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CORTI'TREIZE

Active
Cooperative companyfounded 20179 yrs activeRue Bellaire(RR) 13, 4120 Neupré, BelgiumKBO/BCE: BE 0671.961.560

CORTI'TREIZE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €25k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 1775 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
100 / 100
Excellent▲ +19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+84
Solvency100=
Growth85▲+17
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 5.24 in 2023), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
1 d early
2023
on the day
2022
3 d early
2021
20 d early
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€161k▲ 129%
2018 · €70k
2018: €70k
2018 → 2020
EBIT margin
1.3%▼ 4.6pp
2018 · 5.9%
2018: 5.9%
2018 → 2020
Net result
€25k▲ 791%
2023 · €3k
2018: €4k 2019: €10k 2020: €1k 2021: €20k 2022: €4k 2023: €3k
2018 → 2024
Working capital
€102k▲ 39.1%
2023 · €73k
2018: €37k 2019: €74k 2020: €80k 2021: €68k 2022: €71k 2023: €73k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€161k-
Equity€57k-€78k▲ 35.8%€85k▲ 9.2%€88k▲ 3.3%€113k▲ 28.4%
Operating result€2k-€-14k€6k€5k▼ 20.4%€28k▲ 459%
Net result€1k-€20k▲ 1,470%€4k▼ 80.5%€3k▼ 30.2%€25k▲ 791%
Result per fiscal year
Operating resultNet result
€-20k€0€20kOperating result 2020: €2k€2kNet result 2020: €1k€1kOperating result 2021: €-14k€-14kNet result 2021: €20k€20kOperating result 2022: €6k€6kNet result 2022: €4k€4kOperating result 2023: €5k€5kNet result 2023: €3k€3kOperating result 2024: €28k€28kNet result 2024: €25k€25k20202021202220232024
The operating result recovers in 2024; 2024 is 459% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143k
Fixed assets €14k▼ 4.8%
Current assets €129k▲ 42.3%
Equity and liabilities €143k
Equity €113k▲ 28.4%
Debt €30k▲ 74.0%
The debt ratio rises from 16.5% to 21.1%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€28k
2023 · €6k
Cash flow
€26k
2023 · €4k
Solvency
78.9%
2023 · 83.5%
Current ratio
4.77
2023 · 5.24
Quick ratio
4.50
2023 · 4.90
Debt / equity
0.27
2023 · 0.20
ROE
22.1%
2023 · 3.2%
ROA
17.5%
2023 · 2.7%
Interest coverage
17.44
2023 · 2.72
Debt
€30k
2023 · €17k
Debt ≤ 1 year
€27k
2023 · €17k
Income taxes
€1k
2023 · €164
Staff costs
€165k
2023 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€105k€143k
Fixed assets21/28€14k€14k
Tangible fixed assets22/27€3k€2k
Plant, machinery and equipment23€24-
Furniture and vehicles24€84€4
Other tangible fixed assets26€3k€2k
Financial fixed assets28€11k€11k=
Current assets29/58€91k€129k
Stocks and contracts in progress3€6k€7k
Stocks30/36€6k€7k
Amounts receivable within one year40/41€56k€75k
Trade receivables40€1k€41k
Other amounts receivable41€55k€34k
Cash at bank and in hand54/58€26k€43k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€105k€143k
Equity10/15€88k€113k
Contributions10/11€28k€28k=
Reserves13€59k€84k
Tax-exempt reserves132€59k€84k
Amounts payable17/49€17k€30k
Amounts payable within one year42/48€17k€27k
Trade debts44€6k€14k
Suppliers440/4€6k€14k
Taxes, remuneration and social security45€12k€10k
Taxes450/3€257€441
Remuneration and social security454/9€11k€10k
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3-€3k
Income statement Code20232024
Non-recurring operating income76A€6k€1k
Remuneration, social security and pensions62€166k€165k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€820€690
Other operating charges640/8€690€497
Non-recurring operating charges66A€9k-
Gross operating margin9900€181k€193k
Operating profit (loss)9901€5k€28k
Financial income75/76B€150€177
Recurring financial income75€150€177
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€3k€26k
Income taxes67/77€164€1k
Profit (loss) for the period9904€3k€25k
Transfer to tax-exempt reserves689€3k€25k
Social balance
Average headcount (FTE)9087-3.7

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €25k ▲791%
Operating result €28k, net result €25k, both a record.
31-12
Financial Equity above €100kEq €113k ▲28.4%
7 profitable years in a row build equity to €113k.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 4.49
Current ratio from 1.89 to 4.49; short-term debt falls from €76k to €20k.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Weakest financial yearnet €1k ▼87.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
07-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2025
This board is reconstructed from a single act (25098720). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Hervé Samyn
Director · since 11-06-2025
Current
Jean Claude Barbier
Director · since 11-06-2025
Current
Jean Pascal D'Inverno
Director · since 11-06-2025
Current
Sonia Senzée
Director · since 11-06-2025
Current
Julien Etienne
Director · since 01-08-2022
Current
11-06-2025 Hervé Samyn: Appointed as Director
11-06-2025 Jean Claude Barbier: Appointed as Director
11-06-2025 Jean Pascal D'Inverno: Appointed as Director
11-06-2025 Sonia Senzée: Appointed as Director
11-06-2025 Julien Etienne: Appointed as Director
01-08-2022 Julien Etienne: Appointed as Director
31-07-2022 Jean Paul ETIENNE: Resigned as Director
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Bellaire(RR) 134120 Neupré
Ground area
2,806 m²
Building footprint
899 m²
Parcel 62090B0064/00M003, Wallonia. Linked by address, not a title deed.
1 establishment unit
TREIZE ET VOUS
Rue Bellaire(RR) 13, 4120 NeupréFull-service restaurants
since 20172.264.307.226
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62090B0064/00M003 Wallonia 2,806 m² 1 · 899 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Neupré2.264.307.226
1 permission
Toelating · Eetgelegenheid · since 31-05-2012

Similar companies · same sector, comparable size

Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,333 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded02-03-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.