PORTICO
ActivePORTICO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €159k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 3259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.44 in 2024), and 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
6 d early
2023
27 d late
2022
21 d early
2021
13 d early
2020
26 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€325k▼ 0.8%
2024 · €327k
2018: €198k
2019: €242k
2020: €321k
2021: €413k
2022: €389k
2023: €391k
2024: €327k
2018 → 2025
Total assets
€824k▲ 9.0%
2024 · €756k
2018: €443k
2019: €499k
2020: €452k
2021: €708k
2022: €830k
2023: €965k
2024: €756k
2018 → 2025
Net result
€159k▲ 83.3%
2024 · €87k
2018: €179k
2019: €45k
2020: €79k
2021: €92k
2022: €108k
2023: €152k
2024: €87k
2018 → 2025
Working capital
€172k▼ 2.6%
2024 · €176k
2018: €148k
2019: €185k
2020: €251k
2021: €320k
2022: €222k
2023: €231k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€413k-€389k▼ 6.0%€391k▲ 0.6%€327k▼ 16.2%€325k▼ 0.8%
Operating result€123k-€109k▼ 10.7%€154k▲ 40.4%€89k▼ 41.9%€160k▲ 78.8%
Net result€92k-€108k▲ 16.8%€152k▲ 41.5%€87k▼ 43.1%€159k▲ 83.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 79% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €824k
Fixed assets
€153k▼ 12.2%
Current assets
€670k▲ 15.3%
Equity and liabilities €824k
Equity
€325k▼ 0.8%
Debt
€499k▲ 16.4%
The debt ratio rises from 56.7% to 60.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€194k▲
2024 · €123k
Cash flow
€194k▲
2024 · €121k
Solvency
39.4%▼
2024 · 43.3%
Current ratio
1.34▼
2024 · 1.44
Quick ratio
1.34▼
2024 · 1.44
Debt / equity
1.53▲
2024 · 1.31
ROE
48.8%▲
2024 · 26.4%
ROA
19.3%▲
2024 · 11.4%
Interest coverage
173.53▲
2024 · 44.61
Debt
€499k▲
2024 · €429k
Debt ≤ 1 year
€499k▲
2024 · €405k
Staff costs
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€756k€824k▲
Fixed assets21/28€175k€153k▼
Tangible fixed assets22/27€174k€153k▼
Plant, machinery and equipment23-€982
Furniture and vehicles24€22k€26k▲
Other tangible fixed assets26€152k€126k▼
Financial fixed assets28€330€330=
Current assets29/58€581k€670k▲
Amounts receivable within one year40/41€356k€381k▲
Trade receivables40€331k€381k▲
Other amounts receivable41€25k€57▼
Cash at bank and in hand54/58€223k€284k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€756k€824k▲
Equity10/15€327k€325k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€307k€305k▼
Amounts payable17/49€429k€499k▲
Amounts payable after more than one year17€23k-
Financial debts170/4€23k-
Amounts payable within one year42/48€405k€499k▲
Current portion of amounts payable after more than one year42€25k€23k▼
Trade debts44€223k€280k▲
Suppliers440/4€223k€280k▲
Taxes, remuneration and social security45€7k€35k▲
Taxes450/3€7k€35k▲
Remuneration and social security454/9€327€90▼
Other amounts payable47/48€150k€161k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€40k€42k▲
Gross operating margin9900€169k€240k▲
Operating profit (loss)9901€89k€160k▲
Financial income75/76B€88€259▲
Recurring financial income75€88€259▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€87k€159k▲
Profit (loss) for the period9904€87k€159k▲
Profit (loss) for the period to be appropriated9905€87k€159k▲
Appropriation of the result
Profit (loss) to be appropriated9906€457k€466k▲
Profit (loss) brought forward from the previous period14P€370k€307k▼
Profit to be distributed694/7€150k€161k▲
Directors or managers695€150k€161k▲
Social balance
Average headcount (FTE)90870.40.2▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €45k ▼75%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €242k ▲22.6%
2 profitable years in a row build equity to €242k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 331000 BrusselGround area
1,284 m²
Building footprint
1,036 m²
Volume, LiDAR
19,795 m³
Parcel 21803C0382/00G000, Brussels · tallest building 26.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
PORTICO
since 20172.262.673.864
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0382/00G000 | Brussels | 1,284 m² | 1 · 1,036 m² | 26.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Federal government
2023 · 1 entry · 93,389 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2023 | POD Maatschappelijke Integratie | 1 | 93,389 EUR |
Budget allocations
AOI Schadevergoeding - gerechtskosten
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 6,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2017
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.