THEMISAMBRE
ActiveTHEMISAMBRE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €104k. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.36 in 2024; short-term debt: 30.9% and cash: 38.6% of total assets), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
40.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
7 d early
2023
159 d late
2022
64 d late
2021
18 d late
2020
59 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€156k
EBIT margin
5.1%
Net result
€104k▲ 183%
2024 · €37k
2018: €4k
2019: €2k
2020: €2k
2021: €4k
2022: €359
2023: €23k
2024: €37k
2018 → 2025
Working capital
€163k▲ 113%
2024 · €77k
2018: €-42k
2019: €-20k
2020: €14k
2021: €18k
2022: €19k
2023: €39k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€20k▲ 1.9%€43k▲ 118%€79k▲ 86.2%€179k▲ 126%
Operating result€7k-€3k▼ 62.6%€34k▲ 1,159%€51k▲ 50.5%€148k▲ 190%
Net result€4k-€359▼ 91.2%€23k▲ 6,315%€37k▲ 59.4%€104k▲ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 190% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€16k▲ 474%
Current assets
€243k▲ 83.1%
Equity and liabilities €259k
Equity
€179k▲ 126%
Debt
€80k▲ 42.0%
The debt ratio falls from 41.5% to 30.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€149k▲
2024 · €52k
Cash flow
€105k▲
2024 · €38k
Solvency
69.1%▲
2024 · 58.5%
Current ratio
3.04▲
2024 · 2.36
Quick ratio
3.04▲
2024 · 2.36
Debt / equity
0.45▼
2024 · 0.71
ROE
57.9%▲
2024 · 46.3%
ROA
40.1%▲
2024 · 27.1%
Interest coverage
144.24▲
2024 · 44.66
Debt
€80k▲
2024 · €56k
Debt ≤ 1 year
€80k▲
2024 · €56k
Income taxes
€45k▲
2024 · €15k
Staff costs
€17k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€259k▲
Fixed assets21/28€3k€16k▲
Tangible fixed assets22/27€3k€16k▲
Furniture and vehicles24€3k€16k▲
Current assets29/58€133k€243k▲
Amounts receivable within one year40/41€100k€139k▲
Trade receivables40€67k€108k▲
Other amounts receivable41€33k€31k▼
Cash at bank and in hand54/58€32k€100k▲
Deferred charges and accrued income490/1€540€4k▲
Equity and liabilities
Total equity and liabilities10/49€136k€259k▲
Equity10/15€79k€179k▲
Contributions10/11€12k€12k=
Reserves13€66k€165k▲
Distributable reserves133€66k€165k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€56k€80k▲
Amounts payable within one year42/48€56k€80k▲
Trade debts44€36k€39k▲
Suppliers440/4€36k€39k▲
Taxes, remuneration and social security45€20k€37k▲
Taxes450/3€17k€34k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€17k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€881€1k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€74k€175k▲
Operating profit (loss)9901€51k€148k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€52k€148k▲
Income taxes67/77€15k€45k▲
Profit (loss) for the period9904€37k€104k▲
Profit (loss) for the period to be appropriated9905€37k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€105k▲
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€37k€103k▲
To other reserves6921€37k€103k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €104k ▲183%
Operating result €148k, net result €104k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲126%
8 profitable years in a row build equity to €179k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 159 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €359 ▼91.2%
Net result drops to €359, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Alouettes(EP) 45101 NamurGround area
1,692 m²
Building footprint
342 m²
Volume, LiDAR
2,392 m³
2 parcels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
THEMISAMBRE
since 20122.217.702.387
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0040/00Y002 | Wallonia | 1,385 m² | 1 · 233 m² | 6.9 m · 2 fl. |
| 92302D0237/00D002 | Wallonia | 307 m² | 1 · 109 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PIDI
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2012
Fiscal year end31-12
Abbreviation FR
THM
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.