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De Plavei

Active
Private limited companyfounded 20187 yrs activeDiamantstraat (HRT) 8, 2200 Herentals, BelgiumKBO/BCE: BE 0713.907.132
Summary

The computed 12-month bankruptcy probability of De Plavei is 9.0% (elevated). The 2026 annual accounts show negative equity (-€21,927) and a net result of -€16,145. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 332 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
De PlaveiActiveChecked score 29/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€38,763total assets 2026
Equity
-€21,927
Loss
-€16,145
Turnover not published (abridged schema)
Financial health
29 Weak Checked score 2026
Bankruptcy chance 12 m
9.0%
Structure
Largest shareholder
Julot · 22.5%
Accounts 153 d early1 of 4 deeds read
Why 29- 2 changes of registered office in 24 months- Negative equity -€21,927- Liquidity: current ratio 0.64+ Size: total assets €38,763Show the evidence

Checked score

Score 2026
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 2% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 0-7
equity -56.6% of total assets
Liquidity 0=
short-term debt 156.6%
Profitability 0-100
return on assets -41.7%
Bankruptcy probability, 12 months
9.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 2.9% 12-2024: 2.8%▼ -5.1% vs 11-2024 01-2025: 2.8%● 0.0% vs 12-2024 02-2025: 2.6%▼ -5.9% vs 01-2025 03-2025: 2.6%● 0.0% vs 02-2025 04-2025: 2.6%▲ +1.3% vs 03-2025 05-2025: 2.6%● 0.0% vs 04-2025 06-2025: 2.6%● 0.0% vs 05-2025 07-2025: 2.6%● 0.0% vs 06-2025 08-2025: 2.6%● 0.0% vs 07-2025 09-2025: 2.6%▲ +0.7% vs 08-2025 10-2025: 2.7%▲ +0.8% vs 09-2025 11-2025: 2.2%▼ -18.9% vs 10-2025lowest value 12-2025: 2.2%● 0.0% vs 11-2025lowest value 01-2026: 3.2%▲ +49.0% vs 12-2025 02-2026: 3.2%● 0.0% vs 01-2026 03-2026: 3.2%● 0.0% vs 02-2026 04-2026: 3.2%● 0.0% vs 03-2026 05-2026: 3.2%● 0.0% vs 04-2026 06-2026: 3.2%● 0.0% vs 05-2026 07-2026: 3.0%▼ -6.7% vs 06-2026 08-2026: 3.0%● 0.0% vs 07-2026 09-2026: 4.3%▲ +43.7% vs 08-2026 10-2026: 9.0%▲ +107% vs 09-2026highest value
  • 2 changes of registered office in 24 months raises the probability
  • Size: total assets €38,763 lowers the probability for this profile
  • Negative equity -€21,927 raises the probability
  • Liquidity: current ratio 0.64 raises the probability
No credit on open account
Liquidity short (current ratio 0.64 against 0.85 in 2025; short-term debt: 156.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 1%, profitability 4%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €38,763
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€21,927
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.64
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
20212223242526
2020 to 2026 · latest year -€21,927
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 31-08-2026, 153 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
153 d early
2025
93 d early
2024
70 d early
2023
93 d early
2022
132 d early
2021
104 d early
2020
104 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 107 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 30 October (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Julot (director)Permanent representative: Stephan Peeters ·…
  2. Annual accounts filedfiscal year 2026 · micro…
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€21,927 View
  • Caution: Among the weakest 5% on solvencysector median 51.3% · 332 companies -56.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • A director leftlatest change 14-07-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2026
Total assets
€38,763
Loss
-€16,145
Solvency
-56.6%
Total assets▲ 22.6%
Net result
20202026
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-01-2028
  1. 24-09-2026Resignation: Julot (director)
  2. 31-08-2026Annual accounts filed
  3. 30-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
26-11-2018
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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