LEJO
ActiveSummary
LEJO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €-3k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 88% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 7.73 in 2024; short-term debt: 19.5% and cash: 43.7% of total assets), and 19.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
12 d early
2022
19 d early
2021
31 d early
2020
45 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▼ 1.4%
2024 · €214k
Total assets
€262k▲ 7.5%
2024 · €244k
Net result
€-3k
2024 · €8k
Working capital
€202k▲ 2.8%
2024 · €197k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k▼ 35.4%€7k▼ 46.8%€77k▲ 1,066%€10k▼ 86.5%€-3k
Net result€10k▼ 64.4%€5k▼ 50.8%€62k▲ 1,219%€8k▼ 86.6%€-3k
Equity€210k▲ 4.8%€143k▼ 31.8%€206k▲ 43.5%€214k▲ 4.1%€211k▼ 1.4%
Total assets€305k▲ 12.6%€246k▼ 19.2%€265k▲ 7.8%€244k▼ 8.0%€262k▲ 7.5%
Debt€94k▲ 35.0%€102k▲ 8.6%€59k▼ 42.1%€30k▼ 49.8%€51k▲ 71.5%
Working capital€180k▼ 3.5%€116k▼ 35.4%€183k▲ 57.1%€197k▲ 7.6%€202k▲ 2.8%
Staff (FTE)1.6▼ 27.3%1.3▼ 18.8%0.5▼ 61.5%0.3▼ 40.0%0.3=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€9k ▼ 50.3%
Current assets
€253k ▲ 12.1%
Equity and liabilities €262k
Equity
€211k ▼ 1.4%
Debt
€51k ▲ 71.5%
Debt's share of the balance-sheet total rises from 12.2% to 19.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €21k
Cash flow
€8k▼
2024 · €19k
Current ratio
4.96▼
2024 · 7.73
Quick ratio
3.79▼
2024 · 6.19
Debt to equity
0.24▲
2024 · 0.14
ROE
-1.4%▼
2024 · 3.9%
ROA
-1.2%▼
2024 · 3.4%
Interest coverage
8.88▼
2024 · 15.90
Debt ≤ 1 year
€51k▲
2024 · €29k
Income taxes
€940▼
2024 · €5k
Staff costs
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €60k | €46k | €20k | €5k | €5k | ▼ 1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €22k | €19k | €11k | €11k | ▼ 0.3% |
| Other operating charges640/8 | €4k | €3k | €3k | €3k | €3k | ▲ 20.9% |
| Gross operating margin9900 | €106k | €77k | €119k | €29k | €15k | ▼ 46.2% |
| Operating profit (loss)9901 | €12k | €7k | €77k | €10k | €-3k | ▼ 131% |
| Financial income75/76B | €3k | €3k | €5k | €4k | €2k | ▼ 55.4% |
| Recurring financial income75 | €3k | €3k | €5k | €4k | €2k | ▼ 55.4% |
| Financial charges65/66B | €2k | €1k | €1k | €1k | €859 | ▼ 36.0% |
| Recurring financial charges65 | €2k | €1k | €1k | €1k | €859 | ▼ 36.0% |
| Profit (loss) for the period before taxes9903 | €14k | €9k | €82k | €14k | €-2k | ▼ 116% |
| Income taxes67/77 | €4k | €4k | €19k | €5k | €940 | ▼ 81.6% |
| Profit (loss) for the period9904 | €10k | €5k | €62k | €8k | €-3k | ▼ 136% |
| Profit (loss) for the period to be appropriated9905 | €10k | €5k | €62k | €8k | €-3k | ▼ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €305k | €246k | €265k | €244k | €262k | ▲ 7.5% |
| Fixed assets21/28 | €61k | €40k | €29k | €18k | €9k | ▼ 50.3% |
| Tangible fixed assets22/27 | €59k | €37k | €26k | €15k | €6k | ▼ 59.2% |
| Plant, machinery and equipment23 | €7k | €5k | €4k | €2k | €367 | ▼ 81.9% |
| Furniture and vehicles24 | €21k | €9k | €7k | €6k | €6k | ▲ 1.2% |
| Leasing and similar rights25 | €30k | €23k | €15k | €8k | €0 | ▼ 100% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €243k | €206k | €236k | €226k | €253k | ▲ 12.1% |
| Stocks and contracts in progress3 | €63k | €107k | €55k | €45k | €60k | ▲ 33.3% |
| Stocks30/36 | €63k | €107k | €55k | €45k | - | - |
| Contracts in progress37 | - | - | - | - | €60k | - |
| Amounts receivable within one year40/41 | €151k | €59k | €147k | €126k | €74k | ▼ 41.1% |
| Trade receivables40 | €139k | €40k | €135k | €112k | €54k | ▼ 51.9% |
| Other amounts receivable41 | €12k | €19k | €12k | €14k | €21k | ▲ 42.6% |
| Cash at bank and in hand54/58 | €24k | €34k | €30k | €49k | €115k | ▲ 133% |
| Deferred charges and accrued income490/1 | €5k | €6k | €4k | €5k | €4k | ▼ 22.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €305k | €246k | €265k | €244k | €262k | ▲ 7.5% |
| Equity10/15 | €210k | €143k | €206k | €214k | €211k | ▼ 1.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €190k | €118k | €118k | €196k | €193k | ▼ 1.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €188k | €117k | €117k | €194k | €191k | ▼ 1.6% |
| Profit (loss) carried forward14 | €2k | €6k | €69k | €0 | - | - |
| Amounts payable17/49 | €94k | €102k | €59k | €30k | €51k | ▲ 71.5% |
| Amounts payable after more than one year17 | €31k | €13k | €5k | €0 | - | - |
| Financial debts170/4 | €31k | €13k | €5k | €0 | - | - |
| Amounts payable within one year42/48 | €63k | €90k | €53k | €29k | €51k | ▲ 74.6% |
| Current portion of amounts payable after more than one year42 | €24k | €19k | €7k | €5k | €0 | ▼ 100% |
| Trade debts44 | €32k | €68k | €36k | €19k | €41k | ▲ 112% |
| Suppliers440/4 | €32k | €68k | €36k | €19k | €41k | ▲ 112% |
| Taxes, remuneration and social security45 | €7k | €3k | €10k | €4k | €10k | ▲ 127% |
| Taxes450/3 | €5k | €903 | €9k | €2k | €8k | ▲ 266% |
| Remuneration and social security454/9 | €2k | €2k | €1k | €2k | €2k | ▼ 19.7% |
| Accrued charges and deferred income492/3 | - | - | €502 | €530 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €5k | €62k | €8k | €-3k | ▼ 136% |
| + Depreciation and write-downs630 | €30k | €22k | €19k | €11k | €11k | ▼ 0.3% |
| Operating cash flow (approximation) | €39k | €27k | €81k | €19k | €8k | ▼ 59.6% |
| Investment in fixed assets (approximation) | - | €-220 | €-8k | €0 | €-2k | - |
| Change in cash | - | €10k | €-4k | €19k | €65k | ▲ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €62k ▲1,219%
Operating result €77k, net result €62k, both a record.
31-12
Financial
Equity above €200kEq €206k ▲43.5%
6 profitable years in a row build equity to €206k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €201k ▲15.6%
3 profitable years in a row build equity to €201k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €174k ▲22.5%
2 profitable years in a row build equity to €174k.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 1989
Ground area
704 m²
Building footprint
164 m²
Volume, LiDAR
830 m³
Parcel 13001A1508/00C000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEJO
since 19892.042.633.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13001A1508/00C000 | Flanders | 704 m² | 1 · 163 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 11,954 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-1989
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.