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Lema Construct

Active
Private limited companyfounded 2018active for 8 yearsGrand Chemin(HAV) 288, 7531 Tournai, BelgiumKBO/BCE: BE 0702.954.446
Summary

Lema Construct has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222,544 and a net result of €176,048. Equity is growing by about 56% per year across the filed financial years. Its solvency ranks better than 42% of 17,093 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
≈ €430,000turnover 2025, estimated
Equity
€222,544
Profit
€176,048
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 20 days late1 of 2 deeds summarised
Why 94raises riskLiquidity: current ratio 1.42, cash €51,265lowers riskSize: total assets €1.1mFigures for financial year 2025 (filed 28-08-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Average
Solvency 44=
equity 19.4% of total assets
Liquidity 18+3
short-term debt 70.5% · cash 4.5%
Profitability 76+45
return on assets 15.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.5 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.42, compared with 1.47 in 2024, below the usual 1.5; short-term debt: 70.5% and cash: 4.5% of total assets), and 80.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 40% on solvency, 15% on liquidity, 71% on profitability and 86% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 1.42, cash €51,265
NBB · annual accounts
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
20 days late
2024
15 days early
2023
20 days late
2022
60 days late
2021
36 days late
2020
9 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €176,048
  3. Equity above €200,000equity €222,544 ▲51.9%

Financials · financial year 2025, micro format

2025 annual accounts filed late (20 days) Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00439047.

