LE ZENITH
ActiveSummary
The computed 12-month bankruptcy probability of LE ZENITH is 1.6% (moderate). The 2025 annual accounts show equity of €51,948 and a net result of -€11,351. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 13560 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-90
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 8.36 against 5.6 in 2024; short-term debt: 10.8% and cash: 67.8% of total assets), and 12.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
-19.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
44 d early
2023
2 d late
2022
70 d late
2021
120 d late
2020
31 d late
2019
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€51,948▼ 17.9%
2024 · €63,299
Total assets
€59,342▼ 22.9%
2024 · €76,961
Net result
-€11,351
2024 · €13,232
Working capital
€47,364▼ 19.0%
2024 · €58,487
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,171▲ 245%-€12,014-€7,103▲ 40.9%€14,624-€11,205
Net result€14,132within the sector's middle half▲ 242%-€12,144below the sector's middle half-€11,054below the sector's middle half▲ 9.0%€13,232within the sector's middle half-€11,351below the sector's middle half
Equity€73,657within the sector's middle half▲ 23.7%€61,514within the sector's middle half▼ 16.5%€50,459within the sector's middle half▼ 18.0%€63,299within the sector's middle half▲ 25.4%€51,948within the sector's middle half▼ 17.9%
Total assets€98,755within the sector's middle half▼ 6.2%€75,865within the sector's middle half▼ 23.2%€78,456within the sector's middle half▲ 3.4%€76,961within the sector's middle half▼ 1.9%€59,342within the sector's middle half▼ 22.9%
Debt€25,098▼ 45.2%€14,351▼ 42.8%€27,997▲ 95.1%€13,662▼ 51.2%€7,394▼ 45.9%
Working capital€73,252▲ 32.1%€63,366▼ 13.5%€41,958▼ 33.8%€58,487▲ 39.4%€47,364▼ 19.0%
Solvency74.6%above the sector's middle half▲ 18.1pp81.1%above the sector's middle half▲ 6.5pp64.3%above the sector's middle half▼ 16.8pp82.2%above the sector's middle half▲ 17.9pp87.5%above the sector's middle half▲ 5.3pp
Staff (FTE)0.1
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11,205 after €14,624 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,342
Fixed assets
€5,544 ▼ 4.0%
Current assets
€53,798 ▼ 24.4%
Equity and liabilities €59,342
Equity
€51,948 ▼ 17.9%
Debt
€7,394 ▼ 45.9%
Debt's share of the balance-sheet total falls from 17.8% to 12.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€9,171▼
2024 · €17,353
Cash flow
-€9,317▼
2024 · €15,960
Current ratio
8.36▲
2024 · 5.60
Quick ratio
7.75▲
2024 · 5.51
Debt to equity
0.14▼
2024 · 0.22
ROE
-21.9%▼
2024 · 20.9%
ROA
-19.1%▼
2024 · 17.2%
Interest coverage
-62.53▼
2024 · 90.97
Debt ≤ 1 year
€6,434▼
2024 · €12,702
Staff costs
€1,475
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,208 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €1,475 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,647 | €3,243 | €3,132 | €2,728 | €2,034 | ▼ 25.4% |
| Other operating charges640/8 | €2,187 | €3,838 | €5,882 | €6,066 | €5,485 | ▼ 9.6% |
| Gross operating margin9900 | €23,006 | -€4,933 | €1,911 | €23,419 | -€2,211 | ▼ 109% |
| Operating profit (loss)9901 | €17,171 | -€12,014 | -€7,103 | €14,624 | -€11,205 | ▼ 177% |
| Financial income75/76B | - | €0 | €1 | €305 | - | - |
| Recurring financial income75 | - | €0 | €1 | €5 | - | - |
| Non-recurring financial income76B | - | - | - | €300 | - | - |
| Financial charges65/66B | €112 | €130 | €3,952 | €1,176 | €147 | ▼ 87.5% |
| Recurring financial charges65 | €112 | €130 | €340 | €191 | €147 | ▼ 23.1% |
| Non-recurring financial charges66B | - | - | €3,612 | €986 | - | - |
| Profit (loss) for the period before taxes9903 | €17,059 | -€12,144 | -€11,054 | €13,753 | -€11,351 | ▼ 183% |
| Income taxes67/77 | €2,927 | - | - | €521 | - | - |
| Profit (loss) for the period9904 | €14,132 | -€12,144 | -€11,054 | €13,232 | -€11,351 | ▼ 186% |
| Profit (loss) for the period to be appropriated9905 | €14,132 | -€12,144 | -€11,054 | €13,232 | -€11,351 | ▼ 186% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98,755 | €75,865 | €78,456 | €76,961 | €59,342 | ▼ 22.9% |
| Formation expenses20 | - | - | - | €0 | - | - |
