LE BUILDING
ActiveLE BUILDING has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €14k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 18% of 3657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+85
Solvency15▲+15
Growth57▲+16
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 1.01 in 2024; short-term debt: 106.9% and cash: 4.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3657 sector peers (2025).
NBB · sector comparisonPosition among 3657 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
61 d late
2022
29 d late
2021
115 d late
2020
95 d late
2019
455 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€322k▼ 4.9%
2022 · €339k
2022: €339k
2022 → 2023
EBIT margin
-14.6%▼ 33.4pp
2022 · 18.8%
2022: 18.8%
2022 → 2023
Net result
€14k
2024 · €-17k
2018: €-523
2019: €-1k
2020: €-4k
2021: €34k
2022: €46k
2023: €-51k
2024: €-17k
2018 → 2025
Working capital
€-67k
2024 · €773
2018: €-20k
2019: €-31k
2020: €-49k
2021: €-13k
2022: €27k
2023: €-38k
2024: €773
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€339k€322k▼ 4.9%
Equity€-3k-€43k€-8k€-25k▼ 207%€-11k▲ 57.1%
Operating result€43k-€64k▲ 49.8%€-47k€-15k▲ 68.7%€19k
Net result€34k-€46k▲ 32.8%€-51k€-17k▲ 67.6%€14k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€60k▲ 319%
Current assets
€46k▼ 39.6%
Key figures and ratios
EBITDA
€30k▲
2024 · €-10k
Cash flow
€25k▲
2024 · €-12k
Solvency
-10.0%▲
2024 · -27.4%
Current ratio
0.40▼
2024 · 1.01
Quick ratio
0.34▼
2024 · 0.92
Debt / equity
-10.99▼
2024 · -4.65
ROA
13.3%▲
2024 · -18.5%
Interest coverage
13.99▲
2024 · -2.19
Debt
€116k▲
2024 · €114k
Debt ≤ 1 year
€112k▲
2024 · €75k
Debt > 1 year
€3k▼
2024 · €39k
Income taxes
€3k▲
2024 · €-3k
Staff costs
€78k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€105k▲
Fixed assets21/28€14k€60k▲
Tangible fixed assets22/27€5k€48k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€4k€46k▲
Financial fixed assets28€9k€12k▲
Current assets29/58€75k€46k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€139€33k▲
Trade receivables40€139€29k▲
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€68k€5k▼
Deferred charges and accrued income490/1€288€1k▲
Equity and liabilities
Total equity and liabilities10/49€90k€105k▲
Equity10/15€-25k€-11k▲
Contributions10/11€19k€19k=
Reserves13€183€183=
Non-distributable reserves130/1€183€183=
Reserves not available under the articles1311€183€183=
Profit (loss) carried forward14€-43k€-29k▲
Amounts payable17/49€114k€116k▲
Amounts payable after more than one year17€39k€3k▼
Financial debts170/4€39k€3k▼
Amounts payable within one year42/48€75k€112k▲
Current portion of amounts payable after more than one year42€0€18k▲
Financial debts43€2k€5k▲
Credit institutions430/8€2k€5k▲
Trade debts44€24k€47k▲
Suppliers440/4€24k€47k▲
Taxes, remuneration and social security45€44k€39k▼
Taxes450/3€9k€13k▲
Remuneration and social security454/9€35k€26k▼
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€214€238▲
Income statement
Code20242025
Non-recurring operating income76A-€782
Remuneration, social security and pensions62€83k€78k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Other operating charges640/8€10k€16k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€82k€127k▲
Operating profit (loss)9901€-15k€19k▲
Financial income75/76B€90€0▼
Recurring financial income75€90€0▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-19k€17k▲
Income taxes67/77€-3k€3k▲
Profit (loss) for the period9904€-17k€14k▲
Profit (loss) for the period to be appropriated9905€-17k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-29k▲
Profit (loss) brought forward from the previous period14P€-27k€-43k▼
Social balance
Average headcount (FTE)90873.6-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-51k ▼211%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €46k ▲32.8%
Operating result €64k, net result €46k, both a record.
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 115 days late
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after 3 loss-making years.
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 95 days late
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 455 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 106 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Léonard 14000 LiègeGround area
62 m²
Building footprint
44 m²
Volume, LiDAR
463 m³
Parcel 62810B0434/00C000, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Léonard 1, 4000 Liège
since 19932.063.855.538
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0434/00C000 | Wallonia | 62 m² | 1 · 44 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.063.855.538
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1993
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.