Legiam
ActiveLegiam has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €625k and a net result of €155k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 12464 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.73 against 5.05 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
20.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
58 d early
2023
22 d early
2022
13 d early
2021
19 d early
2020
39 d early
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€189k
EBIT margin
52.8%
Net result
€155k▼ 2.3%
2024 · €159k
2020: €70k
2021: €99k
2022: €67k
2023: €139k
2024: €159k
2020 → 2025
Working capital
€619k▲ 16.0%
2024 · €534k
2020: €296k
2021: €363k
2022: €356k
2023: €448k
2024: €534k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€366k-€362k▼ 1.1%€454k▲ 25.5%€540k▲ 19.0%€625k▲ 15.6%
Operating result€142k-€99k▼ 30.0%€203k▲ 105%€233k▲ 14.5%€221k▼ 5.2%
Net result€99k-€67k▼ 31.7%€139k▲ 107%€159k▲ 14.0%€155k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €756k
Fixed assets
€6k▼ 12.5%
Current assets
€750k▲ 12.7%
Equity and liabilities €756k
Equity
€625k▲ 15.6%
Debt
€131k▼ 0.7%
The debt ratio falls from 19.6% to 17.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€225k▼
2024 · €237k
Cash flow
€159k▼
2024 · €163k
Solvency
82.7%▲
2024 · 80.4%
Current ratio
5.73▲
2024 · 5.05
Quick ratio
5.73▲
2024 · 5.05
Debt / equity
0.21▼
2024 · 0.24
ROE
24.8%▼
2024 · 29.4%
ROA
20.5%▼
2024 · 23.6%
Interest coverage
1787.34▼
2024 · 2333.72
Debt
€131k▼
2024 · €132k
Debt ≤ 1 year
€131k▼
2024 · €132k
Income taxes
€66k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€672k€756k▲
Fixed assets
21/28€7k€6k▼
Tangible fixed assets
22/27€7k€6k▼
Current assets
29/58€666k€750k▲
Amounts receivable within one year
40/41€63k€67k▲
Cash & bank
54/58€561k€648k▲
Total equity & liabilities
10/49€672k€756k▲
Equity
10/15€540k€625k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€534k€619k▲
Accumulated profits (losses)
14€0€0=
Amounts payable
17/49€132k€131k▼
Amounts payable within one year
42/48€132k€131k▼
Trade debts payable within one year
44€2k€5k▲
Income statement
Code20242025
Gross operating margin
9900€238k€227k▼
Operating result
9901€233k€221k▼
Financial income
75€0€28▲
Financial charges
65€102€126▲
Result before taxes
9903€233k€221k▼
Income taxes
67/77€74k€66k▼
Net result for the period
9904€159k€155k▼
Result to be appropriated
9905€159k€155k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-10
State Gazette act
Statutes amendment
v3.2
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €159k ▲14%
Operating result €233k, net result €159k, both a record.
31-12
Financial
Equity above €500kEq €540k ▲19%
5 profitable years in a row build equity to €540k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €67k ▼31.7%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-12
State Gazette act
Statutes amendment
v3.2
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
18-10
State Gazette act
Statutes amendment
v3.2
2018
13-11
State Gazette act
Registered-office change
v3.2
2016
20-01
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
BAUWENS JIM
BE 0819.666.628
Ledegem · Eq €625k
Dirk Berckmans Advocaat
BE 0437.365.971
Brasschaat · Eq €625k
NATHALIE VAN DAMME - AVOCAT
BE 0883.691.675
Seraing · Eq €624k
MARC DE BLOCK ADVOCATENKANTOOR
BE 0828.631.111
Antwerpen · Eq €626k
Olivier SCHEUER
BE 0896.279.802
Brussel · Eq €624k
Of 22,000 companies in sector 69101 we hold annual accounts for 8,980. 5,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2016
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
32122Other manufacturing
32123Manufacture of jewellery
70200Business and other management consultancy
70220Business consulting
74130Interior design
82990Other business support services
88109Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.