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LE VATEL

Active
Private limited companyfounded 20251 yr activePlace de la Liberté(J) 6, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 1020.909.261
Summary

LE VATEL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,397 and a net result of €156,397. Its solvency ranks better than 40% of 1576 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes
Profitability94
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.72; short-term debt: 69.3% and cash: 36% of total assets), and 78.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.8%
Return on assets
20.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 March 2025, LE VATEL was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€166,397
Total assets
€762,573
Net result
€156,397
Working capital
-€147,263

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €762,573
Fixed assets €381,374
Current assets €381,199
Equity and liabilities €762,573
Equity €166,397
Debt €596,177
Debt finances 78.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€309,301
Cash flow
€261,836
Current ratio
0.72
Quick ratio
0.69
Debt to equity
3.58
ROE
94.0%
ROA
20.5%
Interest coverage
61.07
Debt ≤ 1 year
€528,462
Debt > 1 year
€65,614
Income taxes
€42,674
Staff costs
€402,757

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€762,573
Fixed assets21/28€381,374
Intangible fixed assets21€936
Tangible fixed assets22/27€380,438
Furniture and vehicles24€287,443
Other tangible fixed assets26€92,995
Current assets29/58€381,199
Stocks and contracts in progress3€18,066
Stocks30/36€18,066
Amounts receivable within one year40/41€83,548
Trade receivables40€77,525
Other amounts receivable41€6,023
Cash at bank and in hand54/58€274,850
Deferred charges and accrued income490/1€4,735
Equity and liabilities
Total equity and liabilities10/49€762,573
Equity10/15€166,397
Contributions10/11€10,000
Profit (loss) carried forward14€156,397
Amounts payable17/49€596,177
Amounts payable after more than one year17€65,614
Financial debts170/4€65,614
Amounts payable within one year42/48€528,462
Current portion of amounts payable after more than one year42€9,237
Trade debts44€50,453
Suppliers440/4€40,083
Bills of exchange payable441€10,370
Advances received on contracts in progress46€4,326
Taxes, remuneration and social security45€119,524
Taxes450/3€48,487
Remuneration and social security454/9€71,037
Other amounts payable47/48€344,923
Accrued charges and deferred income492/3€2,100
Income statement Code2025
Remuneration, social security and pensions62€402,757
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105,439
Other operating charges640/8€8,694
Gross operating margin9900€720,752
Operating profit (loss)9901€203,862
Financial income75/76B€273
Recurring financial income75€273
Financial charges65/66B€5,065
Recurring financial charges65€5,065
Profit (loss) for the period before taxes9903€199,070
Income taxes67/77€42,674
Profit (loss) for the period9904€156,397
Profit (loss) for the period to be appropriated9905€156,397
Appropriation of the result
Profit (loss) to be appropriated9906€156,397

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€402,757
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105,439
Other operating charges640/8€8,694
Gross operating margin9900€720,752
Operating profit (loss)9901€203,862
Financial income75/76B€273
Recurring financial income75€273
Financial charges65/66B€5,065
Recurring financial charges65€5,065
Profit (loss) for the period before taxes9903€199,070
Income taxes67/77€42,674
Profit (loss) for the period9904€156,397
Profit (loss) for the period to be appropriated9905€156,397
Line2025
Assets
Total assets20/58€762,573
Fixed assets21/28€381,374
Intangible fixed assets21€936
Tangible fixed assets22/27€380,438
Furniture and vehicles24€287,443
Other tangible fixed assets26€92,995
Current assets29/58€381,199
Stocks and contracts in progress3€18,066
Stocks30/36€18,066
Amounts receivable within one year40/41€83,548
Trade receivables40€77,525
Other amounts receivable41€6,023
Cash at bank and in hand54/58€274,850
Deferred charges and accrued income490/1€4,735
Equity and liabilities
Total equity and liabilities10/49€762,573
Equity10/15€166,397
Contributions10/11€10,000
Profit (loss) carried forward14€156,397
Amounts payable17/49€596,177
Amounts payable after more than one year17€65,614
Financial debts170/4€65,614
Amounts payable within one year42/48€528,462
Current portion of amounts payable after more than one year42€9,237
Trade debts44€50,453
Suppliers440/4€40,083
Bills of exchange payable441€10,370
Advances received on contracts in progress46€4,326
Taxes, remuneration and social security45€119,524
Taxes450/3€48,487
Remuneration and social security454/9€71,037
Other amounts payable47/48€344,923
Accrued charges and deferred income492/3€2,100
Line2025
Profit (loss) for the period9904€156,397
+ Depreciation and write-downs630€105,439
Operating cash flow (approximation)€261,836

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
530 m²
Parcel 25046B0249/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE VATEL
Place de la Liberté(J) 6, 1350 Orp-JaucheManufacture of food products
since 20252.371.167.968
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25046B0249/00P000 Wallonia 530 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Orp-Jauche2.371.167.968
1 permission
Toelating · Bakkerij · since 16-04-2025

Similar companies · same sector, comparable size

Of 4,230 companies in sector 10712 we hold annual accounts for 1,875. 1,555 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
10520Manufacture of food products
10820Manufacture of cocoa, chocolate and sugar confectionery
47279Other retail sale of food
Contact
E-mail patisserielevatel@gmail.com
Phone +32474498446
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020909261
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.