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Leerpunt

Active
Private foundationfounded 20223 yrs activeKoning Albert II-laan 15, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0795.192.043
Summary

Leerpunt has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €381,836 and a net result of €60,490. Its solvency ranks better than 11% of 492 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Other educational support services
NACE 85699Scientific research and development NACE 72200NACE 85609
1 site
How big
€10.4mtotal assets 2025
Staff
12 FTE
Equity
€381,836
Profit
€60,490
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Board
13 members
Accounts filed 31 d late
Why 94- Equity €381,836 (3.7% of total assets)+ Legal form Private foundation+ Sector Education (NACE 85)+ Liquidity: current ratio 3.90, cash €4.4mShow the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 85, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 29+1
equity 3.7% of total assets
Liquidity 91+37
short-term debt 25.1% · cash 42.5%
Profitability 69+49
return on assets 0.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (566 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +4.5% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.4% vs 02-2025 04-2025: 0.1%▲ +2.9% vs 03-2025highest value 05-2025: 0.1%● 0.0% vs 04-2025highest value 06-2025: 0.1%● 0.0% vs 05-2025highest value 07-2025: 0.1%● 0.0% vs 06-2025highest value 08-2025: 0.1%▼ -28.6% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Private foundation lowers the probability
  • Sector Education (NACE 85) lowers the probability
  • Liquidity: current ratio 3.90, cash €4.4m lowers the probability
  • Equity €381,836 (3.7% of total assets) raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 3.9 against 4.79 in 2024; short-term debt: 25.1% and cash: 42.5% of total assets), but 96.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, small). Better than this share of them on solvency 8%, liquidity 88%, profitability 41%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Private foundation
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.90, cash €4.4m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €381,836 (3.7% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 492 sector peers (2025).
NBB · sector comparison
Position among 492 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignations: Lieven Boeve, Ann De Schepper…Appointments: Bruno Vanobbergen, Ilse De…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 12% on solvencysector median 54.4% · 492 companies 3.7% View
  • Positive: Staff rose in 2025from 7.2 FTE to 12 FTE ▲ 66.7% View
  • Flemish supportawarded 2023 - 2025 €24.1m View
  • Board changedlatest change 03-03-2026 · 13 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€10.4m
Profit
€60,490
Solvency
3.7%
Total assets▲ 3.9%
Net result
20242025
Go to Financials

Timeline

Events
5
Since
2022
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-03-2026Resignations: Lieven Boeve, Ann De Schepper and…
  3. 21-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private foundation
Activity
Other educational support servicesNACE 85699
Founded
21-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
A) het ontwikkelen van een onafhankelijke, toegankelijke en wetenschappelijk onderbouwde…
Go to Articles of association

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