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LE PAIN D'ANVERS

Active
Private limited companyfounded 1994active for 32 yearsChurchilllaan 69, 2900 Schoten, BelgiumKBO/BCE: BE 0451.855.494
Summary

LE PAIN D'ANVERS has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228,365 and a net result of €52,838. Equity has been growing by about 44% per year since 2018. Its solvency ranks better than 69% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-02-1994 Normal situation
Activity
Other retail sale of food NACE 47279and 1 other
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2023
Establishment unit
2.065.647.959 2900 Schoten, since 22-02-1994
Financial year end
31 December
Peppol
Reachable since 12-03-2025

Board and ownership

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€122,240
▲ 96.5%
Turnover
≈ €610,000
estimated
Profit
€52,838
▲ 326%
Equity
€228,365
▲ 30.1%
Total assets
€413,395
▲ 63.9%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 26 days late; 2 of the last 3 accounts latelowers riskLiquidity: current ratio 2.05, cash €176,107Equity €228,365 (55.2% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 80-15
equity 55.2% of total assets
Liquidity 80-6
short-term debt 42.0% · cash 42.6%
Profitability 85+17
return on assets 12.8%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.5 percentage points vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.9 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.05 (2.65 in 2024), above the usual 1.5. Short-term debt is 42% and cash 42.6% of total assets. 44.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 69% of them on solvency, 84% on liquidity, 79% on profitability and 79% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.05, cash €176,107
NBB · annual accounts
raises risk · Last filed accounts filed 26 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €228,365 (55.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
92 days late
2023
91 days late
2022
28 days late
2021
81 days late
2020
467 days late
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 121 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 October (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 89% of companies in retail tradesector median €5,083 · 22,756 companies €52,838 View
  • New directorlatest change 05-03-2026 · 1 in office 1 joined View
  • Positive: 5 profitable years in a rowprofit 2025: €52,838 5 years View
  • Positive: Equity rose in 2025from €175,526 to €228,365 ▲ 30.1% View

Recent changes

  1. · Gazette deed Registered office moved within SchotenNew seat: 2900 Schoten, Churchilllaan 69 · Previous seat: 2900 Schoten, Brechtsebaan 391 · Appointment: ADRIAENSSENS Mark Maria Pieter (director)
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as LE PAIN D'ANVERS: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €369,000 and €431,000, founded between 1987 and 1995.

CompanyTotal assetsGross margin
LE PAIN D'ANVERS Schoten€413,395€122,240
NAUWELAERTS S. Brecht€369,234€103,604
93 Wemmel€402,353€121,040
Les 9 Grains d'or Marche-en-Famenne€403,044€143,623
SONA INTERNATIONAL Sint-Pieters-Leeuw€431,177€121,755
ASIA FOOD Antwerpen€371,214€94,478
ORIS - BAELUS Geel€369,351€174,791
Full comparison

Key facts about LE PAIN D'ANVERS

What is the company number of LE PAIN D'ANVERS?
The company number of LE PAIN D'ANVERS is 0451.855.494. The VAT number is the same number with BE in front: BE 0451.855.494.
Where is LE PAIN D'ANVERS based?
The registered office is at Churchilllaan 69, 2900 Schoten.Company details
What does LE PAIN D'ANVERS do?
According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of LE PAIN D'ANVERS?
The legal form of LE PAIN D'ANVERS is Private limited company (BV).
When was LE PAIN D'ANVERS founded?
LE PAIN D'ANVERS was founded on 04-02-1994.
Is LE PAIN D'ANVERS still active?
Yes, LE PAIN D'ANVERS is an active enterprise in the KBO register.
How many employees does LE PAIN D'ANVERS have?
LE PAIN D'ANVERS had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LE PAIN D'ANVERS fall under?
In its 2023 annual accounts, LE PAIN D'ANVERS states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of LE PAIN D'ANVERS?
The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €122,240 and 44 comparable companies (NACE 472). It probably lies between €400,000 and €1.0m.
Is LE PAIN D'ANVERS profitable?
In financial year 2025, LE PAIN D'ANVERS made a profit of €52,838.
Where can I find the annual accounts of LE PAIN D'ANVERS?
LE PAIN D'ANVERS filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LE PAIN D'ANVERS due?
LE PAIN D'ANVERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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