Lepoint Concept

Active

Private limited companyfounded 20251 yr activeOoststraat 16, 7700 Mouscron, BelgiumKBO/BCE: BE 1020.959.147

The computed 12-month bankruptcy probability of Lepoint Concept is 1.8% (moderate). The 2025 annual accounts show equity of €6k and a net result of €570. Its solvency ranks better than 14% of 27319 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability51

Solvency14

Growth-

Stability67

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.85), and 90.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27319 sector peers (2025).

NBB · sector comparison

Position among 27319 sector peers

Solvency

better than 14%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

3 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k

Total assets

€59k

Net result

€570

Working capital

€-5k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €59k

51.1%

48.9%

Fixed assets €30k

Current assets €29k

Equity and liabilities €59k

90.6%

Equity €6k

Debt €54k

Debt finances 90.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€17k

Cash flow

€16k

Solvency

9.4%

Current ratio

0.85

Quick ratio

0.60

Debt / equity

9.66

ROE

10.2%

ROA

1.0%

Interest coverage

10.73

Debt

€54k

Debt ≤ 1 year

€34k

Debt > 1 year

€20k

Income taxes

€352

Staff costs

€4k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€59k

Fixed assets21/28€30k

Tangible fixed assets22/27€30k

Furniture and vehicles24€30k

Financial fixed assets28€363

Current assets29/58€29k

Stocks and contracts in progress3€8k

Stocks30/36€8k

Amounts receivable within one year40/41€13k

Trade receivables40€7k

Other amounts receivable41€6k

Cash at bank and in hand54/58€7k

Deferred charges and accrued income490/1€471

Equity and liabilities

Total equity and liabilities10/49€59k

Equity10/15€6k

Contributions10/11€5k

Profit (loss) carried forward14€570

Amounts payable17/49€54k

Amounts payable after more than one year17€20k

Financial debts170/4€20k

Amounts payable within one year42/48€34k

Current portion of amounts payable after more than one year42€14k

Trade debts44€8k

Suppliers440/4€8k

Advances received on contracts in progress46€275

Taxes, remuneration and social security45€4k

Taxes450/3€3k

Remuneration and social security454/9€745

Other amounts payable47/48€8k

Income statement Code2025

Remuneration, social security and pensions62€4k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k

Other operating charges640/8€687

Gross operating margin9900€22k

Operating profit (loss)9901€3k

Financial income75/76B€40

Recurring financial income75€40

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€922

Income taxes67/77€352

Profit (loss) for the period9904€570

Profit (loss) for the period to be appropriated9905€570

Appropriation of the result

Profit (loss) to be appropriated9906€570

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

03-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mouscron · 1 establishment unit since 2025

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ooststraat 167700 Mouscron

Ground area

660 m²

Building footprint

43 m²

Volume, LiDAR

384 m³

Parcel 54433E0579/00S003, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Lepoint Concept

Ooststraat 16, 7700 MouscronManufacture of other builders' carpentry and joinery

since 20252.371.394.929

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
54433E0579/00S003	Wallonia	660 m²	1 · 43 m²	10.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Afwerking, renovatie en plaatsing De Groof

Of 19,950 companies in sector 43320 we hold annual accounts for 9,081. 3,280 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-03-2025

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

43332Laying of wooden floor and wall coverings

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.