LE TREMA
ActiveSummary
For LE TREMA, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €227,982 and a net result of €105,889. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 6148 sector peers (fiscal year 2022). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability100▲+15
Solvency90▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
65.5%
Return on assets
30.4%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-06-2024, 308 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
308 d late
2021
89 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 138 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€105,889▲ 178%
2021 · €38,027
Working capital
€204,283▲ 122%
2021 · €91,876
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€5,635-€65,233▲ 1,058%-€5,402€38,467€13,184▼ 65.7%
Net result€7,956-€52,799▲ 564%-€1,551below the sector's middle half€38,027within the sector's middle half€105,889within the sector's middle half▲ 178%
Equity€47,818-€85,617▲ 79.0%€84,066below the sector's middle half▼ 1.8%€122,093below the sector's middle half▲ 45.2%€227,982below the sector's middle half▲ 86.7%
Total assets€152,268-€191,749▲ 25.9%€184,840below the sector's middle half▼ 3.6%€286,941below the sector's middle half▲ 55.2%€348,322below the sector's middle half▲ 21.4%
Debt€104,451-€106,132▲ 1.6%€100,774▼ 5.0%€164,848▲ 63.6%€120,340▼ 27.0%
Working capital€32,179-€32,804▲ 1.9%€44,119below the sector's middle half▲ 34.5%€91,876within the sector's middle half▲ 108%€204,283within the sector's middle half▲ 122%
Solvency31.4%-44.7%▲ 13.2pp45.5%within the sector's middle half▲ 0.8pp42.5%within the sector's middle half▼ 2.9pp65.5%above the sector's middle half▲ 22.9pp
Current ratio1.44-1.37▼ 0.071.47within the sector's middle half▲ 0.101.56within the sector's middle half▲ 0.102.70above the sector's middle half▲ 1.13
Return on assets (ROA)5.2%-27.5%▲ 22.3pp-0.8%below the sector's middle half▼ 28.4pp13.3%above the sector's middle half▲ 14.1pp30.4%above the sector's middle half▲ 17.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 66% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €348,322
Fixed assets
€23,699 ▼ 26.6%
Current assets
€324,623 ▲ 27.5%
Equity and liabilities €348,322
Equity
€227,982 ▲ 86.7%
Debt
€120,340 ▼ 27.0%
Debt's share of the balance-sheet total falls from 57.5% to 34.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,394▼
2021 · €52,278
Cash flow
€116,099▲
2021 · €51,837
Quick ratio
2.41▲
2021 · 1.45
Debt to equity
0.53▼
2021 · 1.35
ROE
46.4%▲
2021 · 31.1%
Interest coverage
7.67▼
2021 · 179.70
Debt ≤ 1 year
€120,340▼
2021 · €162,769
Debt > 1 year
€0▼
2021 · €2,079
Income taxes
€10,324▲
2021 · €10,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,809 | €23,790 | €23,790 | €13,810 | €10,211 | ▼ 26.1% |
| Other operating charges640/8 | - | - | - | €3,261 | €7,411 | ▲ 127% |
| Gross operating margin9900 | €21,406 | €89,971 | €26,563 | €55,539 | €30,805 | ▼ 44.5% |
| Operating profit (loss)9901 | €5,635 | €65,233 | -€5,402 | €38,467 | €13,184 | ▼ 65.7% |
| Financial income75/76B | - | - | - | €9,850 | €106,080 | ▲ 977% |
| Recurring financial income75 | €7,174 | €7,722 | €9,938 | €9,850 | €106,080 | ▲ 977% |
| Financial charges65/66B | - | - | - | €291 | €3,051 | ▲ 949% |
| Recurring financial charges65 | €1,259 | €1,228 | €800 | €291 | €3,051 | ▲ 949% |
| Profit (loss) for the period before taxes9903 | €11,550 | €71,727 | €3,736 | €48,027 | €116,213 | ▲ 142% |
| Income taxes67/77 | €3,594 | €18,928 | €5,287 | €10,000 | €10,324 | ▲ 3.2% |
| Profit (loss) for the period9904 | €7,956 | €52,799 | -€1,551 | €38,027 | €105,889 | ▲ 178% |
| Profit (loss) for the period to be appropriated9905 | €7,956 | €52,799 | -€1,551 | €38,027 | €105,889 | ▲ 178% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €152,268 | €191,749 | €184,840 | €286,941 | €348,322 | ▲ 21.4% |
| Fixed assets21/28 | €46,847 | €69,896 | €46,106 | €32,296 | €23,699 | ▼ 26.6% |
| Tangible fixed assets22/27 | €39,276 | €59,225 | €35,435 | €21,625 | €13,028 | ▼ 39.8% |
| Furniture and vehicles24 | - | - | - | €20,628 | €13,028 | ▼ 36.8% |
| Other tangible fixed assets26 | - | - | - | €997 | €0 | ▼ 100% |
| Financial fixed assets28 | €7,571 | €10,671 | €10,671 | €10,671 | €10,671 | = |
