DÉLICE
ActiveDÉLICE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €91k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+14
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 7.19 against 6.71 in 2024), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
9.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
75 d late
2022
84 d late
2021
183 d late
2020
1 d early
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€744k▲ 11.1%
2024 · €670k
2018: €339k
2019: €365k
2020: €419k
2021: €508k
2022: €548k
2023: €607k
2024: €670k
2018 → 2025
Total assets
€950k▲ 7.8%
2024 · €881k
2018: €706k
2019: €692k
2020: €709k
2021: €758k
2022: €786k
2023: €832k
2024: €881k
2018 → 2025
Net result
€91k▲ 44.7%
2024 · €63k
2018: €64k
2019: €26k
2020: €54k
2021: €89k
2022: €40k
2023: €59k
2024: €63k
2018 → 2025
Working capital
€588k▲ 17.8%
2024 · €499k
2018: €288k
2019: €245k
2020: €271k
2021: €330k
2022: €348k
2023: €431k
2024: €499k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€508k-€548k▲ 7.9%€607k▲ 10.8%€670k▲ 10.3%€744k▲ 11.1%
Operating result€123k-€56k▼ 54.2%€84k▲ 48.8%€90k▲ 7.1%€138k▲ 53.1%
Net result€89k-€40k▼ 55.0%€59k▲ 48.6%€63k▲ 5.5%€91k▲ 44.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 53% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €950k
Fixed assets
€267k▼ 9.4%
Current assets
€683k▲ 16.5%
Equity and liabilities €950k
Equity
€744k▲ 11.1%
Debt
€206k▼ 2.5%
The debt ratio falls from 23.9% to 21.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€169k▲
2024 · €122k
Cash flow
€122k▲
2024 · €95k
Solvency
78.4%▲
2024 · 76.1%
Current ratio
7.19▲
2024 · 6.71
Quick ratio
7.12▲
2024 · 6.67
Debt / equity
0.28▼
2024 · 0.31
ROE
12.2%▲
2024 · 9.4%
ROA
9.6%▲
2024 · 7.1%
Interest coverage
18.73▼
2024 · 24.58
Debt
€206k▼
2024 · €211k
Debt ≤ 1 year
€95k▲
2024 · €87k
Debt > 1 year
€111k▼
2024 · €124k
Income taxes
€39k▲
2024 · €24k
Staff costs
€90k▼
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€881k€950k▲
Fixed assets21/28€295k€267k▼
Tangible fixed assets22/27€294k€267k▼
Land and buildings22€273k€254k▼
Plant, machinery and equipment23€19k€11k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€125€125=
Current assets29/58€586k€683k▲
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€34k€26k▼
Trade receivables40€544€1k▲
Other amounts receivable41€34k€24k▼
Cash at bank and in hand54/58€542k€650k▲
Deferred charges and accrued income490/1€7k€1k▼
Equity and liabilities
Total equity and liabilities10/49€881k€950k▲
Equity10/15€670k€744k▲
Contributions10/11€6k€6k=
Reserves13€664k€738k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€44k€44k=
Distributable reserves133€618k€694k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€211k€206k▼
Amounts payable after more than one year17€124k€111k▼
Financial debts170/4€124k€111k▼
Amounts payable within one year42/48€87k€95k▲
Current portion of amounts payable after more than one year42€13k€13k=
Trade debts44€33k€35k▲
Suppliers440/4€33k€35k▲
Advances received on contracts in progress46-€80
Taxes, remuneration and social security45€41k€31k▼
Taxes450/3€25k€22k▼
Remuneration and social security454/9€16k€9k▼
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€152k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▼
Other operating charges640/8€8k€2k▼
Gross operating margin9900€282k€261k▼
Operating profit (loss)9901€90k€138k▲
Financial income75/76B€2k€690▼
Recurring financial income75€2k€690▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€87k€129k▲
Income taxes67/77€24k€39k▲
Profit (loss) for the period9904€63k€91k▲
Profit (loss) for the period to be appropriated9905€63k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€91k▲
Transfer from equity791/2-€17k
Transfer to equity691/2€63k€91k▲
To other reserves6921€63k€91k▲
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
Social balance
Average headcount (FTE)90873.1-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €91k ▲44.7%
Operating result €138k, net result €91k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 75 days late
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 183 days late
2021
31-12
Financial
Equity above €500kEq €508k ▲21.2%
4 profitable years in a row build equity to €508k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-12
Financial
Weakest financial yearnet €26k ▼60.2%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
BRUYNEEL Dieter
CurrentDirector · since 17-01-2025
LHOMME Amandine
CurrentDirector · since 17-01-2025
17-01-2025
BRUYNEEL Dieter: Appointed as Director
17-01-2025
BRUYNEEL Dieter: Resigned as Director
17-01-2025
LHOMME Amandine: Appointed as Director
17-01-2025
LHOMME Amandine: Resigned as Director
Location & real-estate footprint
Registered office, Dentergem · 3 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wapenplaats(Wak) 48720 DentergemGround area
1,588 m²
Building footprint
785 m²
Volume, LiDAR
4,637 m³
3 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Délice
since 20092.180.589.395
Délice
since 20172.295.726.912
Délice
since 20202.298.297.511
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B0483/00L000 | Flanders | 1,000 m² | 1 · 480 m² | 11.2 m · 1 fl. |
| 37016B0080/00H000 | Flanders | 498 m² | 1 · 215 m² | 9.3 m · 2 fl. |
| 37016B0493/00D000 | Flanders | 90 m² | 1 · 90 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesDentergem2.180.589.395
Dentergem2.298.297.511
Similar companies · same sector, comparable size
Patasjoe
BE 0502.699.332
Brugge · Eq €744k
VAN GILS BAKKERIJ
BE 0540.652.858
Turnhout · Eq €748k
Le Pont
BE 0426.178.705
Sprimont · Eq €739k
VANNOPPEN-DUMONT
BE 0701.599.119
Heusden-Zolder · Eq €730k
BAKKERIJ DE MUNTER
BE 0808.530.137
Middelkerke · Eq €729k
Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 1,067 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2009
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.