IQBAL TRADERS
ActiveIQBAL TRADERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €8k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-36
Solvency42▼-2
Growth78▼-7
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.19 in 2024; short-term debt: 83.2% and cash: 15.9% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
21 d late
2023
29 d late
2022
25 d late
2021
4 d late
2020
10 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€961k▼ 17.6%
2024 · €1.17M
2018: €389k
2019: €426k
2020: €635k
2021: €657k
2022: €601k
2023: €778k
2024: €1.17M
2018 → 2025
EBIT margin
1.0%▼ 5.3pp
2024 · 6.3%
2018: -12.5%
2019: -5.7%
2020: 0.5%
2021: 2.5%
2022: 17.0%
2023: -7.4%
2024: 6.3%
2018 → 2025
Net result
€8k▼ 89.2%
2024 · €73k
2018: €-49k
2019: €-25k
2020: €2k
2021: €15k
2022: €100k
2023: €-57k
2024: €73k
2018 → 2025
Working capital
€29k▲ 36.0%
2024 · €22k
2018: €-120k
2019: €-106k
2020: €-116k
2021: €-99k
2022: €-11k
2023: €-58k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€657k-€601k▼ 8.4%€778k▲ 29.4%€1.17M▲ 49.8%€961k▼ 17.6%
Equity€-89k-€11k€-46k€26k€34k▲ 29.5%
Operating result€16k-€102k▲ 531%€-57k€74k€10k▼ 86.6%
Net result€15k-€100k▲ 553%€-57k€73k€8k▼ 89.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€5k=
Current assets
€199k▲ 49.4%
Equity and liabilities €204k
Equity
€34k▲ 29.5%
Debt
€170k▲ 52.0%
The debt ratio rises from 80.8% to 83.2%. Equity and debt are higher.
Key figures and ratios
Solvency
16.8%▼
2024 · 19.2%
Current ratio
1.17▼
2024 · 1.19
Quick ratio
0.48▲
2024 · 0.38
Debt / equity
4.95▲
2024 · 4.22
ROE
22.8%▼
2024 · 274.2%
ROA
3.8%▼
2024 · 52.6%
Debt
€170k▲
2024 · €112k
Debt ≤ 1 year
€170k▲
2024 · €112k
Income taxes
€2k
Staff costs
€170k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€204k▲
Fixed assets21/28€5k€5k=
Tangible fixed assets22/27€5k€5k=
Furniture and vehicles24€5k€5k=
Current assets29/58€133k€199k▲
Stocks and contracts in progress3€91k€117k▲
Stocks30/36€91k€117k▲
Amounts receivable within one year40/41€17k€50k▲
Trade receivables40€17k€50k▲
Cash at bank and in hand54/58€26k€32k▲
Equity and liabilities
Total equity and liabilities10/49€138k€204k▲
Equity10/15€26k€34k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€340€340=
Non-distributable reserves130/1€340€340=
Reserves not available under the articles1311€340€340=
Profit (loss) carried forward14€20k€28k▲
Amounts payable17/49€112k€170k▲
Amounts payable within one year42/48€112k€170k▲
Trade debts44€78k€81k▲
Suppliers440/4€78k€81k▲
Taxes, remuneration and social security45€19k€77k▲
Taxes450/3€13k€9k▼
Remuneration and social security454/9€6k€68k▲
Other amounts payable47/48€15k€12k▼
Income statement
Code20242025
Turnover70€1.17M€961k▼
Goods, raw materials, services and sundry goods60/61€1.01M€779k▼
Remuneration, social security and pensions62€68k€170k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k-
Other operating charges640/8€8k€4k▼
Gross operating margin9900€158k€184k▲
Operating profit (loss)9901€74k€10k▼
Financial charges65/66B€1k€116▼
Recurring financial charges65€1k€116▼
Profit (loss) for the period before taxes9903€73k€10k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€73k€8k▼
Profit (loss) for the period to be appropriated9905€73k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€28k▲
Profit (loss) brought forward from the previous period14P€-53k€20k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
General meeting · Share transferGeneral meeting · Share transfer · Shareholding7 facts ▸
State Gazette act
General meeting · Share transfer
General meeting · Share transfer · Shareholding7 facts ▸
- General meeting, 2026-07-01
- Share transfer, MIRZA Babar → MIRZA Hussnain Sardar
- Shareholding, 75
- Shareholding, 5
- Shareholding, 10
- Shareholding, 10
- Director appointment, MIRZA Babar
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-57k ▼157%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Highest result since 2018net €100k ▲553%
Operating result €102k, net result €100k, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
MIRZA Babar
CurrentDirector · since 01-07-2026
01-07-2026
Appointed
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otletstraat 631070 AnderlechtGround area
89 m²
Parcel 21305B0209/00S022, Brussels. Linked by address, not a title deed.
1 establishment unit
Otletstraat 63, 1070 Anderlecht
since 20102.183.329.349
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0209/00S022 | Brussels | 89 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 10 shares from MIRZA Babar to MIRZA Hussnain Sardar
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.183.329.349
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SANILIGHT SYSTEMS
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VERONA MODA
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DOEKEEZOT
BE 0803.237.105
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TIMSOCK'S
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SYMOWA
BE 1009.050.121
Antwerpen · Eq €34k
Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-2009
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
47820Market retail: textiles, clothing, footwear
47890Retail trade
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.