Turnover
≈ €430,000
Estimated: probably between €320,000 and €800,000
Total assets
€1.1m▲ 49.3%
2024 · €766,958
Net result
€176,048
2024 · -€19,773
Working capital
€338,228▲ 37.2%
2024 · €246,496
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result returns to profit in 2025: €234,357 after a loss of €8,719 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.2m 2025 Net result€0.2m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€0.004m--€0.005m▼ 17.2%-€0.005m▲ 9.9%€0.2m-€0.02m-€0.009m▲ 62.3%€0.2m
Net result-€0.004m--€0.005mwithin the sector's middle half▼ 18.5%-€0.005mwithin the sector's middle half▲ 11.5%€0.2mabove the sector's middle half-€0.02mbelow the sector's middle half-€0.02mwithin the sector's middle half▲ 18.4%€0.2mabove the sector's middle half
Equity€0.02m-€0.01mbelow the sector's middle half▼ 32.4%€0.006mbelow the sector's middle half▼ 42.4%€0.2mwithin the sector's middle half▲ 31×€0.2mwithin the sector's middle half▼ 12.7%€0.1mwithin the sector's middle half▼ 11.9%€0.2mwithin the sector's middle half▲ 51.9%
Total assets€0.2m-€0.2mbelow the sector's middle half▲ 1.9%€0.3mbelow the sector's middle half▲ 43.5%€0.5mbelow the sector's middle half▲ 86.9%€0.7mbelow the sector's middle half▲ 23.0%€0.8mwithin the sector's middle half▲ 15.3%€1.1mabove the sector's middle half▲ 49.3%
Debt€0.2m-€0.2m▲ 4.8%€0.3m▲ 48.3%€0.4m▲ 23.7%€0.5m▲ 42.5%€0.6m▲ 24.3%€0.9m▲ 48.7%
Working capital€0.02m-€0.01mwithin the sector's middle half▼ 32.4%€0.006mwithin the sector's middle half▼ 42.4%€0.3mwithin the sector's middle half▲ 47×€0.3mwithin the sector's middle half▼ 8.3%€0.2mwithin the sector's middle half▼ 7.4%€0.3mabove the sector's middle half▲ 37.2%
Solvency7.9%-5.3%below the sector's middle half▼ 2.7pp2.1%below the sector's middle half▼ 3.2pp35.2%within the sector's middle half▲ 33.1pp25.0%within the sector's middle half▼ 10.2pp19.1%within the sector's middle half▼ 5.9pp19.4%within the sector's middle half▲ 0.3pp
Current ratio1.09-1.06within the sector's middle half▼ 0.031.02within the sector's middle half▼ 0.032.16within the sector's middle half▲ 1.141.67within the sector's middle half▼ 0.491.47within the sector's middle half▼ 0.191.42within the sector's middle half▼ 0.05
Return on assets (ROA)-2.2%--2.5%below the sector's middle half▼ 0.4pp-1.6%below the sector's middle half▲ 1.0pp34.1%above the sector's middle half▲ 35.6pp-3.6%below the sector's middle half▼ 37.7pp-2.6%below the sector's middle half▲ 1.1pp15.4%above the sector's middle half▲ 18.0pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.1m
Equity €222,544 ▲ 51.9%
Debt €922,413 ▲ 48.7%
Debt's share of the balance-sheet total falls from 80.9% to 80.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.70▲
2024 · 0.03
Debt to equity
4.14▼
2024 · 4.24
ROE
79.1%▲
2024 · -13.5%
Debt ≤ 1 year
€806,729▲
2024 · €520,462
Debt > 1 year
€115,000▲
2024 · €100,000
Income taxes
€44,570
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97.3% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
1.2% stopped otherwise
97.3% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.8m€1.1m▲
Current assets29/58€0.8m€1.1m▲
Stocks and contracts in progress3€0.8m€0.6m▼
Stocks30/36€0.8m€0.6m▼
Amounts receivable within one year40/41€0.005m€0.5m▲
Trade receivables40€0.005m€0.3m▲
Other amounts receivable41€0€0.3m▲
Cash at bank and in hand54/58€0.01m€0.05m▲
Deferred charges and accrued income490/1€368€381▲
Equity and liabilities
Total equity and liabilities10/49€0.8m€1.1m▲
Equity10/15€0.1m€0.2m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.2m€0.2m▲
Distributable reserves133€0.2m€0.2m▲
Profit (loss) carried forward14-€0.04m€0▲
Amounts payable17/49€0.6m€0.9m▲
Amounts payable after more than one year17€0.1m€0.1m▲
Other amounts payable178/9€0.1m€0.1m▲
Amounts payable within one year42/48€0.5m€0.8m▲
Financial debts43€0.4m€0.03m▼
Credit institutions430/8€0.4m€0.03m▼
Trade debts44€0.005m€0.4m▲
Suppliers440/4€0.005m€0.4m▲
Advances received on contracts in progress46€0.07m€0▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0.1m€0.4m▲
Accrued charges and deferred income492/3-€0.001m
Income statement Code20242025
Other operating charges640/8€0.003m€0.004m▲
Gross operating margin9900-€0.005m€0.2m▲
Operating profit (loss)9901-€0.009m€0.2m▲
Financial income75/76B€0€0.002m▲
Recurring financial income75€0€0.002m▲
Financial charges65/66B€0.01m€0.02m▲
Recurring financial charges65€0.01m€0.02m▲
Profit (loss) for the period before taxes9903-€0.02m€0.2m▲
Income taxes67/77-€0.04m
Profit (loss) for the period9904-€0.02m€0.2m▲
Profit (loss) for the period to be appropriated9905-€0.02m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.04m€0.1m▲
Profit (loss) brought forward from the previous period14P-€0.02m-€0.04m▼
Transfer from equity791/2-€0.1m
Transfer to equity691/2-€0.1m
To other reserves6921-€0.1m
Profit to be distributed694/7-€0.1m
Return on contributions (dividend)694-€0.1m

