JOLLET
ActiveThe computed 12-month bankruptcy probability of JOLLET is 3.2% (moderate). The 2024 annual accounts show equity of €32k and a net result of €-8k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 1763 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▲+2
Solvency72▼-26
Growth42▼-4
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.81 against 3.4 in 2023; short-term debt: 52.2% and cash: 14.4% of total assets), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.7%
Return on assets
-12%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
68 d late
2022
71 d late
2021
78 d late
2020
88 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€204k▼ 19.4%
2023 · €253k
2018: €254k
2019: €349k
2020: €205k
2021: €245k
2022: €288k
2023: €253k
2018 → 2024
EBIT margin
-3.4%▼ 0.6pp
2023 · -2.7%
2018: -0.5%
2019: 0.0%
2020: 5.6%
2021: 15.1%
2022: -0.4%
2023: -2.7%
2018 → 2024
Net result
€-8k▲ 4.4%
2023 · €-9k
2018: €-3k
2019: €-1k
2020: €11k
2021: €37k
2022: €-1k
2023: €-9k
2018 → 2024
Working capital
€29k▼ 18.6%
2023 · €36k
2018: €-10k
2019: €4k
2020: €-2k
2021: €45k
2022: €33k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€205k-€245k▲ 19.7%€288k▲ 17.6%€253k▼ 12.0%€204k▼ 19.4%
Equity€940-€38k▲ 3,911%€36k▼ 3.8%€40k▲ 11.2%€32k▼ 20.4%
Operating result€11k-€37k▲ 226%€-1k€-7k▼ 563%€-7k▲ 0.8%
Net result€11k-€37k▲ 228%€-1k€-9k▼ 497%€-8k▲ 4.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €7k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€4k▼ 18.5%
Current assets
€65k▲ 28.1%
Equity and liabilities €69k
Equity
€32k▼ 20.4%
Debt
€37k▲ 145%
The debt ratio rises from 27.1% to 53.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2023 · €-5k
Cash flow
€-7k▲
2023 · €-7k
Solvency
46.7%▼
2023 · 72.9%
Current ratio
1.81▼
2023 · 3.40
Quick ratio
1.72▼
2023 · 3.40
Debt / equity
1.14▲
2023 · 0.37
ROE
-25.6%▼
2023 · -21.3%
ROA
-12.0%▲
2023 · -15.6%
Interest coverage
-3.81▼
2023 · -3.02
Debt
€37k▲
2023 · €15k
Debt ≤ 1 year
€36k▲
2023 · €15k
Staff costs
€8▼
2023 · €107
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€55k€69k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€3k€3k▼
Financial fixed assets28€1k€1k=
Current assets29/58€51k€65k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€29k€32k▲
Trade receivables40€29k€32k▲
Other amounts receivable41€59€102▲
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1€15k€20k▲
Equity and liabilities
Total equity and liabilities10/49€55k€69k▲
Equity10/15€40k€32k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€923€923=
Non-distributable reserves130/1€923€923=
Legal reserve130€923€923=
Profit (loss) carried forward14€20k€12k▼
Amounts payable17/49€15k€37k▲
Amounts payable within one year42/48€15k€36k▲
Trade debts44€14k€12k▼
Suppliers440/4€14k€12k▼
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€89€20k▲
Accrued charges and deferred income492/3-€744
Income statement
Code20232024
Turnover70€253k€204k▼
Goods, raw materials, services and sundry goods60/61€258k€209k▼
Remuneration, social security and pensions62€107€8▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€743€688▼
Gross operating margin9900€-4k€-5k▼
Operating profit (loss)9901€-7k€-7k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-9k€-8k▲
Profit (loss) for the period9904€-9k€-8k▲
Profit (loss) for the period to be appropriated9905€-9k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€12k▼
Profit (loss) brought forward from the previous period14P€29k€20k▼
Social balance
Average headcount (FTE)90870.10.1=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 70 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 71 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲228%
Operating result €37k, net result €37k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.11
Current ratio from 0.91 to 3.11.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.20
Current ratio from 0.43 to 1.20.
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2008
Ground area
276 m²
Building footprint
109 m²
Volume, LiDAR
883 m³
2 parcels, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BACCHUS
since 20082.170.122.107
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0162/00P000 | Brussels | 164 m² | - | - |
| 21445C0233/00A009 | Brussels | 113 m² | 1 · 109 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.170.122.107
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-2003
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.