| Fixed assets21/28 | €10,806 | €7,563 | €8,501 | €5,773 | €5,544 | ▼ 4.0% |
| Tangible fixed assets22/27 | €10,637 | €7,394 | €8,332 | €5,604 | €5,376 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | - | €0 | - | - |
| Furniture and vehicles24 | €1,875 | €1,404 | €1,053 | €702 | €716 | ▲ 2.0% |
| Other tangible fixed assets26 | €8,763 | €5,990 | €7,279 | €4,902 | €4,660 | ▼ 4.9% |
| Financial fixed assets28 | €169 | €169 | €169 | €169 | €169 | = |
| Current assets29/58 | €87,949 | €68,302 | €69,955 | €71,188 | €53,798 | ▼ 24.4% |
| Stocks and contracts in progress3 | €2,705 | €2,004 | €2,004 | €1,203 | €3,942 | ▲ 228% |
| Stocks30/36 | €2,705 | €2,004 | €2,004 | €1,203 | €3,942 | ▲ 228% |
| Amounts receivable within one year40/41 | €22,235 | €10,518 | €11,324 | €12,237 | €8,919 | ▼ 27.1% |
| Trade receivables40 | €10,039 | - | €5,220 | €4,464 | €2,130 | ▼ 52.3% |
| Other amounts receivable41 | €12,196 | €10,518 | €6,103 | €7,773 | €6,789 | ▼ 12.7% |
| Cash at bank and in hand54/58 | €61,555 | €55,480 | €53,647 | €56,775 | €40,231 | ▼ 29.1% |
| Deferred charges and accrued income490/1 | €1,454 | €301 | €2,981 | €973 | €706 | ▼ 27.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98,755 | €75,865 | €78,456 | €76,961 | €59,342 | ▼ 22.9% |
| Equity10/15 | €73,657 | €61,514 | €50,459 | €63,299 | €51,948 | ▼ 17.9% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €20,405 | €20,405 | = |
| Reserves13 | €39,535 | €39,535 | €39,535 | €42,894 | €42,894 | = |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €1,855 | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €1,855 | - | - | - |
| Distributable reserves133 | €37,680 | €37,680 | €37,680 | €42,894 | €42,894 | = |
| Profit (loss) carried forward14 | €15,573 | €3,429 | -€7,626 | - | -€11,351 | - |
| Amounts payable17/49 | €25,098 | €14,351 | €27,997 | €13,662 | €7,394 | ▼ 45.9% |
| Amounts payable within one year42/48 | €14,698 | €4,936 | €27,997 | €12,702 | €6,434 | ▼ 49.3% |
| Trade debts44 | €10,735 | €223 | €22,186 | €6,061 | - | - |
| Suppliers440/4 | €10,735 | €223 | €22,186 | €6,061 | - | - |
| Taxes, remuneration and social security45 | €3,963 | €4,713 | €5,811 | €6,641 | €6,434 | ▼ 3.1% |
| Taxes450/3 | €3,963 | €4,713 | €5,811 | €6,641 | €6,434 | ▼ 3.1% |
| Accrued charges and deferred income492/3 | €10,400 | €9,415 | - | €960 | €960 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,132 | -€12,144 | -€11,054 | €13,232 | -€11,351 | ▼ 186% |
| + Depreciation and write-downs630 | €3,647 | €3,243 | €3,132 | €2,728 | €2,034 | ▼ 25.4% |
| Operating cash flow (approximation) | €17,780 | -€8,900 | -€7,923 | €15,960 | -€9,317 | ▼ 158% |
| Investment in fixed assets (approximation) | - | €0 | -€4,070 | €0 | -€1,805 | - |
| Change in cash | - | -€6,076 | -€1,833 | €3,129 | -€16,544 | ▼ 629% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13,232
Net result €13,232 after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 5.60
Current ratio from 2.50 to 5.60; short-term debt falls from €27,997 to €12,702.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet -€12,144
Net result drops to -€12,144, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 13.84
Current ratio from 5.98 to 13.84; short-term debt falls from €14,698 to €4,936.
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.98
Current ratio from 2.57 to 5.98; short-term debt falls from €35,407 to €14,698.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Show earlier events
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Roche-en-Ardenne · 1 establishment unit since 2005
Ground area
992 m²
Building footprint
150 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Le Zenith
since 20052.150.070.326
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83031A0732/00V000 | Wallonia | 914 m² | 1 · 119 m² | - |
| 83031A0591/00C000 | Wallonia | 78 m² | 1 · 31 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa-Roche-en-Ardenne2.150.070.326
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INDIAN TASTE
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,893. 4,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0875013442
Registered
02-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.