Active BE 0758.811.501Cooperative company

LE PEDALO SUPERMARCHE

Biesputstraat 23 ·1040 Etterbeek, Belgium· 5 yrs active

Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of LE PEDALO SUPERMARCHE is 1.4% (low). The 2024 annual accounts show equity of €55k and a net result of €17k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 6722 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€55k
Net result	€17k
Staff (FTE)	2.7
Better than sector	56%

Financial profile 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 78

Profitability 100

Solvency 49

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.4% Low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

78 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~44.3%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	26.2%	20.4%	better than 56% of 6722 sector peers
Net result	€17k	€4k	better than 71% of 6703 sector peers
Equity	€55k	€16k	better than 75% of 6737 sector peers
Gross operating margin	€43k	€24k	better than 63% of 6682 sector peers
Staff costs	€23k	€33k	higher than 40% of 3049 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€20k

+0.9% 21-24

Net profit

€17k

-1.8% 21-24

Cash flow

€19k

-1.3% 21-24

Total assets

€211k

+48.1% 21-24

Equity

€55k

+47.8% 21-24

Working capital

€56k

+89.8% 21-24

Employees (FTE)

3

- 21-24

Staff costs

€23k

- 21-24

Show 10 other metrics

Debt

€156k

+48.2% 21-24

Debt ≤ 1y

€143k

+43.8% 21-24

Debt > 1y

€12k

+129.6% 21-24

Current ratio

1.39

+7.4% 21-24

Quick ratio

1.23

+10.2% 21-24

Solvency

26.2%

-0.2% 21-24

Debt / equity

2.82

+0.3% 21-24

ROE

30.7%

-33.5% 21-24

ROA

8.0%

-33.7% 21-24

Interest coverage

69.23

- 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€20k
Net profit	€17k
Cash flow	€19k
Staff costs	€23k
Income taxes	-
Dividends	-
Total assets	€211k
Equity	€55k
Debt	€156k
of which ≤ 1y	€143k
of which > 1y	€12k
Working capital	€56k
Employees (FTE)	2.7

Ratios (computed)

	2024
Current ratio	1.39
Quick ratio	1.23
Working capital ratio	26.8%
Solvency	26.2%
Debt / equity	2.82
Long-term debt ratio	0.22
Interest coverage	69.23
Gross margin	-
Net margin	-
ROA	8.0%
ROE	30.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €11k · 5.2% Current assets €200k · 94.8%

Equity & liabilities

Equity €55k · 26.2% Debt €156k · 73.8%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€211k
Fixed assets	21/28	€11k
Tangible fixed assets	22/27	€11k
Financial fixed assets	28	€413
Current assets	29/58	€200k
Stocks & contracts in progress	3	€24k
Amounts receivable within one year	40/41	€170k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€211k
Equity	10/15	€55k
Contributions / capital	10/11	€78k
Accumulated profits (losses)	14	€-23k
Amounts payable	17/49	€156k
Amounts payable after one year	17	€12k
Amounts payable within one year	42/48	€143k
Trade debts payable within one year	44	€135k
Income statement
Gross operating margin	9900	€43k
Operating result	9901	€17k
Financial income	75	€0
Financial charges	65	€283
Result before taxes	9903	€17k
Net result for the period	9904	€17k
Result to be appropriated	9905	€17k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 11 directors

Directors derived from a single State Gazette act, under verification

All 4 current directors first appear in the same act (22136373). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

Benoît Dormal
Director
State Gazette act 22136373 (22-11-2022)

Current
17-06-2022 → present
Christian Cherpion
Director
State Gazette act 22136373 (22-11-2022)

Current
17-06-2022 → present
Eline Dispa
Director
State Gazette act 22136373 (22-11-2022)

Current
17-06-2022 → present
Melchior Uhlmann
Director
State Gazette act 22136373 (22-11-2022)

Current
17-06-2022 → present

Former directors (7)

Benoit DORMAL
Director
State Gazette act 24122069 (19-08-2024)

Former
- → 27-05-2024
Florence Henriet
Director
State Gazette act 22136373 (22-11-2022)

Former
17-06-2022 → 27-05-2024
2 events
- 27-05-2024 Resigned· Director
- 17-06-2022 Appointed· Director
Julien UHLMANN
Director
State Gazette act 24122069 (19-08-2024)

Former
- → 27-05-2024
Lucas Baivier
Director
State Gazette act 22136373 (22-11-2022)

Former
17-06-2022 → 27-05-2024
2 events
- 27-05-2024 Resigned· Director
- 17-06-2022 Appointed· Director
Renaud Trapp
Director
State Gazette act 22136373 (22-11-2022)

Former
17-06-2022 → 27-05-2024
2 events
- 27-05-2024 Resigned· Director
- 17-06-2022 Appointed· Director

2 further former directors in the mandate history. Available in Kantoor S. See plans →

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form	Cooperative company(706)
Incorporation	26-11-2020
Status	Active
Postal code	1040

Establishment units 2 locations

Le Pedalo Supermarché

Biesputstraat 23, 1040 EtterbeekSuperette(niet-gespecialiseerde kleinhandel in algemene voedingsmiddelen met een verkoopsoppvervlakte tussen 100 m2 en 400m2)

since 20212.315.595.579

Le Pédalo Supermarché

Kroonlaan 227, 1050 ElseneSuperette(niet-gespecialiseerde kleinhandel in algemene voedingsmiddelen met een verkoopsoppvervlakte tussen 100 m2 en 400m2)

since 20212.322.371.525

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21443C0224/00E009	Brussels	3.0 ha	1 · 360 m²	-
21005A0543/00K002	Brussels	2,998 m²	1 · 1,661 m²	29.4 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

19-08-2024

State Gazette act Director changes

09-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

04-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

22-11-2022

State Gazette act Director changes

05-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

19-08-2024 2 directors appointed, 6 resigning Director changes

Ambre RACAUD, Commissaris
Claire SINKE, Commissaris
Vincent BIAUCE, Bestuurder
Florence HENRIET, Bestuurder
Benoit DORMAL, Bestuurder
Lucas BAIVIER, Bestuurder
Julien UHLMANN, Bestuurder
Renaud TRAPP, Bestuurder

Original publication ↗

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2022

22-11-2022 7 directors appointed, 1 resigning Director changes

Florence Henriet, Bestuurder
Eline Dispa, Bestuurder
Benoît Dormal, Bestuurder
Christian Cherpion, Bestuurder
Lucas Baivier, Bestuurder
Melchior Uhlmann, Bestuurder
Renaud Trapp, Bestuurder
Johana Leroy, Bestuurder

Original publication ↗

Technical details

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      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Renaud Trapp",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-06-17",
      "evidence_quote": "Accepte la nomination de : Monsieur Renaud Trapp",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Johana Leroy",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-06-17",
      "evidence_quote": "Accepte la d\u00E9mission de Madame Johana Leroy en date du 17/06/2022",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": {
        "rrn": null,
        "name": "Vincent Biauce",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "La r\u00E9union est ouverte sous la pr\u00E9sidence de Monsieur Vincent Biauce.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Biukelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-11-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-06-17",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0758.811.501",
    "name_full": "LE PEDALO SUPERMARCHE",
    "legal_form": "SC"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Vincent Biauce",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112

Primary activity highlighted.

Names & trade names

Legal nameFR

LE PEDALO SUPERMARCHE

Registered office

Biesputstraat 23 bus 36

1040 Etterbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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