LE CHALET DG
ActiveThe computed 12-month bankruptcy probability of LE CHALET DG is 1.6% (moderate). The 2025 annual accounts show equity of €155k and a net result of €12k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 13204 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+58
Solvency76▲+9
Growth40=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 1.99 in 2024; short-term debt: 44.1% and cash: 49.9% of total assets), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
21 d early
2023
13 d late
2022
on the day
2021
17 d late
2020
26 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€423k▼ 7.5%
2020 · €457k
2018: €499k
2019: €553k
2020: €457k
2018 → 2021
EBIT margin
6.0%▼ 4.0pp
2020 · 9.9%
2018: 13.7%
2019: 10.7%
2020: 9.9%
2018 → 2021
Net result
€12k
2024 · €-8k
2018: €56k
2019: €54k
2020: €37k
2021: €20k
2022: €9k
2023: €-10k
2024: €-8k
2018 → 2025
Working capital
€170k▲ 0.8%
2024 · €169k
2018: €64k
2019: €99k
2020: €132k
2021: €153k
2022: €168k
2023: €156k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€423k-
Equity€152k-€161k▲ 5.8%€151k▼ 6.4%€143k▼ 5.2%€155k▲ 8.5%
Operating result€25k-€29k▲ 16.3%€-8k€-6k▲ 25.0%€16k
Net result€20k-€9k▼ 56.7%€-10k€-8k▲ 23.2%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€1k▼ 42.8%
Current assets
€305k▼ 9.9%
Equity and liabilities €306k
Equity
€155k▲ 8.5%
Debt
€151k▼ 23.6%
The debt ratio falls from 58.1% to 49.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €-5k
Cash flow
€13k▲
2024 · €-7k
Solvency
50.6%▲
2024 · 41.9%
Current ratio
2.26▲
2024 · 1.99
Quick ratio
2.23▲
2024 · 1.97
Debt / equity
0.98▼
2024 · 1.38
ROE
7.9%▲
2024 · -5.5%
ROA
4.0%▲
2024 · -2.3%
Interest coverage
10.70▲
2024 · -3.20
Debt
€151k▼
2024 · €198k
Debt ≤ 1 year
€135k▼
2024 · €170k
Income taxes
€2k
Staff costs
€13k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€306k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€1k€445▼
Plant, machinery and equipment23€130€35▼
Furniture and vehicles24€1k€410▼
Financial fixed assets28€678€678=
Current assets29/58€338k€305k▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€136k€147k▲
Other amounts receivable41€136k€147k▲
Cash at bank and in hand54/58€198k€153k▼
Deferred charges and accrued income490/1€688€788▲
Equity and liabilities
Total equity and liabilities10/49€340k€306k▼
Equity10/15€143k€155k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€122k€134k▲
Amounts payable17/49€198k€151k▼
Amounts payable within one year42/48€170k€135k▼
Financial debts43€24k-
Credit institutions430/8€24k-
Trade debts44€114k€104k▼
Suppliers440/4€114k€104k▼
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€8k€9k▲
Remuneration and social security454/9€9k€6k▼
Other amounts payable47/48€16k€16k=
Accrued charges and deferred income492/3€28k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€840€840▲
Other operating charges640/8€682€911▲
Gross operating margin9900€15k€31k▲
Operating profit (loss)9901€-6k€16k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-8k€14k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-8k€12k▲
Profit (loss) for the period to be appropriated9905€-8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€122k€134k▲
Profit (loss) brought forward from the previous period14P€130k€122k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €155k ▲8.5%
Equity rises from €143k to €155k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼217%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Equity above €150kEq €152k ▲15.4%
4 profitable years in a row build equity to €152k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲39.2%
3 profitable years in a row build equity to €132k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse(VIS) 474600 ViséGround area
2,784 m²
Building footprint
1,052 m²
Volume, LiDAR
9,592 m³
2 parcels, Wallonia · tallest building 14.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LE CHALET
since 20152.239.726.337
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0216/00L002 | Wallonia | 2,516 m² | 1 · 779 m² | 14.1 m · 5 fl. |
| 62108C0150/00V000 | Wallonia | 268 m² | 1 · 273 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSoumagne2.239.726.337
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.