Growth72▼-8
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 3.64 against 2.42 in 2024; short-term debt: 22.6% and cash: 73% of total assets), and 23.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
59 d late
2023
82 d late
2022
48 d early
2021
53 d early
2020
51 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€376,279▼ 18.3%
2024 · €460,423
EBIT margin
6.8%▼ 9.8pp
2024 · 16.6%
Net result
€15,700▼ 67.5%
2024 · €48,337
Working capital
€103,211▲ 20.9%
2024 · €85,355
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€335,766▲ 27.2%€460,423€376,279▼ 18.3%
Operating result€25,337▲ 22.5%€7,314▼ 71.1%€11,113▲ 51.9%€76,295▲ 587%€25,416▼ 66.7%
Net result€12,898▼ 22.7%€4,705▼ 63.5%€6,337▲ 34.7%€48,337▲ 663%€15,700▼ 67.5%
EBIT margin7.5%▼ 0.3pp16.6%6.8%▼ 9.8pp
Equity€57,311▲ 29.0%€62,016▲ 8.2%€68,352▲ 10.2%€116,689▲ 70.7%€132,389▲ 13.5%
Total assets€85,797▲ 21.4%€94,347▲ 10.0%€95,203▲ 0.9%€176,709▲ 85.6%€172,434▼ 2.4%
Debt€28,486▲ 8.4%€32,332▲ 13.5%€26,851▼ 17.0%€60,020▲ 124%€40,045▼ 33.3%
Working capital€41,637▲ 68.4%€61,005▲ 46.5%€64,659▲ 6.0%€85,355▲ 32.0%€103,211▲ 20.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172,434
Fixed assets
€30,186 ▼ 3.7%
Current assets
€142,248 ▼ 2.2%
Equity and liabilities €172,434
Equity
€132,389 ▲ 13.5%
Debt
€40,045 ▼ 33.3%
Debt's share of the balance-sheet total falls from 34.0% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27,993▼
2024 · €77,975
Cash flow
€18,277▼
2024 · €50,017
Current ratio
3.64▲
2024 · 2.42
Debt to equity
0.30▼
2024 · 0.51
ROE
11.9%▼
2024 · 41.4%
ROA
9.1%▼
2024 · 27.4%
Interest coverage
6.62▼
2024 · 16.95
Debt ≤ 1 year
€39,037▼
2024 · €60,020
Income taxes
€5,797▼
2024 · €23,405
Staff costs
€42,807▲
2024 · €31,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €335,766 | - | - | €460,423 | €376,279 | ▼ 18.3% |
| Goods, raw materials, services and sundry goods60/61 | €295,952 | - | - | €370,439 | €315,982 | ▼ 14.7% |
| Remuneration, social security and pensions62 | €27,041 | €27,730 | €14,353 | €31,694 | €42,807 | ▲ 35.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,137 | €3,567 | €951 | €1,680 | €2,577 | ▲ 53.4% |
| Other operating charges640/8 | €1,152 | €1,499 | €1,786 | €5,024 | €2,155 | ▼ 57.1% |
| Gross operating margin9900 | €60,667 | €40,110 | €28,202 | €114,693 | €72,956 | ▼ 36.4% |
| Operating profit (loss)9901 | €25,337 | €7,314 | €11,113 | €76,295 | €25,416 | ▼ 66.7% |
| Financial income75/76B | €1 | €0 | €27 | €47 | €307 | ▲ 549% |
| Recurring financial income75 | €1 | €0 | €27 | €47 | €307 | ▲ 549% |
| Financial charges65/66B | €8,655 | €683 | €2,413 | €4,600 | €4,227 | ▼ 8.1% |
| Recurring financial charges65 | €8,655 | €683 | €2,413 | €4,600 | €4,227 | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €16,683 | €6,631 | €8,726 | €71,742 | €21,497 | ▼ 70.0% |
| Income taxes67/77 | €3,785 | €1,926 | €2,390 | €23,405 | €5,797 | ▼ 75.2% |
| Profit (loss) for the period9904 | €12,898 | €4,705 | €6,337 | €48,337 | €15,700 | ▼ 67.5% |
| Profit (loss) for the period to be appropriated9905 | €12,898 | €4,705 | €6,337 | €48,337 | €15,700 | ▼ 67.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €85,797 | €94,347 | €95,203 | €176,709 | €172,434 | ▼ 2.4% |
| Fixed assets21/28 | €22,078 | €4,238 | €3,693 | €31,334 | €30,186 | ▼ 3.7% |
| Tangible fixed assets22/27 | €21,878 | €4,038 | €3,493 | €31,134 | €29,986 | ▼ 3.7% |
| Land and buildings22 | - | - | - | €27,598 | €26,548 | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €756 | €409 | €62 | - | - |
