LE.GA.L Competition Matters
ActiveLE.GA.L Competition Matters has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €127k. Its solvency ranks better than 76% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 4.74 against 3.1 in 2024; short-term debt: 20.7% and cash: 75.1% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
56.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
53 d early
2024
98 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▲ 242%
2024 · €52k
2024: €52k
2024 → 2025
Total assets
€226k▲ 199%
2024 · €76k
2024: €76k
2024 → 2025
Net result
€127k▲ 157%
2024 · €49k
2024: €49k
2024 → 2025
Working capital
€175k▲ 259%
2024 · €49k
2024: €49k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€179k▲ 242%
Operating result€62k-€163k▲ 163%
Net result€49k-€127k▲ 157%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 163% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€4k▲ 14.1%
Current assets
€222k▲ 208%
Equity and liabilities €226k
Equity
€179k▲ 242%
Debt
€47k▲ 101%
The debt ratio falls from 30.8% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€164k▲
2024 · €62k
Cash flow
€127k▲
2024 · €49k
Solvency
79.3%▲
2024 · 69.2%
Current ratio
4.74▲
2024 · 3.10
Quick ratio
4.74▲
2024 · 3.10
Debt / equity
0.26▼
2024 · 0.45
ROE
70.8%▼
2024 · 94.3%
ROA
56.1%▼
2024 · 65.2%
Interest coverage
3118.95▲
2024 · 1083.98
Debt
€47k▲
2024 · €23k
Debt ≤ 1 year
€47k▲
2024 · €23k
Income taxes
€37k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€226k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€691€1k▲
Furniture and vehicles24€691€1k▲
Financial fixed assets28€3k€3k=
Current assets29/58€72k€222k▲
Amounts receivable within one year40/41€834€52k▲
Trade receivables40€79€50k▲
Other amounts receivable41€755€2k▲
Cash at bank and in hand54/58€67k€170k▲
Deferred charges and accrued income490/1€4k€256▼
Equity and liabilities
Total equity and liabilities10/49€76k€226k▲
Equity10/15€52k€179k▲
Contributions10/11€3k€3k=
Reserves13€49k€176k▲
Distributable reserves133€49k€176k▲
Amounts payable17/49€23k€47k▲
Amounts payable within one year42/48€23k€47k▲
Trade debts44€2k€608▼
Suppliers440/4€2k€608▼
Taxes, remuneration and social security45€21k€46k▲
Taxes450/3€21k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€177€355▲
Other operating charges640/8€562-
Gross operating margin9900€63k€164k▲
Operating profit (loss)9901€62k€163k▲
Financial income75/76B€20€185▲
Recurring financial income75€20€185▲
Financial charges65/66B€58€53▼
Recurring financial charges65€58€53▼
Profit (loss) for the period before taxes9903€62k€164k▲
Income taxes67/77€13k€37k▲
Profit (loss) for the period9904€49k€127k▲
Profit (loss) for the period to be appropriated9905€49k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€127k▲
Transfer to equity691/2€49k€127k▲
To other reserves6921€49k€127k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €179k ▲242%
2 profitable years in a row build equity to €179k.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opperstraat 841050 ElseneGround area
434 m²
Building footprint
208 m²
Volume, LiDAR
3,464 m³
2 parcels, Brussels · tallest building 23.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
LE.GA.L Competition Matters
since 20242.357.757.917
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0036/00W011 | Brussels | 239 m² | 1 · 132 m² | 23.1 m · 7 fl. |
| 21009A0339/00G012 | Brussels | 194 m² | 1 · 76 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002SZLL2BI5PH643
Similar companies · same sector, comparable size
PC Advocaten
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Vermeire Law
BE 0578.844.431
Temse · Eq €179k
PIDI
BE 0798.549.332
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THEMISAMBRE
BE 0508.659.288
Namur · Eq €179k
ERIC MAGIER,AVOCAT
BE 0822.759.839
Sint-Gillis (bij-Brussel) · Eq €179k
Of 22,049 companies in sector 69101 we hold annual accounts for 9,048. 7,432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.