Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Six of the last ten came late. The 2018 accounts came latest: 84 days after the end of the period.
Lower solvency than 95% of companies in rental and leasing. Sector median 30.2% · 1,847 companies.
Negative equity caps the score at 59.
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 7% of them on solvency, 56% on liquidity, 95% on profitability and 80% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,632 companies had the same profile as LeBonBail has now. Each dot stands for 10 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LeBonBail itself is lower: 0.2% within 12 months. It rests on far more data about LeBonBail than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for LeBonBail. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| LeBonBail Beauvechain | €1,886 | €2,920 | -280.5% | - |
| SUSTAINABLE INNOVATION PARTNERS Watermael-Boitsfort | €6,178 | -€771 | -1805.8% | - |
| MSL19 Neupré | €5,162 | €5,447 | 17.7% | - |
| SAINT LOUP Waterloo | €2,676 | -€931 | -108351.7% | - |
| MedTec Ghent | €6,406 | €8,888 | 100.0% | - |
| POLYCLICK De Panne | €3,422 | -€11,417 | -645.1% | - |
| Two4Med Lanaken | €14,092 | -€1,842 | -19.9% | - |
These companies have the same main activity as LeBonBail: rental and leasing activities (NACE 77400). They are comparable in size and age: total assets between €2,680 and €14,100, founded between 2001 and 2023.
LeBonBail files the micro format. That format states no turnover. The gross margin rose from -€57,945 in 2015 to €2,920 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €8,500. Estimated: probably between €6,300 and €17,000.
Higher than 6% of 1,490 companies in 2020.
Higher than 21% of 1,424 companies in 2020.
Higher than 95% of 1,455 companies in 2020.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
1,886 | 1,696 | 1,571 | 2,858 | 764 | 24,700 | 27,954 | 106,052 | 510,915 | 237,747 | 249,703 | |
21/28 |
- | - | - | - | - | - | 7,968 | 60,684 | 113,401 | 168,009 | 181,769 | |
21 |
- | - | - | - | - | - | 7,968 | 60,684 | 113,401 | 166,117 | 178,994 | |
22/27 |
- | - | - | - | - | - | - | - | - | 213 | 425 | |
24 |
- | - | - | - | - | - | - | - | - | 213 | 425 | |
28 |
- | - | - | - | - | - | - | - | - | 1,679 | 2,350 | |
29/58 |
1,886 | 1,696 | 1,571 | 2,858 | 764 | 24,700 | 19,986 | 45,368 | 397,514 | 69,738 | 67,934 | |
40/41 |
345 | 440 | 181 | 2,535 | 300 | 23,891 | 17,480 | 35,561 | 317,557 | 28,162 | 28,717 | |
40 |
- | - | - | 2,250 | - | 21,786 | 8,240 | 31,043 | 47,259 | 21,945 | - | |
41 |
345 | 440 | 181 | 285 | 300 | 2,105 | 9,240 | 4,518 | 270,298 | 6,217 | 28,717 | |
54/58 |
1,541 | 1,255 | 1,390 | 323 | 464 | 778 | 2,467 | 9,777 | 79,656 | 41,259 | 38,916 | |
490/1 |
- | - | - | - | - | 31 | 39 | 30 | 301 | 317 | 301 | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
1,886 | 1,696 | 1,571 | 2,858 | 764 | 24,700 | 27,954 | 106,052 | 510,915 | 237,747 | 249,703 | |
10/15 |
-5,292 | -7,647 | -10,845 | -14,313 | -16,060 | -40,279 | -49,025 | 6,496 | -78,344 | -271,091 | -85,538 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
14 |
-23,892 | -26,247 | -29,445 | -32,913 | -34,660 | -58,879 | -71,556 | -23,395 | -111,684 | -309,836 | -104,138 | |
15 |
- | - | - | - | - | - | 3,931 | 11,291 | 14,741 | 20,146 | - | |
17/49 |
7,178 | 9,343 | 12,416 | 17,171 | 16,824 | 64,979 | 76,980 | 99,556 | 589,259 | 508,837 | 335,241 | |
17 |
- | - | - | - | - | - | - | - | 523,026 | 440,297 | 277,156 | |
178/9 |
- | - | - | - | - | - | - | - | 523,026 | 440,297 | 277,156 | |
42/48 |
7,178 | 9,343 | 12,416 | 17,171 | 16,824 | 64,979 | 76,980 | 99,556 | 66,232 | 68,541 | 58,085 | |
44 |
- | 1,645 | - | 15,348 | 15,000 | 63,596 | 74,579 | 97,556 | 62,625 | 68,541 | 58,085 | |
440/4 |
- | 1,645 | - | 15,348 | 15,000 | 63,596 | 74,579 | 97,556 | 62,625 | 68,541 | 58,085 | |
45 |
- | - | - | - | - | - | 1,018 | 617 | 3,607 | - | - | |
450/3 |
