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LEMA VASTGOED

Active
Private limited companyfounded 1988active for 38 yearsNijverheidsstraat 2, 2381 Ravels, BelgiumKBO/BCE: BE 0434.272.760

From the official registers: KBO 38 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LEMA VASTGOED has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392,852 and a net result of €28,124. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 71% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
LEMA VASTGOEDActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 17-05-1988 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.038.405.114 2381 Ravels, since 31-05-1988
Financial year end
31 December
Peppol
Reachable since 07-04-2026
Company details

Board and ownership

Board
  • LEMA BESTUURDirector · since 16-10-2024 · permanent representative Leemans Martijn
Shareholders
Board & ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€82,214
▲ 19.1%
Turnover
≈ €110,000
estimated
Profit
€28,124
▼ 24.8%
Equity
€392,852
▲ 7.7%
Total assets
€682,453
▲ 5.3%
  • 2025 accounts filed 26 days after the deadline
Filed on 26-08-2026
Financials
Score breakdownlowers riskSize: total assets €682,453Liquidity: current ratio 0.59, cash €131,972Founded in 1988Figures for financial year 2025 (filed on 26-08-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in real estate (NACE 68)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 83+2
equity 57.6% of total assets
Liquidity 55+8
short-term debt 39.9% · cash 19.3%
Profitability 74-2
return on assets 4.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.59 (0.43 in 2024), below 1. Short-term debt is 39.9% and cash 19.3% of total assets. 42.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 70% of them on solvency, 66% on liquidity, 67% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €682,453
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.59, cash €131,972
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
18 days late
2023
37 days early
2022
45 days early
2021
29 days late
2020
30 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 54 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd oldest company in Ravels, Real estate sectorin the Checked rankings No. 3 View
  • Positive: 8 profitable years in a rowprofit 2025: €28,124 8 years View

Companies linked to LEMA VASTGOED

Comparable companies

These companies have the same main activity as LEMA VASTGOED: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €595,000 and €761,000, founded between 1981 and 1992.

CompanyTotal assetsGross margin
LEMA VASTGOED Ravels€682,453€82,214
Immof Antwerpen€651,434€88,569
NATIONALE Schoten€761,399€94,461
LuLu's Immo Olen€594,672€84,043
Emilco - Invest Antwerpen€704,074€77,467
L. M. & D. PROJECT Brasschaat€761,079€66,671
INELNI Westerlo€634,576€69,144
Full comparison

Documents

Annual accounts at the NBB

All 38 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about LEMA VASTGOED
What is the company number of LEMA VASTGOED?
The company number of LEMA VASTGOED is 0434.272.760. The VAT number is the same number with BE in front: BE 0434.272.760.
Where is LEMA VASTGOED based?
The registered office is at Nijverheidsstraat 2, 2381 Ravels.Company details
What does LEMA VASTGOED do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of LEMA VASTGOED?
The legal form of LEMA VASTGOED is Private limited company (BV).
When was LEMA VASTGOED founded?
LEMA VASTGOED was founded on 17-05-1988.
Is LEMA VASTGOED still active?
Yes, LEMA VASTGOED is an active enterprise in the KBO register.
What is the turnover of LEMA VASTGOED?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €82,214 and 45 comparable companies (NACE 682). It probably lies between €92,000 and €140,000.Financials
Is LEMA VASTGOED profitable?
In financial year 2025, LEMA VASTGOED made a profit of €28,124.
Where can I find the annual accounts of LEMA VASTGOED?
LEMA VASTGOED filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LEMA VASTGOED due?
LEMA VASTGOED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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