LEMI Floor Design
ActiveThe computed 12-month bankruptcy probability of LEMI Floor Design is 2.4% (moderate). The 2025 annual accounts show equity of €29k and a net result of €-15k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 27676 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency91▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 2.8 against 3.41 in 2024; short-term debt: 34.5% and cash: 3.2% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
-33%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
23 d early
2023
26 d late
2022
29 d early
2021
24 d early
2020
4 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 33.5%
2024 · €44k
2019: €7k
2020: €11k
2021: €20k
2022: €20k
2023: €37k
2024: €44k
2019 → 2025
Total assets
€44k▼ 26.9%
2024 · €61k
2019: €21k
2020: €34k
2021: €42k
2022: €47k
2023: €58k
2024: €61k
2019 → 2025
Net result
€-15k
2024 · €6k
2019: €-3k
2020: €4k
2021: €9k
2022: €-1k
2023: €19k
2024: €6k
2019 → 2025
Working capital
€28k▼ 32.7%
2024 · €41k
2019: €1k
2020: €-334
2021: €5k
2022: €9k
2023: €30k
2024: €41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k▼ 0.9%€37k▲ 87.2%€44k▲ 17.4%€29k▼ 33.5%
Operating result€15k-€4k▼ 75.8%€32k▲ 805%€11k▼ 64.9%€-14k
Net result€9k-€-1k€19k€6k▼ 65.7%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€2k▼ 44.5%
Current assets
€43k▼ 26.0%
Equity and liabilities €44k
Equity
€29k▼ 33.5%
Debt
€15k▼ 9.9%
The debt ratio rises from 28.0% to 34.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €17k
Cash flow
€-12k▼
2024 · €12k
Solvency
65.5%▼
2024 · 72.0%
Current ratio
2.80▼
2024 · 3.41
Quick ratio
2.80▼
2024 · 3.41
Debt / equity
0.53▲
2024 · 0.39
ROE
-50.3%▼
2024 · 14.8%
ROA
-33.0%▼
2024 · 10.7%
Interest coverage
-5.59▼
2024 · 6.92
Debt
€15k▼
2024 · €17k
Debt ≤ 1 year
€15k▼
2024 · €17k
Income taxes
€337▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€44k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23-€694
Furniture and vehicles24€3k€542▼
Financial fixed assets28-€300
Current assets29/58€58k€43k▼
Amounts receivable within one year40/41€52k€40k▼
Trade receivables40€12k€14k▲
Other amounts receivable41€40k€27k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€1k€908▼
Equity and liabilities
Total equity and liabilities10/49€61k€44k▼
Equity10/15€44k€29k▼
Contributions10/11€10k€10k=
Reserves13€33k€33k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€1k€-13k▼
Amounts payable17/49€17k€15k▼
Amounts payable within one year42/48€17k€15k▼
Current portion of amounts payable after more than one year42€1k-
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45€16k€3k▼
Taxes450/3€16k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€19k€-10k▼
Operating profit (loss)9901€11k€-14k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€11k€-14k▼
Income taxes67/77€4k€337▼
Profit (loss) for the period9904€6k€-15k▼
Profit (loss) for the period to be appropriated9905€6k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-13k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-15k ▼326%
Net result drops to €-15k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogboomsteenweg 42950 KapellenGround area
1.8 ha
Building footprint
236 m²
Volume, LiDAR
3,372 m³
Parcel 11362M0487/00B002, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LEMI Floor Design
since 20192.285.798.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0487/00B002 | Flanders | 1.8 ha | 1 · 236 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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BEN VAN RIEL
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Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-02-2019
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43320Joinery installation
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.