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Other operating charges640/8--€2,443€2,572€3,973€3,330€4,299▲ 29.1%
Gross operating margin9900-€3,519-€2,553-€2,061€244,847-€19,174-€5,389€238,655-
Operating profit (loss)9901-€4,264-€4,996-€4,503€242,276-€23,147-€8,719€234,357-
Financial income75/76B---€28,035€321€0€2,352▲ 235,155×
Recurring financial income75---€28,035€321€0€2,352▲ 235,155×
Financial charges65/66B---€31,159€1,395€11,053€16,090▲ 45.6%
Recurring financial charges65€27€90-€31,159€1,395€11,053€16,090▲ 45.6%
Profit (loss) for the period before taxes9903-€4,291-€5,086-€4,503€239,152-€24,221-€19,773€220,618-
Income taxes67/77---€54,782€0-€44,570-
Profit (loss) for the period9904-€4,291-€5,086-€4,503€184,370-€24,221-€19,773€176,048-
Profit (loss) for the period to be appropriated9905-€4,291-€5,086-€4,503€184,370-€24,221-€19,773€176,048-
Line2019202020212022202320242025Change
Assets
Total assets20/58€0.2m€0.2m€0.3m€0.5m€0.7m€0.8m€1.1m▲ 49.3%
Current assets29/58€0.2m€0.2m€0.3m€0.5m€0.7m€0.8m€1.1m▲ 49.3%
Stocks and contracts in progress3€0.2m€0.2m€0.3m€0.3m€0.6m€0.8m€0.6m▼ 22.7%
Stocks30/36--€0.3m€0.3m€0.6m€0.8m€0.6m▼ 22.7%
Amounts receivable within one year40/41€0.002m€0.01m€0.005m€0.01m€0.04m€0.005m€0.5m▲ 96×
Trade receivables40--€0.004m€0.002m€0.001m€0.005m€0.3m▲ 49×
Other amounts receivable41--€0.001m€0.01m€0.04m€0€0.3m-
Cash at bank and in hand54/58€0.03m€0.01m€0.01m€0.3m€0.07m€0.01m€0.05m▲ 429%
Deferred charges and accrued income490/1-----€368€381▲ 3.6%
Equity and liabilities
Total equity and liabilities10/49€0.2m€0.2m€0.3m€0.5m€0.7m€0.8m€1.1m▲ 49.3%
Equity10/15€0.02m€0.01m€0.006m€0.2m€0.2m€0.1m€0.2m▲ 51.9%
Contributions10/11€0.02m-€0.02m€0.02m€0.02m€0.02m€0.02m=
Reserves13---€0.2m€0.2m€0.2m€0.2m▲ 18.8%
Distributable reserves133---€0.2m€0.2m€0.2m€0.2m▲ 18.8%
Profit (loss) carried forward14-€0.004m-€0.009m-€0.01m€0-€0.02m-€0.04m€0-
Amounts payable17/49€0.2m€0.2m€0.3m€0.4m€0.5m€0.6m€0.9m▲ 48.7%
Amounts payable after more than one year17---€0.1m€0.1m€0.1m€0.1m▲ 15.0%
Other amounts payable178/9---€0.1m€0.1m€0.1m€0.1m▲ 15.0%
Amounts payable within one year42/48€0.2m€0.2m€0.3m€0.3m€0.4m€0.5m€0.8m▲ 55.0%
Financial debts43----€0.2m€0.4m€0.03m▼ 91.4%
Credit institutions430/8----€0.2m€0.4m€0.03m▼ 91.4%
Trade debts44€0.006m€0.01m€0.1m€0.002m€0.003m€0.005m€0.4m▲ 72×
Suppliers440/4--€0.1m€0.002m€0.003m€0.005m€0.4m▲ 72×
Advances received on contracts in progress46--€0.07m€0.07m€0.07m€0.07m€0▼ 100%
Taxes, remuneration and social security45---€0.07m€0.05m€0--
Taxes450/3---€0.07m€0.05m€0--
Other amounts payable47/48--€0.1m€0.1m€0.1m€0.1m€0.4m▲ 297%
Accrued charges and deferred income492/3------€0.001m-
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€4,291-€5,086-€4,503€184,370-€24,221-€19,773€176,048-
Operating cash flow (approximation)-€4,291-€5,086-€4,503€184,370-€24,221-€19,773€176,048-
Change in cash--€12,849-€121€244,472-€184,307-€64,267€41,567-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
31-12-2025 micro format 20-08-2026 2026-00439047
31-12-2024 abbreviated format 16-07-2025 2025-00300288
31-12-2023 abbreviated format 20-08-2024 2024-00387175
31-12-2022 abbreviated format 29-09-2023 2023-00474924
31-12-2021 abbreviated format 05-09-2022 2022-20421577
31-12-2020 abbreviated format 09-08-2021 2021-47500237
31-12-2019 micro format 26-08-2020 2020-44800138

Similar companies · same sector, comparable size

Of the 9,525 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,538. 5,349 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, last change in 2022
Bruno PETILLION
Director (not named in the articles) · since 25-11-2022
Current
Katrien FONTEYNE
Director (not named in the articles) · since 25-11-2022
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

2 people since 2022, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Bruno PETILLION
  • Manager, until 25-11-2022
  • Director (not named in the articles), from 25-11-2022 to date
Katrien FONTEYNE
  • Manager, until 25-11-2022
  • Director (not named in the articles), from 25-11-2022 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 25-11-2022 Converted to unavailable equity · €20,000

