Equity
€22,789 from €55,719 in 2021
Equity fell by 59% in 4 years.
LUVANCO
Lifetime
19 annual accounts with figures on one time axispeak €46,816 (2010)
€21,466▲ 4.2%
lowest -€23,316 (2022)
€5,905▲ €6,598
peak €55,719 (2021)
€22,789▲ 35.0%
€78,446▲ 192%
Board3 names since 2006
3 directors and 2 others
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Back to profit: €5,905Equity from €16,884 to €22,789Debts from €26,897 to €78,446Investments €31,409Cash from €11,086 to €37,083
Key points
from the 2025 annual accountsDebts
€78,446 77% of the balance sheet
Financial debts 32%Suppliers 57%Taxes and wages 0%Other 10%
Of this, €53,049 falls due within a year.
Investments
€31,409 5.3 × depreciation
Green is investment, beige is depreciation.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,820 companies had the same profile as LUVANCO has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.8%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,820 companies, not a prediction for LUVANCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 27-02-2006
Manager, since 01-10-2019
Director, since 01-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879640243
Changes of role: (director) and (director)
General meeting of 25-03-2024 · Gazette deed
Registered office moved to Beringen
New registered office: Lijsterbesstraat 5, 3583 Beringen · Previous registered office: Paalsesteenweg 327 Bus 93583 BERINGEN · General meeting of 22-03-2021 · Gazette deed
Registered office moved from Lummen to Paal
New registered office: Paalsesteenweg 327 Bus 9, 3583 Paal · Previous registered office: Linkhoutstraat 162, 3560 Lummen · Appointment: (manager) · General meeting of 04-11-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LUVANCO Beringen | €101,235 | €21,466 | 22.5% | - |
| GHIJSEN YVES Riemst | €113,109 | €25,031 | 96.2% | - |
| VANTILT JAN Alken | €91,049 | €18,210 | 95.0% | - |
| RST Brecht | €105,142 | €22,015 | 64.6% | - |
| LEO MEEUSSEN Zoersel | €113,386 | €23,214 | 88.5% | - |
| VdH service Oudenaarde | €89,682 | €23,485 | -20.2% | - |
| K-GOED Kortrijk | €93,047 | €22,948 | 67.6% | - |
These companies have the same main activity as LUVANCO: plumbing work (NACE 43221). They are comparable in size and age: total assets between €89,700 and €113,000, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 27-02-2006Normal situation
- Activity
- Plumbing workNACE 43221
- Establishment unit
- 2.152.299.8413583 Beringen, since 17-03-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2024
Annual accounts 2025
- ≈ €180,000estimated
- €101,235▲ 131%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on LUVANCO
LUVANCO files the micro format. That format states no turnover. The gross margin fell from €44,688 in 2007 to €21,466 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LUVANCO
- What is the company number of LUVANCO?
- The company number of LUVANCO is 0879.640.243. The VAT number is the same number with BE in front: BE 0879.640.243.
- Where is LUVANCO based?
- The registered office is at Lijsterbesstraat 5, 3583 Beringen.Company details
- What does LUVANCO do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of LUVANCO?
- LUVANCO is a private limited company (BV).
- When was LUVANCO founded?
- LUVANCO was founded on 27-02-2006.
- Is LUVANCO still active?
- Yes, LUVANCO is an active enterprise in the KBO register.
- What is the turnover of LUVANCO?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €21,466 and 37 comparable companies (NACE 43221). It probably lies between €140,000 and €390,000. It is a rough estimate.Financials
- Is LUVANCO profitable?
- In financial year 2025, LUVANCO made a profit of €5,905.
- Where can I find the annual accounts of LUVANCO?
- LUVANCO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUVANCO due?
- LUVANCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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