LECTOR
ActiveSummary
LECTOR has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €652,681 and a net result of €114,611. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+3
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 3.86 against 3.37 in 2024; short-term debt: 11.9% and cash: 8.6% of total assets), and 25.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
28 d early
2023
23 d early
2022
7 d early
2021
33 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€652,681▲ 11.6%
2024 · €585,032
Total assets
€872,319▲ 5.6%
2024 · €825,672
Net result
€114,611▲ 34.2%
2024 · €85,396
Working capital
€296,047▲ 25.3%
2024 · €236,364
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€149,452▼ 11.6%€77,186▼ 48.4%€60,974▼ 21.0%€126,905▲ 108%€169,402▲ 33.5%
Net result€95,757▼ 19.6%€53,309▼ 44.3%€38,256▼ 28.2%€85,396▲ 123%€114,611▲ 34.2%
Equity€522,266▲ 15.8%€528,997▲ 1.3%€526,472▼ 0.5%€585,032▲ 11.1%€652,681▲ 11.6%
Total assets€811,332▲ 6.4%€847,454▲ 4.5%€780,616▼ 7.9%€825,672▲ 5.8%€872,319▲ 5.6%
Debt€234,661▼ 7.6%€267,626▲ 14.0%€206,183▼ 23.0%€196,579▼ 4.7%€178,525▼ 9.2%
Working capital€238,746▲ 47.7%€199,472▼ 16.4%€203,327▲ 1.9%€236,364▲ 16.2%€296,047▲ 25.3%
Staff (FTE)0.1
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872,319
Fixed assets
€472,798 ▼ 3.5%
Current assets
€399,521 ▲ 18.9%
Equity and liabilities €872,319
Equity
€652,681 ▲ 11.6%
Provisions
€41,114 ▼ 6.7%
Debt
€178,525 ▼ 9.2%
Debt's share of the balance-sheet total falls from 23.8% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€205,497▲
2024 · €158,785
Cash flow
€150,705▲
2024 · €117,276
Current ratio
3.86▲
2024 · 3.37
Debt to equity
0.27▼
2024 · 0.34
ROE
17.6%▲
2024 · 14.6%
ROA
13.1%▲
2024 · 10.3%
Interest coverage
45.78▲
2024 · 31.60
Debt ≤ 1 year
€103,474▲
2024 · €99,601
Debt > 1 year
€75,051▼
2024 · €96,431
Income taxes
€54,058▲
2024 · €40,420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €4,605 | €17 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,622 | €29,655 | €33,011 | €31,880 | €36,094 | ▲ 13.2% |
| Other operating charges640/8 | €3,387 | €4,160 | €3,997 | €4,637 | €4,046 | ▼ 12.8% |
| Non-recurring operating charges66A | - | - | - | - | €993 | - |
| Gross operating margin9900 | €183,461 | €115,606 | €97,999 | €163,422 | €210,535 | ▲ 28.8% |
| Operating profit (loss)9901 | €149,452 | €77,186 | €60,974 | €126,905 | €169,402 | ▲ 33.5% |
| Financial income75/76B | €680 | €681 | €506 | €36 | €807 | ▲ 2,170% |
| Recurring financial income75 | €680 | €681 | €506 | €36 | €807 | ▲ 2,170% |
| Financial charges65/66B | €4,659 | €4,429 | €5,578 | €5,025 | €4,489 | ▼ 10.7% |
| Recurring financial charges65 | €4,659 | €4,429 | €5,578 | €5,025 | €4,489 | ▼ 10.7% |
| Profit (loss) for the period before taxes9903 | €145,473 | €73,438 | €55,902 | €121,915 | €165,721 | ▲ 35.9% |
| Transfer from deferred taxes780 | €3,575 | €3,575 | €2,869 | €3,900 | €2,948 | ▼ 24.4% |
| Income taxes67/77 | €53,292 | €23,704 | €20,515 | €40,420 | €54,058 | ▲ 33.7% |
| Profit (loss) for the period9904 | €95,757 | €53,309 | €38,256 | €85,396 | €114,611 | ▲ 34.2% |
| Transfer from tax-exempt reserves789 | €18,650 | €10,726 | €8,606 | €7,575 | €5,724 | ▼ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €114,407 | €64,035 | €46,862 | €92,971 | €120,335 | ▲ 29.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €811,332 | €847,454 | €780,616 | €825,672 | €872,319 | ▲ 5.6% |
| Fixed assets21/28 | €482,363 | €505,261 | €496,975 | €489,706 | €472,798 | ▼ 3.5% |
| Tangible fixed assets22/27 | €482,363 | €505,261 | €496,975 | €489,706 | €472,798 | ▼ 3.5% |
| Land and buildings22 | €473,538 | €491,857 | €487,216 | €475,958 | €449,600 | ▼ 5.5% |
| Plant, machinery and equipment23 | - | €1,381 | €1,100 | €819 | €1,730 | ▲ 111% |
| Furniture and vehicles24 | €8,825 | €12,023 | €8,659 | €12,929 | €21,467 | ▲ 66.0% |
