Active BE 0770.615.609Private limited company

Le Slibard

Waterloose Steenweg 523 ·1050 Elsene, Belgium· 5 yrs active

Sector: Overige niet-gespecialiseerde detailhandel (47120)

Conclusion Checked

The computed 12-month bankruptcy probability of Le Slibard is 4.8% (elevated). The 2024 annual accounts show equity of €13k and a net result of €-7k. Equity is shrinking by ~64.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 69% of 6698 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€13k
Net result	€-7k
Better than sector	69%
Active	5 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

47 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 23

Profitability 0

Solvency 58

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

4.8% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

23 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	40.5%	20.4%	better than 69% of 6698 sector peers
Net result	€-7k	€4k	better than 22% of 6678 sector peers
Equity	€13k	€16k	better than 46% of 6712 sector peers
Gross operating margin	€56	€24k	better than 21% of 6657 sector peers
Total assets	€33k	€94k	better than 23% of 6702 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€56

- 22-24

Net profit

€-7k

+63.6% 22-24

Cash flow

€-84

+99.3% 22-24

Total assets

€33k

-40.2% 22-24

Equity

€13k

-34.6% 22-24

Working capital

€-2k

- 22-24

Debt

€19k

-43.5% 22-24

Debt ≤ 1y

€11k

-25.3% 22-24

Debt > 1y

€8k

-57.8% 22-24

Current ratio

0.84

-48.2% 22-24

Quick ratio

0.29

-75.9% 22-24

Solvency

40.5%

+9.3% 22-24

Debt / equity

1.47

-13.5% 22-24

ROE

-53.0%

+44.3% 22-24

ROA

-21.5%

+39.2% 22-24

Interest coverage

0.40

- 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€56
Net profit	€-7k
Cash flow	€-84
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€33k
Equity	€13k
Debt	€19k
of which ≤ 1y	€11k
of which > 1y	€8k
Working capital	€-2k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.84
Quick ratio	0.29
Working capital ratio	-5.7%
Solvency	40.5%
Debt / equity	1.47
Long-term debt ratio	0.61
Interest coverage	0.40
Gross margin	-
Net margin	-
ROA	-21.5%
ROE	-53.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €23k · 71.0% Current assets €10k · 29.0%

Equity & liabilities

Equity €13k · 40.5% Debt €19k · 59.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€33k
Fixed assets	21/28	€23k
Intangible fixed assets	21	€22k
Tangible fixed assets	22/27	€846
Current assets	29/58	€10k
Stocks & contracts in progress	3	€6k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€33k
Equity	10/15	€13k
Contributions / capital	10/11	€101k
Accumulated profits (losses)	14	€-88k
Amounts payable	17/49	€19k
Amounts payable after one year	17	€8k
Amounts payable within one year	42/48	€11k
Trade debts payable within one year	44	€69
Income statement
Gross operating margin	9900	€56
Operating result	9901	€-7k
Financial charges	65	€140
Result before taxes	9903	€-7k
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 6 directors

Current directors & mandates

Olivier Lagae
Director
State Gazette act 24135400 (19-09-2024)

Current
19-09-2024 → present

Former directors (5)

Alexandre Berbinschi
Director
State Gazette act 24135400 (19-09-2024)

Former
- → 19-09-2024
François Lagae
Director
State Gazette act 24135400 (19-09-2024)

Former
- → 19-09-2024
Gauthier Lagae
Director
State Gazette act 24135400 (19-09-2024)

Former
- → 19-09-2024
Jonathan Basse
Director
State Gazette act 24135400 (19-09-2024)

Former
- → 19-09-2024
Matthieu Ullens de Schooten
Director
State Gazette act 24135400 (19-09-2024)

Former
- → 19-09-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Overige niet-gespecialiseerde detailhandel(47120)
Legal form	Private limited company(610)
Incorporation	01-07-2021
Status	Active
Postal code	1050

Establishment units 1 location

Le Slibard

Louizalaan 231, 1050 ElseneVervaardiging van brede katoenweefsels of van katoenachtige synthetische of kunstmatige garens

since 20212.319.819.435

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21807G0131/00T000	Brussels	5,672 m²	1 · 3,878 m²	45.8 m · 8 fl.
21447B0306/00Z043	Brussels	213 m²	1 · 251 m²	26.4 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

19-09-2024

State Gazette act Director changes

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

26-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

19-09-2024 1 director appointed, 5 resigning Director changes

Olivier Lagae, Bestuurder
Gauthier Lagae, Bestuurder
Alexandre Berbinschi, Bestuurder
Jonathan Basse, Bestuurder
Matthieu Ullens de Schooten, Bestuurder
François Lagae, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Vervaardiging van onderkleding14140Vervaardiging van onderkleding14220Reclamebureaus73110Activiteiten van reclamebureaus73110

Primary activity highlighted.

Names & trade names

Legal nameFR

Le Slibard

Registered office

Waterloose Steenweg 523

1050 Elsene, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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