- | - | - | - | - | - | 1,018 | 617 | 3,607 | - | - | |
47/48 |
7,178 | 7,698 | 12,416 | 1,824 | 1,824 | 1,383 | 1,383 | 1,383 | - | - | - | |
| Income statement | ||||||||||||
76A |
- | - | - | - | - | 20,000 | - | 0 | 80,761 | - | - | |
9900 |
2,920 | 3,748 | 3,969 | 2,214 | 24,674 | 16,786 | -2,554 | 130,538 | 182,300 | -153,004 | -57,945 | |
630 |
- | - | - | - | - | 7,968 | 52,716 | 52,716 | 52,929 | 52,929 | 44,961 | |
631/4 |
- | - | - | - | - | - | - | - | - | 150 | - | |
640/8 |
410 | 425 | 384 | 348 | 348 | - | - | 100 | 91 | - | - | |
9901 |
2,510 | 3,323 | 3,584 | 1,867 | 24,327 | 8,818 | -55,271 | 77,722 | 129,280 | -206,083 | -102,906 | |
75/76B |
- | - | - | - | - | 3,958 | 7,413 | 32,636 | 91,672 | 6,880 | 0 | |
75 |
- | - | - | - | - | 3,958 | 7,413 | 32,636 | 10,912 | 6,880 | 0 | |
76B |
- | - | - | - | - | - | - | - | 80,761 | - | - | |
65/66B |
155 | 125 | 116 | 120 | 107 | 99 | 303 | 22,068 | 22,800 | 6,495 | 1,232 | |
65 |
155 | 125 | 116 | 120 | 107 | 99 | 303 | 22,068 | 22,800 | 6,495 | 1,232 | |
9903 |
2,355 | 3,198 | 3,468 | 1,747 | 24,219 | 12,677 | -48,161 | 88,290 | 198,152 | -205,698 | -104,138 | |
67/77 |
- | - | - | - | - | - | - | - | 0 | - | - | |
9904 |
2,355 | 3,198 | 3,468 | 1,747 | 24,219 | 12,677 | -48,161 | 88,290 | 198,152 | -205,698 | -104,138 | |
9905 |
2,355 | 3,198 | 3,468 | 1,747 | 24,219 | 12,677 | -48,161 | 88,290 | 198,152 | -205,698 | -104,138 | |
| Appropriation of the result | ||||||||||||
9906 |
-23,892 | -26,247 | -29,445 | -32,913 | -34,660 | -58,879 | -71,556 | -23,395 | -111,684 | -309,836 | -104,138 | |
14P |
-26,247 | -29,445 | -32,913 | -34,660 | -58,879 | - | - | - | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00367173 | |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00447587 | |
| 31-12-2023 | micro format | 05-08-2024 | 2024-00330540 | |
| 31-12-2022 | micro format | 07-06-2023 | 2023-00114335 | |
| 31-12-2021 | micro format | 18-07-2022 | 2022-20202155 | |
| 31-12-2020 | full format | 14-07-2021 | 2021-35100314 | |
| 31-12-2019 | full format | 19-10-2020 | 2020-61800569 | |
| 31-12-2018 | full format | 23-10-2019 | 2019-71000591 | |
| 31-12-2017 | full format | 27-09-2018 | 2018-65800454 | |
| 31-12-2016 | full format | 28-09-2017 | 2017-64100103 | |
| 31-12-2015 | full format | 31-08-2016 | 2016-55100509 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | 16,786 | -2,554 | 130,438 | 182,209 | -153,154 | -57,945 | ||
| - | - | - | - | - | 20,645 | 4,555 | 141,006 | 251,081 | -152,769 | -59,177 | ||
| - | - | - | - | - | 0 | 0 | -0 | -1,679 | 39,840 | 226,730 | ||
| 285 | -135 | 1,068 | -141 | -314 | -1,690 | -7,310 | -69,879 | 38,397 | 2,343 | - | ||
| -5,292 | -7,647 | -10,845 | -14,313 | -16,060 | -40,279 | -56,993 | -54,188 | 331,282 | 1,197 | 9,849 | ||
| - | - | - | - | - | -163.1% | -175.4% | 6.1% | -15.3% | -114.0% | -34.3% | ||
| - | - | - | - | - | 0.38 | 0.26 | 0.46 | 6.00 | 1.02 | 1.17 | ||
| - | - | - | - | - | - | - | 15.33 | - | - | - | ||
| - | - | - | - | - | 51.3% | -172.3% | 83.3% | 38.8% | -86.5% | -41.7% |
EBIT margin: not included in this filing.
The ratios are withheld because a balance sheet total of €1,886 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 24% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Equity is negative. Debt (€7,178) exceeds the balance-sheet total (€1,886).
Source: lists of holdings in the owners' accounts
LeBonBail has no parent and no holdings in its annual accounts. Patrick Chappey is the only director. LeBonBail shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue du Petit Paradis,H.-M. 1 registered office 1320 Beauvechain | ||
| Montjoielaan 44 1180 Uccle | 03-02-2015 | 2.243.464.696 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25038C0027/00A003 | Wallonia | 1,803 m² | 1 · 355 m² | 8.6 m · 2 |
| 21612C0056/02L090 | Brussels | 833 m² | 1 · 134 m² | 16.5 m · 3 |
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