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UNA Europa

Active
Non-profit associationfounded 2019active for 7 yearsWarmoesberg 26, 1000 Brussel, BelgiumKBO/BCE: BE 0722.686.721
Summary

UNA Europa has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€99,822. Its solvency ranks better than 65% of 838 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
UNA EuropaActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Other educational support services
NACE 85699
1 site
Size
≈ €1.1mturnover 2025, estimated
Staff
9 FTE
Equity
€1.1m
Deficit
-€99,822
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
13 members
2025 accounts 49 days early9 of 12 deeds summarised
Why 95raises riskLoss of €99,822 (financial year 2025)lowers riskLegal form: non-profit associationLiquidity: current ratio 9.28, cash €1.3mSector: Education (NACE 85)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 85, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 94
equity 69.2% of total assets
Liquidity 100
short-term debt 10.8% · cash 81.8%
Profitability 11
return on assets -6.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,820 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.28, above the usual 1.5; short-term debt: 10.8% and cash: 81.8% of total assets), and 30.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 70% on solvency, 92% on liquidity and 17% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 9.28, cash €1.3m
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Loss of €99,822 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
49 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointments: Margriet Jeannine M. Van Bael…Resignations: Peter Frans A. Lievens…
  3. Resignation: Emily Palmer (day-to-day manager)Appointment: Sophia Kamer (day-to-day manager)

Key points

  • Caution: Among the weakest 9% on net resultsector median €25,313 · 841 companies -€99,822 View
  • Board changedlatest change 10-12-2025 · 13 in office 2 joined · 3 left View
  • Total assets 2025first financial year filed €1.5m View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Loss
-€99,822
Solvency
69.2%
Go to Financials

Board & ownership

Board
13 members
  • Fabienne Peraldi-LeneufDirector
  • Silvia BianconciniDirector
  • Stanislaw Kazimierz KistrynDirector
  • Verena Karola Elisabeth Blechinger-TalcottDirector
  • Ellen Dolores CroweDirector

and 8 other directors

Go to Board & ownership

Timeline

Events
10
Since
2022
  1. 26-09-2025Appointment: Joanne van der Leun (director)
  2. 20-01-2025Appointment: Maria Soledad Garcia Ferrari (director)
  3. 12-08-2024Amendment of the articles · Miscellaneous
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Other educational support servicesNACE 85699
Founded
13-03-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about UNA Europa

What is the company number of UNA Europa?
0722.686.721. In Belgium the VAT number is the company number with BE in front: BE 0722.686.721.
Where is UNA Europa based?
The registered office is at Warmoesberg 26, 1000 Brussel.Company details
What does UNA Europa do?
According to the KBO register, the main activity is other educational support services (NACE 85699).
What is the legal form of UNA Europa?
Non-profit association (VZW).
When was UNA Europa founded?
On 13-03-2019.
Is UNA Europa still active?
Yes, UNA Europa is an active enterprise in the KBO register.
How many employees does UNA Europa have?
On average 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of UNA Europa?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is UNA Europa profitable?
In financial year 2025, UNA Europa made a loss of €99,822.
Where can I find the annual accounts of UNA Europa?
UNA Europa filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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