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DECLERCQ

Active
Private limited companyfounded 200224 yrs activeKetelheidestraat 3, 1700 Dilbeek, BelgiumKBO/BCE: BE 0478.138.140
Summary

DECLERCQ has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €734,009 and a net result of €107,116. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 434 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability85▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 8.38 against 7.8 in 2025; short-term debt: 11.2% and cash: 15.3% of total assets), and 12.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
87.6%
Return on assets
12.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-08-2026, 62 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
62 d early
2025
5 d early
2024
9 d early
2023
1 d early
2022
24 d early
2021
61 d early
2020
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 August 2002, DECLERCQ was incorporated.1 Total assets went from EUR 141,668 in 2019 to EUR 837,937 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, micro schema

Turnover
€288,072
EBIT margin
48.7%
Net result
€107,116▼ 2.9%
2025 · €110,267
Working capital
€695,039▲ 22.5%
2025 · €567,432
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Turnover€288,072
Operating result€140,233▼ 12.6%€181,673▲ 29.6%€173,402▼ 4.6%€187,057▲ 7.9%€196,230▲ 4.9%
Net result€52,543within the sector's middle half▼ 51.5%€100,472above the sector's middle half▲ 91.2%€97,161above the sector's middle half▼ 3.3%€110,267above the sector's middle half▲ 13.5%€107,116▼ 2.9%
EBIT margin48.7%
Equity€318,994above the sector's middle half▲ 19.7%€419,466above the sector's middle half▲ 31.5%€516,626above the sector's middle half▲ 23.2%€626,893above the sector's middle half▲ 21.3%€734,009▲ 17.1%
Total assets€416,267within the sector's middle half▲ 17.2%€501,431above the sector's middle half▲ 20.5%€603,329above the sector's middle half▲ 20.3%€715,268above the sector's middle half▲ 18.6%€837,937▲ 17.2%
Debt€97,273▲ 9.5%€81,965▼ 15.7%€86,703▲ 5.8%€88,375▲ 1.9%€103,928▲ 17.6%
Working capital€320,041▲ 19.6%€412,207▲ 28.8%€439,113▲ 6.5%€567,432▲ 29.2%€695,039▲ 22.5%
Solvency76.6%within the sector's middle half▲ 1.6pp83.7%above the sector's middle half▲ 7.0pp85.6%above the sector's middle half▲ 2.0pp87.6%above the sector's middle half▲ 2.0pp87.6%=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2022: €140,233€140,233Net result 2022: €52,543€52,543Operating result 2023: €181,673€181,673Net result 2023: €100,472€100,472Operating result 2024: €173,402€173,402Net result 2024: €97,161€97,161Operating result 2025: €187,057€187,057Net result 2025: €110,267€110,267Operating result 2026: €196,230€196,230Net result 2026: €107,116€107,11620222023202420252026€0€50,000€100,000€150,000€200,000Operating result 2024: €173,402€173,000Net result 2024: €97,161€97,200Operating result 2025: €187,057€187,000Net result 2025: €110,267€110,000Operating result 2026: €196,230€196,000Net result 2026: €107,116€107,000202420252026
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 5% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €837,937
Fixed assets €48,699 ▼ 24.4%
Current assets €789,239 ▲ 21.3%
Equity and liabilities €837,937
Equity €734,009 ▲ 17.1%
Debt €103,928 ▲ 17.6%
Debt's share of the balance-sheet total stays at 12.4%.
Key figures and ratios
2026 value · change against 2025
EBITDA
€217,127▲
2025 · €207,608
Cash flow
€128,013▼
2025 · €130,818
Current ratio
8.38▲
2025 · 7.80
Debt to equity
0.14▲
2025 · 0.14
ROE
14.6%▼
2025 · 17.6%
ROA
12.8%▼
2025 · 15.4%
Interest coverage
38.28▲
2025 · 34.52
Debt ≤ 1 year
€94,200▲
2025 · €83,438
Income taxes
€88,209▲
2025 · €78,005
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet Code20252026
Assets
Total assets20/58€715,268€837,937▲
Fixed assets21/28€64,398€48,699▼
Tangible fixed assets22/27€64,398€48,699▼
Land and buildings22-€4,802
Plant, machinery and equipment23€8,251€43,896▲
Furniture and vehicles24€56,147-
Current assets29/58€650,870€789,239▲
Amounts receivable after more than one year29-€23,601
Trade receivables290-€23,601
Amounts receivable within one year40/41€24,723-
Trade receivables40€24,723-
Current investments50/53€502,920€637,623▲
Cash at bank and in hand54/58€121,026€128,015▲
Deferred charges and accrued income490/1€2,200-
Equity and liabilities
Total equity and liabilities10/49€715,268€837,937▲
Equity10/15€626,893€734,009▲
Contributions10/11€18,600€18,600=
Reserves13€616,664€723,781▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€14,228€14,228=
Distributable reserves133€600,576€707,693▲
Profit (loss) carried forward14-€8,371-€8,371=
Amounts payable17/49€88,375€103,928▲
Amounts payable within one year42/48€83,438€94,200▲
Taxes, remuneration and social security45€17,357€24,916▲
Taxes450/3€17,357€24,916▲
Other amounts payable47/48€66,082€69,283▲
Accrued charges and deferred income492/3€4,937€9,729▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,552€20,896▲
Other operating charges640/8€871€941▲
Gross operating margin9900€208,479€218,067▲
Operating profit (loss)9901€187,057€196,230▲
Financial income75/76B€7,230€4,768▼
Recurring financial income75€7,230€4,768▼
