Active BE 0434.641.162Public limited company

LE COUTER

Deinsesteenweg 16 ·8700 Tielt, Belgium· 38 yrs active

Sector: NACE 95311 (95311)

Conclusion Checked

The computed 12-month bankruptcy probability of LE COUTER is 0.2% (very low). The 2025 annual accounts show equity of €16.73M and a net result of €1.03M. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 222 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Key figures

Equity	€16.73M
Net result	€1.03M
Staff (FTE)	26.2
Better than sector	83%

Snowflake analysis 5 axes · computed by Checked

74 / 100

Strong profile, led by solvency.

Health 88

Profitability 28

Solvency 100

Growth 54

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Annual accounts: healthy financial profile −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1988, 38 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

88 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 29-05-2026 with the NBB · fiscal year 2025 · volledig

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~11.6%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 95 · compared across all schema types (micro, abbreviated and full combined)

Metric	This company	Sector median	Position in the sector
Solvency	69.8%	29.2%	better than 83% of 222 sector peers
Net result	€1.03M	€12k	better than 95% of 222 sector peers
Equity	€16.73M	€30k	better than 95% of 222 sector peers
Staff costs	€2.16M	€60k	higher than 95% of 115 sector peers
Employees (FTE)	26.2	5.1	better than 94% of 39 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€44.00M

+4.8% 18-25

EBITDA

€1.52M

-33.4% far above sector median

Net profit

€1.03M

-32.9% far above sector median

Cash flow

€1.30M

-28.9% far above sector median

Total assets

€23.97M

+9.5% far above sector median

Equity

€16.73M

+3.7% far above sector median

Working capital

€15.38M

+4.4% far above sector median

Employees (FTE)

26

+4.4% far above sector median

Staff costs

€2.16M

+6.0% far above sector median

Income taxes

€325k

-37.1% far above sector median

Dividends

€430k

- far above sector median

Debt

€7.23M

+25.6% far above sector median

Debt ≤ 1y

€7.23M

+25.6% far above sector median

Current ratio

3.13

-12.2% +18% vs sector

Quick ratio

1.48

+20.4% -29% vs sector

Solvency

69.8%

-5.3% +25% vs sector

Debt / equity

0.43

+21.1% -45% vs sector

ROE

6.2%

-35.3% -46% vs sector

ROA

4.3%

-38.7% -54% vs sector

Net margin

2.4%

-35.9% 18-25

EBITDA margin

3.5%

-36.4% 18-25

Interest coverage

2037.63

-39.4% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	€44.00M
EBITDA	€1.52M
Net profit	€1.03M
Cash flow	€1.30M
Staff costs	€2.16M
Income taxes	€325k
Dividends	€430k
Total assets	€23.97M
Equity	€16.73M
Debt	€7.23M
of which ≤ 1y	€7.23M
of which > 1y	-
Working capital	€15.38M
Employees (FTE)	26.2

Ratios (computed)

	2025
Current ratio	3.13
Quick ratio	1.48
Working capital ratio	64.2%
Solvency	69.8%
Debt / equity	0.43
Long-term debt ratio	-
Interest coverage	2037.63
Gross margin	2.4%
Net margin	2.4%
ROA	4.3%
ROE	6.2%
EBITDA margin	3.5%
Days sales outstanding	18d
Days payable outstanding	55d
Inventory turnover	3.61
Days inventory (DSI)	101d

Balance-sheet composition 2025

Assets

Fixed assets €1.36M · 5.7% Current assets €22.61M · 94.3%

Equity & liabilities

Equity €16.73M · 69.8% Provisions €4k · 0.0% Debt €7.23M · 30.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€23.97M
Fixed assets	21/28	€1.36M
Tangible fixed assets	22/27	€1.32M
Financial fixed assets	28	€42k
Current assets	29/58	€22.61M
Stocks & contracts in progress	3	€11.90M
Amounts receivable within one year	40/41	€2.86M
Investments	50/53	€5.81M
Cash & bank	54/58	€1.84M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€23.97M
Equity	10/15	€16.73M
Contributions / capital	10/11	€62k
Reserves	13	€6.05M
Accumulated profits (losses)	14	€10.62M
Provisions & deferred taxes	16	€4k
Amounts payable	17/49	€7.23M
Amounts payable within one year	42/48	€7.23M
Trade debts payable within one year	44	€6.46M
Income statement
Turnover	70	€44.00M
Operating result	9901	€1.26M
Financial income	75	€103k
Financial charges	65	€745
Result before taxes	9903	€1.36M
Income taxes	67/77	€325k
Net result for the period	9904	€1.03M
Result to be appropriated	9905	€430k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	95311
Legal form	Public limited company(014)
Incorporation	28-06-1988
Status	Active
Postal code	8700

