LE PEINTRE
ActiveThe computed 12-month bankruptcy probability of LE PEINTRE is 1.5% (moderate). The 2025 annual accounts show equity of €105k and a net result of €-113. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 7719 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+17
Solvency88▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 3.34 in 2024; short-term debt: 37.2% and cash: 14.4% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
369 d late
2023
721 d late
2022
32 d late
2021
31 d late
2020
7 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€105k▼ 0.1%
2024 · €105k
2018: €36k
2019: €55k
2020: €68k
2021: €93k
2022: €93k
2023: €110k
2024: €105k
2018 → 2025
Total assets
€167k▲ 12.9%
2024 · €148k
2018: €91k
2019: €87k
2020: €93k
2021: €139k
2022: €139k
2023: €157k
2024: €148k
2018 → 2025
Net result
€-113▲ 97.4%
2024 · €-4k
2018: €-14k
2019: €19k
2020: €13k
2021: €25k
2023: €17k
2024: €-4k
2018 → 2025
Working capital
€102k▲ 1.5%
2024 · €100k
2018: €32k
2019: €53k
2020: €68k
2021: €93k
2022: €93k
2023: €103k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€93k=€110k▲ 17.9%€105k▼ 4.0%€105k▼ 0.1%
Operating result€30k-€25k€-2k€2k
Net result€25k-€17k€-4k€-113▲ 97.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€3k▼ 33.3%
Current assets
€164k▲ 14.5%
Equity and liabilities €167k
Equity
€105k▼ 0.1%
Debt
€62k▲ 44.8%
The debt ratio rises from 29.0% to 37.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-865
Cash flow
€2k▲
2024 · €-3k
Solvency
62.8%▼
2024 · 71.0%
Current ratio
2.64▼
2024 · 3.34
Quick ratio
2.64▼
2024 · 3.34
Debt / equity
0.59▲
2024 · 0.41
ROE
-0.1%▲
2024 · -4.2%
ROA
-0.1%▲
2024 · -3.0%
Interest coverage
1.60▲
2024 · -0.37
Debt
€62k▲
2024 · €43k
Debt ≤ 1 year
€62k▲
2024 · €43k
Staff costs
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€167k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€143k€164k▲
Amounts receivable within one year40/41€129k€140k▲
Trade receivables40€33k€29k▼
Other amounts receivable41€96k€110k▲
Cash at bank and in hand54/58€14k€24k▲
Deferred charges and accrued income490/1€122€122=
Equity and liabilities
Total equity and liabilities10/49€148k€167k▲
Equity10/15€105k€105k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€25k€25k=
Profit (loss) carried forward14€59k€59k▼
Amounts payable17/49€43k€62k▲
Amounts payable within one year42/48€43k€62k▲
Current portion of amounts payable after more than one year42-€17
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€32k€39k▲
Suppliers440/4€18k€25k▲
Bills of exchange payable441€14k€14k=
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€0€74▲
Gross operating margin9900€3k€10k▲
Operating profit (loss)9901€-2k€2k▲
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-4k€-113▲
Profit (loss) for the period9904€-4k€-113▲
Profit (loss) for the period to be appropriated9905€-4k€-113▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€59k▼
Profit (loss) brought forward from the previous period14P€63k€59k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 369 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 369 days late
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 721 days late
2023
31-12
Financial
Equity above €100kEq €110k ▲17.9%
Equity rises from €93k to €110k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €25k ▲84.6%
Operating result €30k, net result €25k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 814A1070 AnderlechtGround area
2,640 m²
Building footprint
1,480 m²
Volume, LiDAR
51,831 m³
Parcel 21306C0130/00E000, Brussels · tallest building 47.3 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Le Peintre
since 20052.149.026.882
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0130/00E000 | Brussels | 2,640 m² | 1 · 1,480 m² | 47.3 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOVA PARKET
BE 0667.888.847
Ingelmunster · Eq €105k
Normandie Patrick
BE 0821.708.576
Lede · Eq €106k
QUERCUS P.R.
BE 0818.102.849
Houthalen-Helchteren · Eq €104k
MVD International
BE 0746.740.444
Antwerpen · Eq €106k
R.P. INTERIEUR
BE 0480.045.872
Linter · Eq €103k
Of 746 companies in sector 43332 we hold annual accounts for 411. 355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-09-2005
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
43341Painting of buildings
45432
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43333Wallpapering and laying of floor and wall coverings in other materials
43990Other specialised construction activities
43999Specialised construction activities
45250
45433
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.