LE OPA
ActiveThe computed 12-month bankruptcy probability of LE OPA is 4.7% (elevated). The 2024 annual accounts show negative equity (€-10k) and a net result of €-35k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 18938 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
7
/ 100
Critical▼ -64 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency39▲+12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 1.04 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-11.1%
Return on assets
-37.2%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
33 d early
2022
12 d early
2021
9 d early
2020
26 d late
2019
14 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-10k
2023 · €24k
2018: €-10k
2019: €16k
2020: €-21k
2021: €26k
2022: €24k
2023: €24k
2018 → 2024
Total assets
€93k▼ 20.7%
2023 · €117k
2018: €86k
2019: €109k
2020: €76k
2021: €133k
2022: €109k
2023: €117k
2018 → 2024
Net result
€-35k
2023 · €13k
2018: €10k
2019: €26k
2020: €-37k
2021: €47k
2022: €-2k
2023: €13k
2018 → 2024
Working capital
€-23k
2023 · €4k
2018: €-59k
2019: €-35k
2020: €-35k
2021: €17k
2022: €7k
2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-21k-€26k€24k▼ 6.2%€24k▲ 0.9%€-10k
Operating result€-29k-€53k€4k▼ 92.0%€18k▲ 323%€-31k
Net result€-37k-€47k€-2k€13k€-35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €31k after €18k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€27k▲ 8.6%
Current assets
€66k▼ 28.6%
Key figures and ratios
EBITDA
€-23k▼
2023 · €23k
Cash flow
€-27k▼
2023 · €18k
Solvency
-11.1%▼
2023 · 20.7%
Current ratio
0.74▼
2023 · 1.04
Quick ratio
0.57▼
2023 · 0.91
Debt / equity
-9.97▼
2023 · 3.83
ROE
334.0%▲
2023 · 54.6%
ROA
-37.2%▼
2023 · 11.3%
Interest coverage
-6.59▼
2023 · 4.79
Debt
€103k▲
2023 · €93k
Debt ≤ 1 year
€88k▲
2023 · €88k
Debt > 1 year
€5k▲
2023 · €3k
Staff costs
€130k▲
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€117k€93k▼
Fixed assets21/28€25k€27k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€25k€27k▲
Land and buildings22€11k€8k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€10k€15k▲
Current assets29/58€92k€66k▼
Stocks and contracts in progress3€12k€16k▲
Stocks30/36€12k€16k▲
Amounts receivable within one year40/41€39k€30k▼
Trade receivables40-€6k
Other amounts receivable41€39k€24k▼
Cash at bank and in hand54/58€29k€9k▼
Deferred charges and accrued income490/1€13k€10k▼
Equity and liabilities
Total equity and liabilities10/49€117k€93k▼
Equity10/15€24k€-10k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€6k€-29k▼
Amounts payable17/49€93k€103k▲
Amounts payable after more than one year17€3k€5k▲
Financial debts170/4€3k€5k▲
Amounts payable within one year42/48€88k€88k▲
Current portion of amounts payable after more than one year42€2k€5k▲
Trade debts44€53k€51k▼
Suppliers440/4€53k€51k▼
Taxes, remuneration and social security45€10k€31k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€6k€24k▲
Other amounts payable47/48€22k€334▼
Accrued charges and deferred income492/3€2k€10k▲
Income statement
Code20232024
Remuneration, social security and pensions62€62k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€87k€109k▲
Operating profit (loss)9901€18k€-31k▼
Financial income75/76B€495€3▼
Recurring financial income75€495€3▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€14k€-35k▼
Income taxes67/77€512-
Profit (loss) for the period9904€13k€-35k▼
Profit (loss) for the period to be appropriated9905€13k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-29k▼
Profit (loss) brought forward from the previous period14P€5k€6k▲
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.20
Current ratio from 0.43 to 1.20.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-37k ▼240%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Alliés 234960 MalmedyGround area
827 m²
Building footprint
170 m²
Volume, LiDAR
2,179 m³
2 parcels, Wallonia · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
SPARTA
since 20162.255.468.645
CALIDA
since 20252.377.456.439
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049D0279/00E000 | Wallonia | 461 m² | 1 · 64 m² | 11.8 m · 3 fl. |
| 63049C0468/00G000 | Wallonia | 366 m² | 1 · 107 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMalmedy2.255.468.645
Malmedy2.377.456.439
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
55100Hotels and similar accommodation
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.