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Lema Construct was incorporated on 10 September 2018.1 Total assets rose from €197,940 in 2019 to €1.1m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 20 days late
2025
31-12
Financial Back to profitnet €176,048
Net result €176,048 after 2 loss-making years.
31-12
Financial Equity above €200,000equity €222,544 ▲51.9%
Equity rises from €146,496 to €222,544.
16-07
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
20-08
NBB filing Annual accounts filed
financial year 2023 · abbreviated format · 20 days late
2023
31-12
Financial Weakest financial yearnet -€24,221
Net result drops to -€24,221, the lowest in the series; recovery starts the following year.
29-09
NBB filing Annual accounts filed
financial year 2022 · abbreviated format · 60 days late
2022
31-12
Financial Back to profitnet €184,370
Net result €184,370 after 3 loss-making years.
31-12
Financial Liquidity more than doubledcurrent ratio 2.16
Current ratio from 1.02 to 2.16; short-term debt falls from €283,251 to €250,303.
31-12
Financial Equity above €150,000equity €190,490 ▲3,013%
Equity rises from €6,120 to €190,490.
25-11
Gazette deed Resignations: Bruno PETILLION (manager) and Katrien FONTEYNE (manager)
Appointments: Bruno PETILLION (director) and Katrien FONTEYNE (director) · Amendment of the articles · Capital conversion13 facts ▸
  • General meeting, 15-11-2022
  • Amendment of the articles (2 times)
  • Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
  • Reserve release, “suppression, fonds disponibles pour distribution” (deed in French)
  • Share issue, 150, “rémunération des apports” (deed in French)
  • Director resignation, Bruno PETILLION (manager)
  • Director resignation, Katrien FONTEYNE (manager)
  • Director appointment, Bruno PETILLION (director (not named in the articles))
  • Director appointment, Katrien FONTEYNE (director (not named in the articles))
  • Registered office clause, “7531 Tournai (Havinnes),Grand Chemin 288” (deed in French)
  • Power of attorney
  • Director discharge, Bruno PETILLION
  • +1 further fact in this act
05-09
NBB filing Annual accounts filed
financial year 2021 · abbreviated format · 36 days late
2021
09-08
NBB filing Annual accounts filed
financial year 2020 · abbreviated format · 9 days late
2020
26-08
NBB filing Annual accounts filed
financial year 2019 · micro format · 26 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded10-09-2018
Financial year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0702954446
Also 9925:BE0702954446
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0702.954.446