| Current assets29/58 | €105,422 | €121,852 | €138,734 | €254,645 | €324,623 | ▲ 27.5% |
| Stocks and contracts in progress3 | - | €13,500 | €0 | €18,880 | €34,657 | ▲ 83.6% |
| Stocks30/36 | - | - | - | €18,880 | €34,657 | ▲ 83.6% |
| Amounts receivable within one year40/41 | €95,988 | €102,547 | €126,797 | €198,551 | €278,820 | ▲ 40.4% |
| Trade receivables40 | - | - | - | €1,232 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €197,319 | €278,820 | ▲ 41.3% |
| Cash at bank and in hand54/58 | €8,595 | €4,895 | €8,326 | €36,004 | €7,988 | ▼ 77.8% |
| Deferred charges and accrued income490/1 | - | - | - | €1,210 | €3,158 | ▲ 161% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €152,268 | €191,749 | €184,840 | €286,941 | €348,322 | ▲ 21.4% |
| Equity10/15 | €47,818 | €85,617 | €84,066 | €122,093 | €227,982 | ▲ 86.7% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €33,558 | €71,357 | €69,806 | €107,833 | €213,722 | ▲ 98.2% |
| Amounts payable17/49 | €104,451 | €106,132 | €100,774 | €164,848 | €120,340 | ▼ 27.0% |
| Amounts payable after more than one year17 | €31,208 | €17,084 | €6,158 | €2,079 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | - | €2,079 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €73,242 | €89,048 | €94,615 | €162,769 | €120,340 | ▼ 26.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,079 | €0 | ▼ 100% |
| Trade debts44 | - | €15,228 | €9,385 | €1,033 | €1,958 | ▲ 89.6% |
| Suppliers440/4 | - | - | - | €1,033 | €1,958 | ▲ 89.6% |
| Taxes, remuneration and social security45 | - | - | - | €32,889 | €28,014 | ▼ 14.8% |
| Taxes450/3 | - | - | - | €32,889 | €28,014 | ▼ 14.8% |
| Other amounts payable47/48 | - | - | - | €124,767 | €90,368 | ▼ 27.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,956 | €52,799 | -€1,551 | €38,027 | €105,889 | ▲ 178% |
| + Depreciation and write-downs630 | €14,809 | €23,790 | €23,790 | €13,810 | €10,211 | ▼ 26.1% |
| Operating cash flow (approximation) | €22,765 | €76,590 | €22,239 | €51,837 | €116,099 | ▲ 124% |
| Investment in fixed assets (approximation) | - | -€46,840 | €0 | €0 | -€1,613 | - |
| Change in cash | - | -€3,700 | €3,431 | €27,678 | -€28,016 | ▼ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 308 days late
2022
31-12
Financial
Highest result since 2018net €105,889 ▲178%
Net result €105,889, the highest in the series.
31-12
Financial
Equity above €200,000Eq €227,982 ▲86.7%
2 profitable years in a row build equity to €227,982.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 89 days late
2021
31-12
Financial
Back to profitnet €38,027
Net result €38,027 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €122,093 ▲45.2%
Equity rises from €84,066 to €122,093.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€1,551
Net result drops to -€1,551, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 195 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 45 days late
Show earlier events
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 71 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
2014
04-12
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 126 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2005
Ground area
824 m²
Building footprint
118 m²
Volume, LiDAR
1,063 m³
Parcel 57027A0379/00M002, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LE TREMA
since 20052.147.962.852
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57027A0379/00M002 | Wallonia | 824 m² | 1 · 118 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2022 list no shareholders, and no other source names one.
Holdings 2
-
50%
-
50%
According to the 2022 annual accounts of LE TREMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEstaimpuis2.147.962.852
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Of 1,742 companies in sector 46150 we hold annual accounts for 759. 530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46180Agents specialised in the wholesale of other particular products
47621Retail sale of newspapers and periodicals
E-invoicing
Not found in the Peppol register
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Register as of 30 September 2026 · Peppol Directory
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