DIMMAT
ActiveSummary
DIMMAT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,792 and a net result of €3,006. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 69% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-19
Solvency90▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.16 in 2024; short-term debt: 31.7% and cash: 3.1% of total assets), and 35.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €90,792
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
26 d late
2022
28 d late
2021
30 d late
2020
27 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€90,792▲ 3.4%
2024 · €87,786
Total assets
€140,357▼ 7.8%
2024 · €152,221
Net result
€3,006▼ 79.8%
2024 · €14,865
Working capital
€95,872▼ 7.9%
2024 · €104,091
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,868▲ 7.4%-€5,744€4,903€25,407▲ 418%€11,924▼ 53.1%
Net result€53▼ 86.2%-€8,691€3,700€14,865▲ 302%€3,006▼ 79.8%
Equity€77,912▲ 0.1%€69,221▼ 11.2%€72,921▲ 5.3%€87,786▲ 20.4%€90,792▲ 3.4%
Total assets€90,213▲ 10.8%€93,636▲ 3.8%€99,271▲ 6.0%€152,221▲ 53.3%€140,357▼ 7.8%
Debt€12,302▲ 246%€24,415▲ 98.5%€26,349▲ 7.9%€64,435▲ 145%€49,565▼ 23.1%
Working capital€75,252▲ 5.7%€68,765▼ 8.6%€72,921▲ 6.0%€104,091▲ 42.7%€95,872▼ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €140,357
Equity
€90,792 ▲ 3.4%
Debt
€49,565 ▼ 23.1%
Debt's share of the balance-sheet total falls from 42.3% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.16▼
2024 · 3.16
Debt to equity
0.55▼
2024 · 0.73
ROE
3.3%▼
2024 · 16.9%
ROA
2.1%▼
2024 · 9.8%
Debt ≤ 1 year
€44,485▼
2024 · €48,130
Income taxes
€2,581▼
2024 · €6,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,001 | €2,203 | €456 | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €555 | - | - |
| Other operating charges640/8 | €891 | €813 | €440 | €800 | €757 | ▼ 5.4% |
| Non-recurring operating charges66A | - | €120 | - | - | - | - |
| Gross operating margin9900 | €8,761 | -€2,608 | €5,799 | €26,762 | €12,681 | ▼ 52.6% |
| Operating profit (loss)9901 | €3,868 | -€5,744 | €4,903 | €25,407 | €11,924 | ▼ 53.1% |
| Financial income75/76B | €527 | - | €1,870 | €87 | €364 | ▲ 319% |
| Recurring financial income75 | €279 | - | €1,870 | €87 | €116 | ▲ 33.4% |
| Non-recurring financial income76B | €248 | - | - | - | €248 | - |
| Financial charges65/66B | €3,761 | €2,946 | €2,703 | €3,682 | €6,702 | ▲ 82.0% |
| Recurring financial charges65 | €3,655 | €2,946 | €2,703 | €3,437 | €6,493 | ▲ 88.9% |
| Non-recurring financial charges66B | €106 | - | - | €245 | €208 | ▼ 15.0% |
| Profit (loss) for the period before taxes9903 | €635 | -€8,691 | €4,070 | €21,812 | €5,587 | ▼ 74.4% |
| Income taxes67/77 | €582 | - | €370 | €6,947 | €2,581 | ▼ 62.8% |
| Profit (loss) for the period9904 | €53 | -€8,691 | €3,700 | €14,865 | €3,006 | ▼ 79.8% |
| Profit (loss) for the period to be appropriated9905 | €53 | -€8,691 | €3,700 | €14,865 | €3,006 | ▼ 79.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90,213 | €93,636 | €99,271 | €152,221 | €140,357 | ▼ 7.8% |
| Fixed assets21/28 | €2,660 | €456 | - | - | - | - |
| Tangible fixed assets22/27 | €2,660 | €456 | - | - | - | - |
| Furniture and vehicles24 | €2,660 | €456 | - | - | - | - |
| Current assets29/58 | €87,554 | €93,179 | €99,271 | €152,221 | €140,357 | ▼ 7.8% |
| Amounts receivable within one year40/41 | €78,049 | €71,731 | €81,276 | €128,978 | €120,315 | ▼ 6.7% |
| Trade receivables40 | €28,021 | €7,862 | €555 | €33,702 | €5,080 | ▼ 84.9% |
| Other amounts receivable41 | €50,028 | €63,869 | €80,721 | €95,276 | €115,235 | ▲ 20.9% |
| Cash at bank and in hand54/58 | €2,585 | €5,795 | €2,330 | €7,562 | €4,359 | ▼ 42.4% |
| Deferred charges and accrued income490/1 | €6,920 | €15,653 | €15,664 | €15,682 | €15,683 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90,213 | €93,636 | €99,271 | €152,221 | €140,357 | ▼ 7.8% |
| Equity10/15 | €77,912 | €69,221 | €72,921 | €87,786 | €90,792 | ▲ 3.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €12,300 | €12,300 | €15,995 | €30,855 | €33,860 | ▲ 9.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €10,440 | €10,440 | €14,135 | €28,995 | €32,000 | ▲ 10.4% |
| Profit (loss) carried forward14 | €53,212 | €44,521 | €44,526 | €44,531 | €44,532 | = |
| Amounts payable17/49 | €12,302 | €24,415 | €26,349 | €64,435 | €49,565 | ▼ 23.1% |
| Amounts payable within one year42/48 | €12,302 | €24,415 | €26,349 | €48,130 | €44,485 | ▼ 7.6% |
| Trade debts44 | €6,727 | €18,839 | €20,384 | €24,781 | €24,888 | ▲ 0.4% |
| Suppliers440/4 | €6,727 | €18,839 | €20,384 | €24,781 | €24,888 | ▲ 0.4% |
| Taxes, remuneration and social security45 | €5,575 | €5,576 | €5,965 | €23,349 | €19,597 | ▼ 16.1% |
| Taxes450/3 | €5,575 | €5,576 | €5,965 | €23,349 | €19,597 | ▼ 16.1% |
| Accrued charges and deferred income492/3 | - | - | - | €16,305 | €5,080 | ▼ 68.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53 | -€8,691 | €3,700 | €14,865 | €3,006 | ▼ 79.8% |
| + Depreciation and write-downs630 | €4,001 | €2,203 | €456 | - | - | - |
| Operating cash flow (approximation) | €4,054 | -€6,487 | €4,157 | €14,865 | €3,006 | ▼ 79.8% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €3,211 | -€3,465 | €5,232 | -€3,203 | ▼ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €14,865 ▲302%
Operating result €25,407, net result €14,865, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €3,700
Net result €3,700 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet -€8,691
Net result drops to -€8,691, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 21.02
Current ratio from 5.61 to 21.02; short-term debt falls from €16,012 to €3,556.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2007
Ground area
172 m²
Building footprint
78 m²
Volume, LiDAR
527 m³
Parcel 25088A0155/00F000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIMMAT SPRL
since 20072.158.806.957
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25088A0155/00F000 | Wallonia | 172 m² | 1 · 78 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 749 companies in sector 43332 we hold annual accounts for 411. 354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43332Laying of wooden floor and wall coverings
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885929308
Also
9925:BE0885929308
Registered
11-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.