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LEMIRE STEVEN

Active
Private limited companyfounded 200223 years activeGrand'Route(G-R) 282, 7530 Tournai, BelgiumKBO/BCE: BE 0479.093.787
Summary

The computed 12-month bankruptcy probability of LEMIRE STEVEN is 1.6% (moderate). The 2025 annual accounts show equity of €83,117 and a net result of -€10,983. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 75% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€117,523total assets 2025
Equity
€83,117
Loss
-€10,983
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Accounts 45 days early2 of 3 deeds read
Why 55- 1 change of registered office in 24 months- Loss of €10,983, the second in a row (FY 2025)- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 2.53, cash €5,024Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 96-4
equity 70.7% of total assets
Liquidity 43-6
short-term debt 29.3% · cash 4.3%
Profitability 18-48
return on assets -9.3%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 1.1%▲ +0.3 percentage points vs 12-2024 02-2025: 1.3%▲ +0.2 percentage points vs 01-2025 03-2025: 0.4%▼ -0.9 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025lowest value 08-2025: 0.4%● unchanged vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.2 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 1.5%▲ +0.8 percentage points vs 08-2026 10-2026: 1.6%▲ +0.1 percentage points vs 09-2026highest value
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.8 in 2024; short-term debt: 29.3% and cash: 4.3% of total assets), and 29.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 77% on solvency, 33% on liquidity, 14% on profitability and 23% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Loss of €10,983, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 2.53, cash €5,024
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€10,983
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
3 days late
2023
8 days early
2022
10 days late
2021
35 days late
2020
25 days late
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 3 February (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointment: LEMIRE Steven Alain Hubert (non-statutory…Shareholding · Registered-office move ·…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet -€10,983

Key points

  • Caution: Among the weakest 11% on net resultsector median €10,145 · 33,982 companies -€10,983 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€10,983 View
  • New directorlatest change 10-08-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€117,523
Loss
-€10,983
Solvency
70.7%
Total assets▼ 6.7%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 03-02-2025Annual accounts filed
  2. 23-01-2024Annual accounts filed
  3. 10-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
19-12-2002
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Third Saturday of November at 10:00
Purpose
D'une entreprise d'installation et de dépannage d'équipements sanitaires et de chauffage…
Go to Articles of association

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