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LE INTELLIGENCE

Active Private limited companyfounded 2018active for 8 yearsHof ter Melle 20, 8501 KortrijkKBO/BCE: BE 0698.738.510

Lifetime

8 annual accounts with figures on one time axis
peak €175,510 (2021)
€77,728▼ 11.0%
peak €121,930 (2021)
€47,007▼ 25.8%
peak €327,701 (2025)
€327,701▲ 16.7%
€234,365▲ 28.9%
Board1 name since 2018
1 directorLeander Lena
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Result from €63,382 to €47,007Equity from €280,695 to €327,701Debts from €181,824 to €234,365Investments €193,109Cash from €68,212 to €181,429

Key points

from the 2025 annual accounts

Equity

€327,701 ▲ 16.7%

LE INTELLIGENCE has made a profit in every financial year since 2018.

Turnover

≈ €180,000 estimated

The accounts state no turnover.

Investments

€202,706 18.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 171.0% higher than in 2024.

Liquidity

11.46 was 3.44 in 2024

Short-term debts fell from €100,446 to €22,941.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 16 to 37 days before the end of the period.

Position in the sector

€327,701

More equity than 90% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.

Checked score

95
Excellent
Financially stronger than 57% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.9%▼ -0.6 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.2%▼ -0.7 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: < 0.1%▼ -0.2 percentage points vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

83-3equity 58.3% of total assets
90+29short-term debt 4.1% · cash 32.3%
79-7return on assets 8.4%

Score breakdown

lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 11.46, cash €181,429
Size: total assets €562,066
Figures for financial year 2025 (filed on 12-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 50% of them on solvency, 77% on liquidity, 39% on profitability and 63% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as LE INTELLIGENCE has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of LE INTELLIGENCE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for LE INTELLIGENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 11.46 (3.44 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 32.3% of total assets. 41.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 11.46, cash €181,429
NBB · annual accounts
lowers risk · Size: total assets €562,066
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
19 days early
2024
16 days early
2023
29 days early
2022
20 days early
2021
37 days early
2020
32 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LL
Director, since 20-06-2018
Board & ownership

Recent changes

Registered office moved to Kortrijk New registered office: Hof ter Melle 20 bus 02, 8501 Kortrijk · General meeting of 24-01-2024 · Gazette deed
Registered office moved within Kortrijk New registered office: Hof ter Melle 2 bus 02, 8501 Kortrijk · Previous registered office: Hof ter Melle 21 bus 21, 8501 Kortrijk · Reappointment: Leander Lena (sole director) · General meeting of 24-01-2024 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0698738510
First establishment Hof ter Melle 20, Kortrijk
All 19 events

Comparable companies

same main activity, similar in size and age
Company
LE INTELLIGENCE Kortrijk €562,066 €77,728 58.3% -
nShift Mechelen €575,971 €69,460 27.7% 0.1
M. Corp. Advisory and Partners Molenbeek-Saint-Jean €600,748 €68,678 9.8% -
SQUARE VALLEY Beringen €601,695 €88,943 33.4% -
BETAMU Zwalm €589,069 €65,505 24.4% -
NUMBERS Wellen €664,748 €76,685 33.7% -
LAURENT DESSEAUX La Hulpe €517,970 €88,395 0.2% -

These companies have the same main activity as LE INTELLIGENCE: computer programming (NACE 62100). They are comparable in size and age: total assets between €518,000 and €665,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 22-06-2018Normal situation
Activity
Computer programmingNACE 62100and 3 others
Establishment unit
2.288.928.6958501 Kortrijk, since 06-05-2019
Financial year end
31 December
Peppol
Reachable since 31-10-2023
Company details

Annual accounts 2025

€562,066▲ 21.5%
Filing
Filed on 12-07-2026, 19 days before the end of the filing period
Financials

Insights on LE INTELLIGENCE

LE INTELLIGENCE files the micro format. That format states no turnover. The gross margin rose from €17,021 in 2018 to €77,728 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LE INTELLIGENCE

What is the company number of LE INTELLIGENCE?
The company number of LE INTELLIGENCE is 0698.738.510. The VAT number is the same number with BE in front: BE 0698.738.510.
Where is LE INTELLIGENCE based?
The registered office is at Hof ter Melle 20, 8501 Kortrijk.Company details
What does LE INTELLIGENCE do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of LE INTELLIGENCE?
LE INTELLIGENCE is a private limited company (BV).
When was LE INTELLIGENCE founded?
LE INTELLIGENCE was founded on 22-06-2018.
Is LE INTELLIGENCE still active?
Yes, LE INTELLIGENCE is an active enterprise in the KBO register.
What is the turnover of LE INTELLIGENCE?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €77,728 and 41 comparable companies (NACE 62100). It probably lies between €150,000 and €230,000.Financials
Is LE INTELLIGENCE profitable?
In financial year 2025, LE INTELLIGENCE made a profit of €47,007.
Where can I find the annual accounts of LE INTELLIGENCE?
LE INTELLIGENCE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LE INTELLIGENCE due?
LE INTELLIGENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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