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CAFE CREME GLACIER

Active
Private limited companyfounded 1988active for 38 yearsPlace Roi Albert Ier 16, 5580 Rochefort, BelgiumKBO/BCE: BE 0435.013.029
Summary

CAFE CREME GLACIER has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,605 and a net result of -€7,856. Equity is growing by about 33% per year across the filed financial years. Its solvency ranks better than 80% of 16,833 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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CAFE CREME GLACIERActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301Limited-service restaurants, excluding mobile food services NACE 56112
4th oldest company in Rochefort, Accommodation and food service sector1 site
Size
€97,313total assets 2025
Staff
7.2 FTE
Equity
€63,605
Loss
-€7,856
Turnover not published (micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts filed 27 days late
Why 84raises riskSector: Food and beverage service activities (NACE 56)Loss of €7,856, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 2.75, cash €38,603Founded in 1988Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 90+7
equity 65.4% of total assets
Liquidity 87+2
short-term debt 29.6% · cash 39.7%
Profitability 21-18
return on assets -8.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.75, compared with 2.24 in 2024, above the usual 1.5; short-term debt: 29.6% and cash: 39.7% of total assets), and 34.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 80% on solvency, 89% on liquidity, 25% on profitability and 30% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €7,856, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.75, cash €38,603
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,856
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
19 days late
2023
8 days late
2022
49 days early
2021
30 days late
2020
19 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€7,856
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 4th oldest company in Rochefort, Accommodation and food service sectorin the Checked rankings No. 4 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€7,856 View
  • Active since 1988founded 05-08-1988 38 years View

By topic

Financials

Financial year
2025
Total assets
€97,313
Loss
-€7,856
Solvency
65.4%
Total assets▼ 21.5%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1990
Next accounts
by 31-07-2027
  1. 08-08-2024Annual accounts filed
  2. 13-12-2023Reappointment: ALBERT Carine (director)
  3. 12-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
05-08-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Who signs
Each director alone
Purpose
“L'exploitation d'hôtels,cafés,restaurants salles pour banquets ou fêtes,le service…” (deed in French)
Go to Articles of association

Key facts about CAFE CREME GLACIER

What is the company number of CAFE CREME GLACIER?
0435.013.029. In Belgium the VAT number is the company number with BE in front: BE 0435.013.029.
Where is CAFE CREME GLACIER based?
The registered office is at Place Roi Albert Ier 16, 5580 Rochefort.Company details
What does CAFE CREME GLACIER do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of CAFE CREME GLACIER?
Private limited company (BV).
When was CAFE CREME GLACIER founded?
On 05-08-1988.
Is CAFE CREME GLACIER still active?
Yes, CAFE CREME GLACIER is an active enterprise in the KBO register.
How many employees does CAFE CREME GLACIER have?
On average 7.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CAFE CREME GLACIER?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CAFE CREME GLACIER profitable?
In financial year 2025, CAFE CREME GLACIER made a loss of €7,856.
Where can I find the annual accounts of CAFE CREME GLACIER?
CAFE CREME GLACIER filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAFE CREME GLACIER due?
By 31-07-2027, for financial year 2026.Timeline

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