Financial charges65/66B€6,014€5,673▼
Recurring financial charges65€6,014€5,673▼
Profit (loss) for the period before taxes9903€188,272€195,325▲
Income taxes67/77€78,005€88,209▲
Profit (loss) for the period9904€110,267€107,116▼
Profit (loss) for the period to be appropriated9905€110,267€107,116▼
Appropriation of the result
Profit (loss) to be appropriated9906€101,895€98,745▼
Profit (loss) brought forward from the previous period14P-€8,371-€8,371=
Transfer to equity691/2€110,267€107,116▼
To other reserves6921€110,267€107,116▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Turnover70€288,072-----
Goods, raw materials, services and sundry goods60/61€139,230-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€892€3,566€15,627€20,552€20,896▲ 1.7%
Other operating charges640/8€11,061€6,055€2,716€871€941▲ 8.1%
Gross operating margin9900€152,187€191,293€191,745€208,479€218,067▲ 4.6%
Operating profit (loss)9901€140,233€181,673€173,402€187,057€196,230▲ 4.9%
Financial income75/76B€113€697€3,187€7,230€4,768▼ 34.1%
Recurring financial income75€113€697€3,187€7,230€4,768▼ 34.1%
Financial charges65/66B€3,296€3,125€4,170€6,014€5,673▼ 5.7%
Recurring financial charges65€3,296€3,125€4,170€6,014€5,673▼ 5.7%
Profit (loss) for the period before taxes9903€137,050€179,245€172,419€188,272€195,325▲ 3.7%
Income taxes67/77€84,507€78,773€75,258€78,005€88,209▲ 13.1%
Profit (loss) for the period9904€52,543€100,472€97,161€110,267€107,116▼ 2.9%
Profit (loss) for the period to be appropriated9905€52,543€100,472€97,161€110,267€107,116▼ 2.9%
Line20222023202420252026Change
Assets
Total assets20/58€416,267€501,431€603,329€715,268€837,937▲ 17.2%
Fixed assets21/28€1,389€12,904€82,924€64,398€48,699▼ 24.4%
Tangible fixed assets22/27€1,389€12,904€82,924€64,398€48,699▼ 24.4%
Land and buildings22----€4,802-
Plant, machinery and equipment23€976€11,586€9,373€8,251€43,896▲ 432%
Furniture and vehicles24€413€1,318€73,551€56,147--
Current assets29/58€414,878€488,527€520,405€650,870€789,239▲ 21.3%
Amounts receivable after more than one year29----€23,601-
Trade receivables290----€23,601-
Amounts receivable within one year40/41€21,230€25,566€16,636€24,723--
Trade receivables40€16,230€25,566-€24,723--
Other amounts receivable41€5,000-€16,636---
Current investments50/53€173,763€306,541€442,335€502,920€637,623▲ 26.8%
Cash at bank and in hand54/58€219,885€156,420€61,434€121,026€128,015▲ 5.8%
Deferred charges and accrued income490/1---€2,200--
Equity and liabilities
Total equity and liabilities10/49€416,267€501,431€603,329€715,268€837,937▲ 17.2%
Equity10/15€318,994€419,466€516,626€626,893€734,009▲ 17.1%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€308,765€409,237€506,398€616,664€723,781▲ 17.4%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€14,228€14,228€14,228€14,228€14,228=
Distributable reserves133€292,677€393,149€490,309€600,576€707,693▲ 17.8%
Profit (loss) carried forward14-€8,371-€8,371-€8,371-€8,371-€8,371=
Amounts payable17/49€97,273€81,965€86,703€88,375€103,928▲ 17.6%
Amounts payable within one year42/48€94,837€76,320€81,292€83,438€94,200▲ 12.9%
Trade debts44-€563€6,757---
Suppliers440/4-€563€6,757---
Taxes, remuneration and social security45€38,879€21,734€17,503€17,357€24,916▲ 43.6%
Taxes450/3€38,879€21,734€17,503€17,357€24,916▲ 43.6%
Other amounts payable47/48€55,958€54,022€57,032€66,082€69,283▲ 4.8%
Accrued charges and deferred income492/3€2,437€5,645€5,411€4,937€9,729▲ 97.1%
Line20222023202420252026Change
Profit (loss) for the period9904€52,543€100,472€97,161€110,267€107,116▼ 2.9%
+ Depreciation and write-downs630€892€3,566€15,627€20,552€20,896▲ 1.7%
Operating cash flow (approximation)€53,436€104,038€112,788€130,818€128,013▼ 2.1%
Investment in fixed assets (approximation)--€15,081-€85,647-€2,026-€5,197▼ 157%
Change in cash--€63,466-€94,986€59,593€6,988▼ 88.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
26-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2019net €110,267 ▲13.5%
Net result €110,267, the highest in the series.
2024
22-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €500,000Eq €516,626 ▲23.2%
6 profitable years in a row build equity to €516,626.
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial Equity above €200,000Eq €266,451 ▲68.4%
3 profitable years in a row build equity to €266,451.
2020
31-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial Equity above €150,000Eq €158,216 ▲152%
2 profitable years in a row build equity to €158,216.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2018
26-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
1,827 m²
Building footprint
174 m²
Volume, LiDAR
934 m³
Parcel 23016E0103/00F000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECLERCQ
Ketelheidestraat 3, 1700 DilbeekOther professional, scientific and technical activities
since 20032.114.751.636
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016E0103/00F000 Flanders 1,827 m² 1 · 174 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 31,107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-08-2002
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0478138140
Also 9925:BE0478138140

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.