| Current assets29/58 | €328,970 | €342,193 | €283,641 | €335,966 | €399,521 | ▲ 18.9% |
| Amounts receivable after more than one year29 | €37,500 | €37,500 | €0 | - | - | - |
| Other amounts receivable291 | €37,500 | €37,500 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €24,394 | €60,357 | €24,125 | €28,569 | €58,146 | ▲ 104% |
| Trade receivables40 | €21,318 | €34,457 | €19,529 | €23,971 | €58,009 | ▲ 142% |
| Other amounts receivable41 | €3,076 | €25,900 | €4,596 | €4,599 | €137 | ▼ 97.0% |
| Current investments50/53 | €168,072 | €185,714 | €221,812 | €262,612 | €263,214 | ▲ 0.2% |
| Cash at bank and in hand54/58 | €81,898 | €46,986 | €29,908 | €37,856 | €75,327 | ▲ 99.0% |
| Deferred charges and accrued income490/1 | €17,106 | €11,636 | €7,796 | €6,929 | €2,835 | ▼ 59.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €811,332 | €847,454 | €780,616 | €825,672 | €872,319 | ▲ 5.6% |
| Equity10/15 | €522,266 | €528,997 | €526,472 | €585,032 | €652,681 | ▲ 11.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €503,666 | €510,397 | €507,872 | €566,432 | €634,081 | ▲ 11.9% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €0 | - | - | - |
| Tax-exempt reserves132 | €98,483 | €87,757 | €79,151 | €71,576 | €65,852 | ▼ 8.0% |
| Distributable reserves133 | €403,323 | €420,781 | €428,721 | €494,856 | €568,229 | ▲ 14.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €54,406 | €50,830 | €47,962 | €44,061 | €41,114 | ▼ 6.7% |
| Deferred taxes168 | €54,406 | €50,830 | €47,962 | €44,061 | €41,114 | ▼ 6.7% |
| Amounts payable17/49 | €234,661 | €267,626 | €206,183 | €196,579 | €178,525 | ▼ 9.2% |
| Amounts payable after more than one year17 | €144,437 | €124,905 | €125,868 | €96,431 | €75,051 | ▼ 22.2% |
| Financial debts170/4 | €144,437 | €124,905 | €125,868 | €96,431 | €75,051 | ▼ 22.2% |
| Amounts payable within one year42/48 | €90,224 | €142,721 | €80,315 | €99,601 | €103,474 | ▲ 3.9% |
| Current portion of amounts payable after more than one year42 | €27,646 | €39,649 | €42,172 | €29,437 | €21,380 | ▼ 27.4% |
| Financial debts43 | - | - | - | €8,486 | €10,076 | ▲ 18.7% |
| Credit institutions430/8 | - | - | - | €8,486 | €10,076 | ▲ 18.7% |
| Trade debts44 | €7,059 | €65,393 | €6,953 | €21,620 | €3,736 | ▼ 82.7% |
| Suppliers440/4 | €7,059 | €65,393 | €6,953 | €21,620 | €3,736 | ▼ 82.7% |
| Taxes, remuneration and social security45 | €43,591 | €18,405 | €12,785 | €27,179 | €44,738 | ▲ 64.6% |
| Taxes450/3 | €43,591 | €18,405 | €12,785 | €27,179 | €44,738 | ▲ 64.6% |
| Other amounts payable47/48 | €11,927 | €19,273 | €18,405 | €12,879 | €23,543 | ▲ 82.8% |
| Accrued charges and deferred income492/3 | - | - | - | €547 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €95,757 | €53,309 | €38,256 | €85,396 | €114,611 | ▲ 34.2% |
| + Depreciation and write-downs630 | €30,622 | €29,655 | €33,011 | €31,880 | €36,094 | ▲ 13.2% |
| Operating cash flow (approximation) | €126,379 | €82,964 | €71,267 | €117,276 | €150,705 | ▲ 28.5% |
| Investment in fixed assets (approximation) | - | -€52,553 | -€24,725 | -€24,612 | -€19,186 | ▲ 22.0% |
| Change in cash | - | -€34,912 | -€17,078 | €7,947 | €37,471 | ▲ 371% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500,000Eq €522,266 ▲15.8%
4 profitable years in a row build equity to €522,266.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €119,130 ▲211%
Net result €119,130, the highest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2003
Ground area
207 m²
Building footprint
200 m²
Volume, LiDAR
1,457 m³
Parcel 23016B0251/00L000, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bloemendal 29, 1700 Dilbeek
since 20032.131.664.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016B0251/00L000 | Flanders | 207 m² | 1 · 200 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 32,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.