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OVERTYM

Active
Private limited companyfounded 2025active for 1 yearHamerstraat(STE) 99 A, 9190 Stekene, BelgiumKBO/BCE: BE 1020.243.822
Summary

The computed 12-month bankruptcy probability of OVERTYM is 3.8% (moderate). The 2025 annual accounts show equity of €5,616 and a net result of €5,449, of which €19,939 non-recurring income. Its solvency ranks better than 47% of 34,728 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€12,768total assets 2025
Equity
€5,616
Profit
€5,449
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Structure
2025 accounts 31 days early
Why 51raises risk2 changes of registered office in 24 monthsFounded in 2025Size: total assets €12,768lowers riskLiquidity: current ratio 1.81, cash €6,017Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 70% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 69
equity 44.0% of total assets
Liquidity 72
short-term debt 55.3% · cash 47.1%
Profitability 100
return on assets 42.7%
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9%lowest value 04-2026: 1.9%● unchanged vs 03-2026lowest value 05-2026: 4.0%▲ +2.1 percentage points vs 04-2026 06-2026: 8.7%▲ +4.7 percentage points vs 05-2026highest value 07-2026: 3.7%▼ -5.0 percentage points vs 06-2026 08-2026: 3.7%● unchanged vs 07-2026 09-2026: 3.7%● unchanged vs 08-2026 10-2026: 3.8%▲ +0.1 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 47% on solvency, 70% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.81, cash €6,017
NBB · annual accounts
raises risk · Size: total assets €12,768
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Resignation: de la Ruelle Patrick (manager)Appointment: de la Ruelle Patrick…

Key points

  • Caution: Among the weakest 13% on equitysector median €57,801 · 34,740 companies €5,616 View
  • New directorlatest change 23-04-2026 · 1 in office 1 joined View
  • Total assets 2025first financial year filed €12,768 View

By topic

Financials

Financial year
2025
Total assets
€12,768
Profit
€5,449
Solvency
44.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
20-02-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about OVERTYM

What is the company number of OVERTYM?
1020.243.822. In Belgium the VAT number is the company number with BE in front: BE 1020.243.822.
Where is OVERTYM based?
The registered office is at Hamerstraat(STE) 99 A, 9190 Stekene.Company details
What does OVERTYM do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of OVERTYM?
Private limited company (BV).
When was OVERTYM founded?
On 20-02-2025.
Is OVERTYM still active?
Yes, OVERTYM is an active enterprise in the KBO register.
What is the turnover of OVERTYM?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is OVERTYM profitable?
In financial year 2025, OVERTYM made a profit of €5,449.
Where can I find the annual accounts of OVERTYM?
OVERTYM filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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