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
registered office establishment approximate The establishment unit on the map
Ground area
1,246 m²
Building footprint
173 m²
Building volume
885 m³
Parcel 57036C0077/00K000, Wallonia · tallest building 6.9 m. Linked by address, not a title deed.
1 establishment unit
Lema Construct
Grand Chemin(HAV) 288, 7531 TournaiDevelopment of residential building projects
since 2018unit no. 2.279.464.069
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
57036C0077/00K000 Wallonia 1,246 m² 1 · 173 m² 6.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Donner des conseils financiers dans les placements en valeurs mobilières,et ce au sens large du terme; D’accomplir,à la fois pour son compte…” (deed in French)
17 activities (deed in French)
  1. Donner des conseils financiers dans les placements en valeurs mobilières,et ce au sens large du terme.
  2. D’accomplir,à la fois pour son compte et pour le compte de tiers ou en participation avec des tiers,elle-même ou par l’intermédiaire de toute autre personne physique ou morale,toutes les opérations qui se rapportent directement ou indirectement à toute activité,quelle qu’elle soit,et courtage relatif à des biens immobiliers,bâtis ou non bâtis le tout à la fois dans son propre intérêt et pour son propre compte et à des fins matière de droits immobiliers,le tout à la fois dans son propre intérêt et pour son propre compte et à des fins d’aliénation en particulier:l’achat,la vente,l’échange,la démolition,la location,la mise en location d’appartements,meublés ou non,d’habitations,d’espaces de bureaux,d’équipements,de matériel,de mobilier de bureau et de biens immeubles,d’une manière générale:les expertises la gestion,la valorisation et la construction ou la rénovation de biens immeubles de toute nature ainsi que la coordination de la direction de tels travaux,la conception,l’élaboration et la réalisation de tous études,projets et plans.
  3. L’intervention en tant qu’agent chargé de la location et ou de la vente.
  4. La construction,le parachèvement,la transformation,la rénovation,la réparation,la décoration,l’aménagement,la démolition de tous bâtiments ou constructions,quels qu’ils soient,l’acceptation,l’exécution ou la mise à exécution de toutes entreprises de travaux,à la fois privées et publiques.
  5. L’exploitation d’une agence immobilière et d’un bureau de logement,y compris les interventions dans les contrats de prêt,le financement et toute l’administration et la gestion y afférentes.
  6. Le lotissement de terrains,de bois et de domaines,le boisement ou le déboisement,la mise en garantie de biens immobiliers de la société,même en garantie de prêts ou d’ouvertures de crédit consentis à des tiers.
  7. Commerce de matériaux de construction.
  8. Toutes les activités d'une entreprise de construction.
  9. L’administration,la gestion,l’entretien et la valorisation d’un patrimoine immobilier,la location-financement de biens immobiliers à des tiers ainsi que tous les actes de nature à favoriser le rendement des biens immobiliers tels que l’entretien,le développement,l’embellissement et la location de ces biens ainsi que le cautionnement pour le bon déroulement des engagements contractés par des tiers qui auraient la jouissance de ces biens immobiliers.
  10. Exécuter toutes les opérations immobilières ou les actes en rapport avec celles-ci,notamment:l’achat,la vente,le courtage,l’échange,la démolition,la mise en location,l’expertise,la gestion,la valorisation,la construction,la transformation ou la rénovation de biens immeubles de toute nature à la fois des terrains et des bâtiments publics et privés,dont aussi des appartements et logements sociaux,à la fois en région rurale ou en agglomération et ce par voie de lotissement de nouvelle construction,reconstruction ou transformation dans tous les matériaux,pour toutes les destinations et avec toutes les techniques.
  11. Accomplir toutes les opérations financières possibles afin de faciliter les opérations relevant de son objet social même en faveur ou pour le compte de tiers-mandants.
  12. Accepter tous les mandats de gestion,l’exercice de mandats et fonctions qui sont en rapport direct ou indirect avec l’objet social.
  13. Accomplir tous les actes commerciaux,financiers,industriels,mobiliers et immobiliers qui sont en rapport direct ou indirect avec cet objet ou qui peuvent en promouvoir ou en faciliter l’expansion.
  14. Poursuivre son objet partout en Belgique et à l’étranger de toutes les manières et selon les modalités qu’elle estime lui convenir le mieux.
  15. Prendre des intérêts dans toutes les entreprises,associations ou sociétés dont l’objet est en tout ou en partie similaire,équivalent ou connexe avec son objet ou simplement utile à sa réalisation,par voie d’apport,de fusion,de souscription ou de toute autre manière.
  16. Exercer des fonctions d’administrateur ou de liquidateur d’autres sociétés.
  17. Se porter caution pour des tiers.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
LEMA CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne” (deed in French)
“Simple décision, peut établir par simple décision de l’organe d’administration des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)

deed of 25-11-2022

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation durée, personnes physiques ou morales,actionnaires ou non” (deed in French)
“Représentation,voyages,déplacements, fixe ou proportionnelle” (deed in French)
1 more provision on this in the deed

deed of 25-11-2022

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Saturday of June at 10:00

deed of 25-11-2022

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Modifications statuts, tout temps” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Assemblée générale, administrateurs en fonction si aucun autre désigné” (deed in French)

deed of 25-11-2022

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Gestion journalière, déterminé par organe administration,seul ou conjointement” (deed in French)
Other provision: “Un ou plusieurs, contrôle commissaires” (deed in French)
Other provision: “Procuration et vote écrit, toute autre personne,actionnaire ou non” (deed in French)
Other provision: “Délibère que propositions ordre jour, ordre du jour” (deed in French)
Other provision: “Majorité voix quel que soit nombre titres représentés, majorité” (deed in French)
Other provision: “Affectation bénéfice net, assemblée générale” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation, actif net proportion actions,biens conservés remis même proportion” (deed in French)
5 more provisions in the deed, see the deed of 25-11-2022

deed of 25-11-2022