Le Pont
ActiveLe Pont has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €739k and a net result of €658. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 70% of 863 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +31 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0=
Solvency96▲+1
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.64 in 2022), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52%
Return on assets
0%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2022
38 d early
2021
4 d early
2020
58 d early
2019
21 d early
2018
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€0
2021 · €0
2021: €0
2021 → 2024
EBIT margin
Not included in this filing
Net result
€658
2022 · €-15k
2018: €16k
2019: €-9k
2020: €17k
2021: €5k
2022: €-15k
2018 → 2024
Working capital
€356k▲ 22.3%
2022 · €291k
2018: €163k
2019: €161k
2020: €238k
2021: €270k
2022: €291k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Turnover€0€0
Equity€686k-€702k▲ 2.2%€705k▲ 0.4%€688k▼ 2.3%€739k▲ 7.4%
Operating result€682-€30k▲ 4,367%€23k▼ 25.6%€300▼ 98.7%€3k▲ 1,063%
Net result€-9k-€17k€5k▼ 73.1%€-15k€658
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,063% above 2022.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €1.42M
Fixed assets
€845k▼ 10.5%
Current assets
€578k▲ 23.3%
Equity and liabilities €1.42M
Equity
€739k▲ 7.4%
Provisions
€31k=
Debt
€652k▼ 5.8%
The debt ratio falls from 49.1% to 45.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€99k▼
2022 · €114k
Cash flow
€96k▼
2022 · €99k
Solvency
52.0%▲
2022 · 48.8%
Current ratio
2.61▼
2022 · 2.64
Quick ratio
2.48▼
2022 · 2.49
Debt / equity
0.88▼
2022 · 1.01
ROE
0.1%▲
2022 · -2.2%
ROA
0.0%▲
2022 · -1.1%
Interest coverage
6.55▼
2022 · 6.81
Debt
€652k▼
2022 · €693k
Debt ≤ 1 year
€222k▲
2022 · €177k
Debt > 1 year
€431k▼
2022 · €514k
Staff costs
€828k▲
2022 · €727k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€1.41M€1.42M▲
Fixed assets21/28€944k€845k▼
Intangible fixed assets21€2k€751▼
Tangible fixed assets22/27€940k€843k▼
Land and buildings22€909k€786k▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€15k€48k▲
Other tangible fixed assets26€0€0=
Financial fixed assets28€2k€2k=
Current assets29/58€468k€578k▲
Stocks and contracts in progress3€27k€29k▲
Stocks30/36€27k€29k▲
Amounts receivable within one year40/41€177k€327k▲
Trade receivables40€51k€76k▲
Other amounts receivable41€126k€251k▲
Current investments50/53-€0
Cash at bank and in hand54/58€255k€214k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.42M▲
Equity10/15€688k€739k▲
Contributions10/11€56k€56k=
Capital10€56k€56k=
Revaluation surpluses12€481k€481k=
Reserves13€47k€47k=
Profit (loss) carried forward14€81k€121k▲
Investment grants15€24k€35k▲
Provisions and deferred taxes16€31k€31k=
Provisions for liabilities and charges160/5€31k€31k=
Major repairs and maintenance162€31k€31k=
Amounts payable17/49€693k€652k▼
Amounts payable after more than one year17€514k€431k▼
Financial debts170/4€487k€431k▼
Other amounts payable178/9€27k€0▼
Amounts payable within one year42/48€177k€222k▲
Current portion of amounts payable after more than one year42€43k€42k▼
Trade debts44€24k€65k▲
Suppliers440/4€24k€65k▲
Taxes, remuneration and social security45€111k€115k▲
Taxes450/3€1k€80▼
Remuneration and social security454/9€109k€114k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20222024
Turnover70-€0
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€0
Remuneration, social security and pensions62€727k€828k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€96k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€349
Other operating charges640/8€3k€2k▼
Gross operating margin9900€818k€930k▲
Operating profit (loss)9901€300€3k▲
Financial income75/76B€2k€12k▲
Recurring financial income75€2k€12k▲
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€-15k€658▲
Profit (loss) for the period9904€-15k€658▲
Profit (loss) for the period to be appropriated9905€-15k€658▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€121k▲
Profit (loss) brought forward from the previous period14P€96k€120k▲
Social balance
Average headcount (FTE)908714.415.4▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €658
Net result €658 after one loss-making year.
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼429%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
30-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-07-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Potier 114140 SprimontGround area
1,509 m²
Building footprint
79 m²
Volume, LiDAR
475 m³
Parcel 62100D1439/00L003, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Pont
since 19842.160.512.870
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100D1439/00L003 | Wallonia | 1,509 m² | 1 · 79 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSprimont2.160.512.870
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Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 1,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded21-09-1984
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
15812
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.