LE POINT D'EAU
ActiveSummary
LE POINT D'EAU has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €165,392 and a net result of €19,399. Equity is growing by ~18.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability58▼-26
Solvency39=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.19 in 2023; short-term debt: 60.4% and cash: 20.3% of total assets), and 85.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
34 d early
2023
23 d early
2022
27 d early
2021
19 d early
2020
9 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
In the rankings
#5 fastest grower in La Louvière#8 employer in Hainaut, Sports and recreation sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19,399▼ 84.8%
2023 · €128,038
Working capital
€176,487▲ 53.2%
2023 · €115,174
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232024
Operating result€31,584-€70,738-€248,369€140,479▼ 43.4%€34,679▼ 75.3%
Net result€29,279-€72,494below the sector's middle half-€241,815above the sector's middle half€128,038above the sector's middle half▼ 47.1%€19,399within the sector's middle half▼ 84.8%
Equity€74,293▲ 65.0%-€223,861below the sector's middle half-€17,954within the sector's middle half€145,993within the sector's middle half▲ 713%€165,392within the sector's middle half▲ 13.3%
Total assets€1.2m▲ 8.8%€1.2mwithin the sector's middle half-€1.3mwithin the sector's middle half▲ 11.2%€1.0mwithin the sector's middle half▼ 19.8%€1.2mwithin the sector's middle half▲ 12.0%
Debt€1.2m▲ 8.2%€1.4m-€1.3m▼ 8.2%€881,024▼ 30.2%€924,853▲ 5.0%
Working capital€63,463▲ 12.0%-€160,432below the sector's middle half-€15,017within the sector's middle half€115,174within the sector's middle half▲ 667%€176,487within the sector's middle half▲ 53.2%
Solvency6.0%▲ 2.1pp-19.4%below the sector's middle half-1.4%below the sector's middle half▲ 20.8pp14.2%within the sector's middle half▲ 12.8pp14.4%within the sector's middle half▲ 0.2pp
Current ratio1.06=0.87within the sector's middle half-1.02within the sector's middle half▲ 0.141.19within the sector's middle half▲ 0.171.25within the sector's middle half▲ 0.06
Return on assets (ROA)2.4%▲ 22.5pp-6.3%below the sector's middle half-18.9%above the sector's middle half▲ 25.2pp12.5%above the sector's middle half▼ 6.4pp1.7%within the sector's middle half▼ 10.8pp
Staff (FTE)21▼ 7.5%20.4above the sector's middle half-18.7within the sector's middle half▼ 8.3%28.7above the sector's middle half▲ 53.5%34.5above the sector's middle half▲ 20.2%
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€279,150 ▼ 8.3%
Current assets
€871,095 ▲ 20.5%
Equity and liabilities €1.2m
Equity
€165,392 ▲ 13.3%
Provisions
€60,000
Debt
€924,853 ▲ 5.0%
Debt's share of the balance-sheet total falls from 85.8% to 80.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69,170▼
2023 · €178,253
Cash flow
€53,889▼
2023 · €165,812
Quick ratio
1.25▲
2023 · 1.18
Debt to equity
5.59▼
2023 · 6.03
ROE
11.7%▼
2023 · 87.7%
Interest coverage
4.50▼
2023 · 12.43
Debt ≤ 1 year
€694,608▲
2023 · €607,537
Debt > 1 year
€157,669▼
2023 · €178,211
Income taxes
-€7▼
2023 · €7
Staff costs
€1.2m▼
2023 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,105 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.0%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €252 | €303 | €162,906 | €37,850 | ▼ 76.8% |
| Remuneration, social security and pensions62 | - | €903,366 | €1.1m | €1.4m | €1.2m | ▼ 11.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,405 | €22,204 | €24,429 | €37,774 | €34,490 | ▼ 8.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€1,609 | -€646 | €136 | -€136 | ▼ 200% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €60,000 | - |
| Other operating charges640/8 | - | €23,727 | €18,265 | €21,965 | €12,773 | ▼ 41.8% |
| Non-recurring operating charges66A | - | €2,051 | €1,365 | €11,282 | €1,703 | ▼ 84.9% |
| Gross operating margin9900 | €1.2m | €879,001 | €1.4m | €1.6m | €1.4m | ▼ 13.8% |
| Operating profit (loss)9901 | €31,584 | -€70,738 | €248,369 | €140,479 | €34,679 | ▼ 75.3% |
| Financial income75/76B | - | €3 | €434 | €1,906 | €98 | ▼ 94.9% |
| Recurring financial income75 | €8 | €3 | €434 | €1,906 | €98 | ▼ 94.9% |
| Financial charges65/66B | - | €1,760 | €6,988 | €14,340 | €15,385 | ▲ 7.3% |
| Recurring financial charges65 | €2,337 | €1,760 | €6,988 | €14,340 | €15,385 | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €29,254 | -€72,494 | €241,816 | €128,045 | €19,392 | ▼ 84.9% |
| Income taxes67/77 | -€24 | €0 | €0 | €7 | -€7 | ▼ 200% |
| Profit (loss) for the period9904 | €29,279 | -€72,494 | €241,815 | €128,038 | €19,399 | ▼ 84.8% |
| Profit (loss) for the period to be appropriated9905 | €29,279 | -€72,494 | €241,815 | €128,038 | €19,399 | ▼ 84.8% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €1.3m | €1.0m | €1.2m | ▲ 12.0% |