Establishment units 1 location

LE COUTER

Deinsesteenweg 12, 8700 Tieltde kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)

since 19882.039.650.969

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
37302E0565/00B000	Flanders	7,886 m²	1 · 6,530 m²	-
37302E0555/00T000	Flanders	3,382 m²	1 · 242 m²	8.2 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

29-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · volledig

2025

12-05-2025

State Gazette act Registered-office change

Bernard Waûters

30-04-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

30-05-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

12-04-2024

State Gazette act Director changes

2023

29-04-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

2022

10-05-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

27-05-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

29-05-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

14-05-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

07-05-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

20-05-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

Belgisch Staatsblad, acts 2 acts

Address history · 1

12-05-2025

Registered-office move

All acts · 2 updated 1 year ago

2025

12-05-2025 Registered office moved within Tielt Registered-office change·Bernard Waûters

8700 Tielt, Deinsesteenweg 12 → 8700 Tielt, Deinsesteenweg 16

Notary: Bernard Waûters · Brugge

Original publication ↗

Technical details

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        "postcode": "8700",
        "box_number": null,
        "street_number": "16",
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    "name": "Bernard Wa\u00FBters",
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  "act_meta": {
    "language": "nl",
    "pub_date": "2025-05-12",
    "filing_date": "2025-05-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2025-05-05",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0434.641.162",
    "name_full": "LE COUTER",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
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    "person_name": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van het proces-verbaal houdende statutenwijziging en omvattende geco\u00F6rdineerde tekst der statuten"
  ]
}

2024

12-04-2024 11 directors appointed, 2 resigning Director changes

Jacques Le Couter, Bestuurder
Jacques Le Couter, Bestuurder
Jacques Le Couter, Bestuurder
Jacques Le Couter, Bestuurder
Jacques Le Couter, Bestuurder
Lutgardis Van Daele, Bestuurder
Stijn Le Couter, Bestuurder
Jacques Le Couter, Bestuurder

Original publication ↗

Technical details

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        "legal_form": "NV"
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      "reason": null,
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      "via_org": {
        "kbo": null,
        "name": "BV\u0412\u0410 Tiejalu",
        "address": "Deinsesteenweg 16, 8700 Tielt",
        "country": "BE",
        "legal_form": "BV\u0412\u0410"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "tot gedelegeerd-bestuurder worden benoemd, met alle machten in de ruimste zin van het woord, BV\u0412\u0410 Tiejalu, Deinsesteenweg 16, 8700 Tielt",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Lutgardis Van Daele",
        "address": "Deinsesteenweg 12, 8700 Tielt",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": {
        "kbo": null,
        "name": "NV Lecova",
        "address": "Deinsesteenweg 12, 8700 Tielt",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "NV Lecova, Deinsesteenweg 12, 8700 Tielt (vertegenwoordigd door haar gedelegeerd-bestuurder mevrouw Lutgardis Van Daele, Deinsesteenweg 12, 8700 Tielt)",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Stijn Le Couter",
        "address": "Deinzesteenweg 12, 8700 Tielt",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": {
        "kbo": null,
        "name": "NV Renasci",
        "address": "Deinsesteenweg 12, 8700 Tielt",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "NV Renasci, Deinsesteenweg 12, 8700 Tielt (vertegenwoordigd door haar gedelegeerd-bestuurder de heer Stijn Le Couter, Deinsesteenweg 12, 8700 Tielt)",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-04-12",
    "filing_date": "2015-12-31",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2015-12-31",
      "unanimous": null
    },
    {
      "body": "jaarvergadering",
      "date": "2016-03-04",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2018-03-02",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2021-12-03",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-01-03",
      "unanimous": null
    },
    {
      "body": "jaarvergadering",
      "date": "2022-03-04",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0434.641.162",
    "name_full": "LE COUTER",
    "legal_form": "Naamloze vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jacques Le Couter",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gedelegeerd bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103

Primary activity highlighted.

Names & trade names

Legal nameNL

LE COUTER

Registered office

Deinsesteenweg 16

8700 Tielt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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