| Furniture and vehicles24 | €21,878 | €3,282 | €3,084 | €3,474 | €3,437 | ▼ 1.1% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €63,718 | €90,109 | €91,510 | €145,375 | €142,248 | ▼ 2.2% |
| Amounts receivable within one year40/41 | €16,555 | €54,542 | €14,459 | €33,293 | €16,375 | ▼ 50.8% |
| Trade receivables40 | €13,541 | €43,215 | €3,741 | €21,689 | €10,911 | ▼ 49.7% |
| Other amounts receivable41 | €3,014 | €11,327 | €10,718 | €11,603 | €5,463 | ▼ 52.9% |
| Cash at bank and in hand54/58 | €45,434 | €35,568 | €77,051 | €112,082 | €125,873 | ▲ 12.3% |
| Deferred charges and accrued income490/1 | €1,730 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €85,797 | €94,347 | €95,203 | €176,709 | €172,434 | ▼ 2.4% |
| Equity10/15 | €57,311 | €62,016 | €68,352 | €116,689 | €132,389 | ▲ 13.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €6,200 | €6,200 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €43,051 | €47,756 | €54,092 | €102,429 | €118,129 | ▲ 15.3% |
| Amounts payable17/49 | €28,486 | €32,332 | €26,851 | €60,020 | €40,045 | ▼ 33.3% |
| Amounts payable after more than one year17 | €6,405 | €3,228 | - | - | - | - |
| Financial debts170/4 | €6,405 | €3,228 | - | - | - | - |
| Amounts payable within one year42/48 | €22,081 | €29,104 | €26,851 | €60,020 | €39,037 | ▼ 35.0% |
| Current portion of amounts payable after more than one year42 | €3,399 | €3,448 | €3,228 | - | - | - |
| Trade debts44 | €8,159 | €10,606 | €3,052 | €14,616 | €9,741 | ▼ 33.4% |
| Suppliers440/4 | €8,159 | €10,606 | €3,052 | €14,616 | €9,741 | ▼ 33.4% |
| Taxes, remuneration and social security45 | €10,524 | €15,050 | €20,126 | €45,108 | €27,666 | ▼ 38.7% |
| Taxes450/3 | €3,785 | €1,926 | €2,390 | €23,405 | €5,797 | ▼ 75.2% |
| Remuneration and social security454/9 | €6,739 | €13,124 | €17,736 | €21,702 | €21,869 | ▲ 0.8% |
| Other amounts payable47/48 | - | - | €446 | €296 | €1,630 | ▲ 451% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,007 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,898 | €4,705 | €6,337 | €48,337 | €15,700 | ▼ 67.5% |
| + Depreciation and write-downs630 | €7,137 | €3,567 | €951 | €1,680 | €2,577 | ▲ 53.4% |
| Operating cash flow (approximation) | €20,035 | €8,272 | €7,288 | €50,017 | €18,277 | ▼ 63.5% |
| Investment in fixed assets (approximation) | - | €14,273 | -€406 | -€29,321 | -€1,429 | ▲ 95.1% |
| Change in cash | - | -€9,866 | €41,484 | €35,031 | €13,791 | ▼ 60.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Highest result since 2019net €48,337 ▲663%
Operating result €76,295, net result €48,337, both a record.
31-12
Financial
Equity above €100,000Eq €116,689 ▲70.7%
6 profitable years in a row build equity to €116,689.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €4,705 ▼63.5%
Net result drops to €4,705, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2019
Ground area
285 m²
Building footprint
60 m²
Volume, LiDAR
485 m³
Parcel 11018B0133/00D011, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Europalaan 95, 2620 Hemiksem
since 20192.283.590.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0133/00D011 | Flanders | 285 m² | 1 · 60 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 12,832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43422Screed work
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Contact
E-mail
lera.bvba@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.