FRANCO PANAMA LAMY
ActiveSummary
The computed 12-month bankruptcy probability of FRANCO PANAMA LAMY is 2.7% (moderate). The 2025 annual accounts show equity of €55,644 and a net result of -€3,049. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 42% of 17,021 sector peers (NACE 56, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 25-06-2015 Normal situation
- Activity
- Full-service restaurants NACE 56111and 2 others
- Establishment unit
- 2.291.250.460 5540 Hastière, since 19-04-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 10-09-2026
Board and ownership
- Cathy Franco93 sharesdeed of 26-06-2026
- Eddy Lamy93 sharesdeed of 26-06-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.7%
- Turnover
- €66,486
- ▼ 18.4%
- Loss
- €3,049
- ▼ 79.4%
- Equity
- €55,644
- ▼ 5.2%
- Total assets
- €277,423
- ▼ 8.6%
- Staff
- ≈ 0.1 FTE
- estimated
Score breakdownraises risk2 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)Liquidity: current ratio 0.15, cash €6,077Size: turnover €66,486, total assets €277,423Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 42% of them on solvency, 27% on liquidity, 63% on profitability and 25% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed 2 directors appointed, 2 directors resigningResignations: Cathy Franco (director) and Eddy Lamy (director) · Appointments: Jonas Mossiat (director) and Gil Pieret (director) · Cathy Franco holds 93 shares
- · Gazette deed 2 directors resigning, 2 directors reappointedResignations: LAMY Eddy Pierre Joseph Ghislain (director) and FRANCO Cathy Françoise (director) · Reappointments: LAMY Eddy Pierre Joseph Ghislain (director) and FRANCO Cathy Françoise (director) · LAMY Eddy Pierre Joseph Ghislain holds 93 shares
- · Gazette deed Registered office moved from Dinant to WaulsortNew registered office: Rue de Meuse 9 à 5540 Waulsort · Previous registered office: Rue Arthur-Defoin 142 à 5500 Dinant · Cathy Franco holds 92 shares
Comparable companies
These companies have the same main activity as FRANCO PANAMA LAMY: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €254,000 and €329,000, founded between 2013 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| FRANCO PANAMA LAMY Hastière | €277,423 | €32,085 |
| OVERZEE Antwerp | €254,031 | €31,302 |
| LE CHALET DG Visé | €305,907 | €30,751 |
| WAZAWOK MIROIR Anderlecht | €260,363 | €28,205 |
| HOSSEN BELGIUM Antwerp | €302,310 | €38,143 |
| FORTEZZIO Martelange | €263,810 | €28,440 |
| GRILLADIN Bruges | €329,060 | €33,341 |
Key facts about FRANCO PANAMA LAMY
- What is the company number of FRANCO PANAMA LAMY?
- The company number of FRANCO PANAMA LAMY is 0632.756.437. The VAT number is the same number with BE in front: BE 0632.756.437.
- Where is FRANCO PANAMA LAMY based?
- The registered office is at Rue de Meuse, Waulsort 9, 5540 Hastière.Company details
- What does FRANCO PANAMA LAMY do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of FRANCO PANAMA LAMY?
- FRANCO PANAMA LAMY is a private limited company (BV).
- When was FRANCO PANAMA LAMY founded?
- FRANCO PANAMA LAMY was founded on 25-06-2015.
- Is FRANCO PANAMA LAMY still active?
- Yes, FRANCO PANAMA LAMY is an active enterprise in the KBO register.
- What is the turnover of FRANCO PANAMA LAMY?
- The turnover of FRANCO PANAMA LAMY was €66,486 in financial year 2025, according to the filed annual accounts.Financials
- Is FRANCO PANAMA LAMY profitable?
- In financial year 2025, FRANCO PANAMA LAMY made a loss of €3,049.
- Where can I find the annual accounts of FRANCO PANAMA LAMY?
- FRANCO PANAMA LAMY filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FRANCO PANAMA LAMY due?
- FRANCO PANAMA LAMY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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