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Le Choix Malin

Active
Private limited companyfounded 200917 years activeNeerstalse Steenweg 41, 1190 Vorst, BelgiumKBO/BCE: BE 0809.538.640
Summary

Le Choix Malin has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,049 and a net result of €48,455. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 4,922 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Other retail sale of new goods
NACE 47789Other non-specialised retail sale NACE 47120
3 sites
Size
€644,286turnover 2025
Equity
€53,049
Profit
€48,455
Financial health
66 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.1%
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 66- Latest accounts 31 days late; 3 of the last 3 late- Size: turnover €644,286, total assets €194,977- 3 establishment units+ Founded in 2009Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 52+26
equity 27.2% of total assets
Liquidity 20+14
short-term debt 72.8% · cash 7.4%
Profitability 84+45
return on assets 24.9%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 2.7% 12-2024: 4.5%▲ +1.8 percentage points vs 11-2024 01-2025: 4.5%● unchanged vs 12-2024 02-2025: 4.6%▲ +0.1 percentage points vs 01-2025 03-2025: 4.5%▼ -0.1 percentage points vs 02-2025 04-2025: 4.5%● unchanged vs 03-2025 05-2025: 4.2%▼ -0.3 percentage points vs 04-2025 06-2025: 4.0%▼ -0.2 percentage points vs 05-2025 07-2025: 4.3%▲ +0.3 percentage points vs 06-2025 08-2025: 4.9%▲ +0.6 percentage points vs 07-2025 09-2025: 5.2%▲ +0.3 percentage points vs 08-2025 10-2025: 5.5%▲ +0.3 percentage points vs 09-2025 11-2025: 5.6%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 2.6%▼ -3.0 percentage points vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.7%▲ +0.1 percentage points vs 01-2026 03-2026: 2.6%▼ -0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.4%▼ -0.2 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +0.9 percentage points vs 07-2026 09-2026: 1.1%▼ -2.3 percentage points vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 0.98 in 2024; short-term debt: 72.8% and cash: 7.4% of total assets), and 72.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 43% on solvency, 18% on liquidity, 78% on profitability and 61% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2009
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: turnover €644,286, total assets €194,977
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 3 establishment units
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
98 days late
2023
102 days late
2022
15 days late
2021
31 days late
2020
28 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 65 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 67 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2018net €48,455 ▲252%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 18% on equitysector median €448,628 · 4,923 companies €53,049 View
  • Turnover 20256 fiscal years filed €644,286 View
  • Active since 2009founded 03-02-2009 17 years View

By topic

Financials

Fiscal year
2025
Turnover
€644,286
Profit
€48,455
Solvency
27.2%
Turnover▼ 14.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 10-11-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Other retail sale of new goodsNACE 47789
Founded
03-02-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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