| Fixed assets21/28 | €89,272 | €46,767 | €301,451 | €304,306 | €279,150 | ▼ 8.3% |
| Tangible fixed assets22/27 | €89,272 | €46,767 | €301,451 | €304,306 | €279,150 | ▼ 8.3% |
| Plant, machinery and equipment23 | - | €32,917 | €288,375 | €292,334 | €274,059 | ▼ 6.3% |
| Furniture and vehicles24 | - | €13,850 | €13,076 | €11,972 | €5,091 | ▼ 57.5% |
| Current assets29/58 | €1.1m | €1.1m | €978,857 | €722,711 | €871,095 | ▲ 20.5% |
| Stocks and contracts in progress3 | €9,447 | €3,595 | €3,609 | €4,658 | €4,980 | ▲ 6.9% |
| Stocks30/36 | - | €3,595 | €3,609 | €4,658 | €4,980 | ▲ 6.9% |
| Amounts receivable within one year40/41 | €1.0m | €890,531 | €604,290 | €441,186 | €597,732 | ▲ 35.5% |
| Trade receivables40 | - | €115,832 | €134,486 | €138,920 | €143,612 | ▲ 3.4% |
| Other amounts receivable41 | - | €774,698 | €469,805 | €302,266 | €454,120 | ▲ 50.2% |
| Cash at bank and in hand54/58 | €104,630 | €205,137 | €355,793 | €258,521 | €233,498 | ▼ 9.7% |
| Deferred charges and accrued income490/1 | - | €5,260 | €15,164 | €18,346 | €34,885 | ▲ 90.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €1.3m | €1.0m | €1.2m | ▲ 12.0% |
| Equity10/15 | €74,293 | -€223,861 | €17,954 | €145,993 | €165,392 | ▲ 13.3% |
| Contributions10/11 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Profit (loss) carried forward14 | -€425,707 | -€723,861 | -€482,046 | -€354,007 | -€334,608 | ▲ 5.5% |
| Provisions and deferred taxes16 | €3,185 | - | - | - | €60,000 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €60,000 | - |
| Other liabilities and charges164/5 | - | - | - | - | €60,000 | - |
| Amounts payable17/49 | €1.2m | €1.4m | €1.3m | €881,024 | €924,853 | ▲ 5.0% |
| Amounts payable after more than one year17 | - | - | €198,225 | €178,211 | €157,669 | ▼ 11.5% |
| Financial debts170/4 | - | - | €198,225 | €178,211 | €157,669 | ▼ 11.5% |
| Amounts payable within one year42/48 | €1.1m | €1.3m | €963,839 | €607,537 | €694,608 | ▲ 14.3% |
| Current portion of amounts payable after more than one year42 | - | - | €19,502 | €20,015 | €20,541 | ▲ 2.6% |
| Financial debts43 | - | €20,501 | €91,402 | €86,471 | €83,047 | ▼ 4.0% |
| Credit institutions430/8 | - | €20,501 | €91,402 | €86,471 | €83,047 | ▼ 4.0% |
| Trade debts44 | €717,655 | €413,937 | €372,717 | €214,347 | €317,798 | ▲ 48.3% |
| Suppliers440/4 | - | €413,937 | €372,717 | €214,347 | €317,798 | ▲ 48.3% |
| Advances received on contracts in progress46 | - | €89,403 | €98,285 | €105,347 | €104,359 | ▼ 0.9% |
| Taxes, remuneration and social security45 | - | €214,636 | €131,778 | €181,357 | €165,123 | ▼ 9.0% |
| Taxes450/3 | - | €50,661 | €6,942 | €8,633 | €744 | ▼ 91.4% |
| Remuneration and social security454/9 | - | €163,975 | €124,837 | €172,724 | €164,379 | ▼ 4.8% |
| Other amounts payable47/48 | - | €526,477 | €250,156 | €0 | €3,740 | - |
| Accrued charges and deferred income492/3 | - | €110,196 | €100,289 | €95,276 | €72,576 | ▼ 23.8% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,279 | -€72,494 | €241,815 | €128,038 | €19,399 | ▼ 84.8% |
| + Depreciation and write-downs630 | €20,405 | €22,204 | €24,429 | €37,774 | €34,490 | ▼ 8.7% |
| Operating cash flow (approximation) | €49,684 | -€50,291 | €266,244 | €165,812 | €53,889 | ▼ 67.5% |
| Investment in fixed assets (approximation) | - | - | -€279,113 | -€40,629 | -€9,334 | ▲ 77.0% |
| Change in cash | - | - | €150,656 | -€97,271 | -€25,023 | ▲ 74.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €150,000Eq €165,392 ▲13.3%
3 profitable years in a row build equity to €165,392.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100,000Eq €145,993 ▲713%
2 profitable years in a row build equity to €145,993.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €241,815
Net result €241,815 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €29,279
Net result €29,279 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 99 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2014
Ground area
8,332 m²
Building footprint
78 m²
Volume, LiDAR
941 m³
2 parcels, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LE POINT D'EAU
since 20142.232.679.781
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372C0057/00S007 | Wallonia | 8,043 m² | - | - |
| 55372D0029/00Y007 | Wallonia | 289 m² | 1 · 78 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- REGIE COMMUNALE AUTONOME
- LE POINT D'EAU
Highest known parent: REGIE COMMUNALE AUTONOME. The sources do not say who stands above it.
Owners 1
-
75%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 3,294 companies in sector 93110 we hold annual accounts for 1,500. 1,125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded07-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0551991366
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.