Skip to content

LD&U

Active
Private limited companyfounded 20223 yrs activeEduard Van Steenbergenlaan 50, 2100 Antwerpen, BelgiumKBO/BCE: BE 0793.267.978
Summary

LD&U has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,716) and a net result of €3,049. Equity is shrinking by ~95.3% per year across the filed fiscal years. Its solvency ranks better than 7% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+97
Solvency5▲+5
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.2 in 2024; short-term debt: 120.5% and cash: 74.3% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20.5%
Return on assets
23%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 31942 sector peers (2025).
NBB · sector comparison
Position among 31942 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
37 d early
2024
34 d early
2023
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 March (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 November 2022, LD&U was incorporated as a Private limited company.1 Total assets went from EUR 15,353 in 2023 to EUR 13,278 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€2,716▲ 52.9%
2024 · -€5,765
Total assets
€13,278▲ 88.0%
2024 · €7,064
Net result
€3,049
2024 · -€8,224
Working capital
-€5,857▲ 42.4%
2024 · -€10,173
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,531--€8,198▼ 224%€3,044
Net result-€2,541below the sector's middle half--€8,224below the sector's middle half▼ 224%€3,049within the sector's middle half
Equity€2,459below the sector's middle half--€5,765below the sector's middle half-€2,716below the sector's middle half▲ 52.9%
Total assets€15,353below the sector's middle half-€7,064below the sector's middle half▼ 54.0%€13,278below the sector's middle half▲ 88.0%
Debt€12,894-€12,830▼ 0.5%€15,994▲ 24.7%
Working capital-€1,162below the sector's middle half--€10,173below the sector's middle half▼ 776%-€5,857below the sector's middle half▲ 42.4%
Solvency16.0%below the sector's middle half--81.6%below the sector's middle half▼ 97.6pp-20.5%below the sector's middle half▲ 61.2pp
Current ratio0.91below the sector's middle half-0.20below the sector's middle half▼ 0.710.63below the sector's middle half▲ 0.43
Return on assets (ROA)-16.5%below the sector's middle half--116.4%below the sector's middle half▼ 99.9pp23.0%within the sector's middle half▲ 139.4pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2023: -€2,531-€2,531Net result 2023: -€2,541-€2,541Operating result 2024: -€8,198-€8,198Net result 2024: -€8,224-€8,224Operating result 2025: €3,044€3,044Net result 2025: €3,049€3,049202320242025-€10,000-€5,000€0€5,000Operating result 2023: -€2,531-€2,530Net result 2023: -€2,541-€2,540Operating result 2024: -€8,198-€8,200Net result 2024: -€8,224-€8,220Operating result 2025: €3,044€3,040Net result 2025: €3,049€3,050202320242025
The operating result returns to profit in 2025: €3,044 after a loss of €8,198 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,972
Fixed assets €1,835 ▼ 30.2%
Current assets €10,137 ▲ 299%
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,429▲
2024 · -€7,153
Cash flow
€4,434▲
2024 · -€7,179
Debt to equity
-5.89▼
2024 · -2.23
Interest coverage
81.92▲
2024 · -173.92
Debt ≤ 1 year
€15,994▲
2024 · €12,712
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,018 companies that looked in July 2024 the way this one looks now, 6.5% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
6.5% went bankrupt
4.0% stopped otherwise
89% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,018 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,064€13,278▲
Formation expenses20€1,896€1,306▼
Fixed assets21/28€2,630€1,835▼
Intangible fixed assets21€1,900€1,510▼
Tangible fixed assets22/27€730€325▼
Furniture and vehicles24€730€325▼
Current assets29/58€2,538€10,137▲
Amounts receivable within one year40/41€944€208▼
Trade receivables40€124-
Other amounts receivable41€819€208▼
Cash at bank and in hand54/58€1,523€9,863▲
Deferred charges and accrued income490/1€72€66▼
Equity and liabilities
Total equity and liabilities10/49€7,064€13,278▲
Equity10/15-€5,765-€2,716▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€10,765-€7,716▲
Amounts payable17/49€12,830€15,994▲
Amounts payable within one year42/48€12,712€15,994▲
Trade debts44-€484
Suppliers440/4-€484
Taxes, remuneration and social security45-€4
Taxes450/3-€4
Other amounts payable47/48€12,712€15,506▲
Accrued charges and deferred income492/3€118-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,045€1,385▲
Other operating charges640/8€173€130▼
Gross operating margin9900-€6,980€4,559▲
Operating profit (loss)9901-€8,198€3,044▲
Financial income75/76B€15€60▲
Recurring financial income75€15€60▲
Financial charges65/66B€41€54▲
Recurring financial charges65€41€54▲
Profit (loss) for the period before taxes9903-€8,224€3,049▲
Profit (loss) for the period9904-€8,224€3,049▲
Profit (loss) for the period to be appropriated9905-€8,224€3,049▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,765-€7,716▲
Profit (loss) brought forward from the previous period14P-€2,541-€10,765▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€543€1,045€1,385▲ 32.5%
Other operating charges640/8€109€173€130▼ 25.0%
Gross operating margin9900-€1,879-€6,980€4,559▲ 165%
Operating profit (loss)9901-€2,531-€8,198€3,044▲ 137%
Financial income75/76B-€15€60▲ 298%
Recurring financial income75-€15€60▲ 298%
Financial charges65/66B€10€41€54▲ 31.4%
Recurring financial charges65€10€41€54▲ 31.4%
Profit (loss) for the period before taxes9903-€2,541-€8,224€3,049▲ 137%
Profit (loss) for the period9904-€2,541-€8,224€3,049▲ 137%
Profit (loss) for the period to be appropriated9905-€2,541-€8,224€3,049▲ 137%
Line202320242025Change
Assets
Total assets20/58€15,353€7,064€13,278▲ 88.0%
Formation expenses20€2,485€1,896€1,306▼ 31.1%
Fixed assets21/28€1,136€2,630€1,835▼ 30.2%
Intangible fixed assets21-€1,900€1,510▼ 20.5%
Tangible fixed assets22/27€1,136€730€325▼ 55.5%
Furniture and vehicles24€1,136€730€325▼ 55.5%
Current assets29/58€11,732€2,538€10,137▲ 299%
Amounts receivable within one year40/41€1,694€944€208▼ 78.0%
Trade receivables40-€124--
Other amounts receivable41€1,694€819€208▼ 74.6%
Cash at bank and in hand54/58€7,498€1,523€9,863▲ 548%
Deferred charges and accrued income490/1€2,540€72€66▼ 7.8%
Equity and liabilities
Total equity and liabilities10/49€15,353€7,064€13,278▲ 88.0%
Equity10/15€2,459-€5,765-€2,716▲ 52.9%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€2,541-€10,765-€7,716▲ 28.3%
Amounts payable17/49€12,894€12,830€15,994▲ 24.7%
Amounts payable within one year42/48€12,894€12,712€15,994▲ 25.8%
Trade debts44€205-€484-
Suppliers440/4€205-€484-
Taxes, remuneration and social security45€2-€4-
Taxes450/3€2-€4-
Other amounts payable47/48€12,688€12,712€15,506▲ 22.0%
Accrued charges and deferred income492/3-€118--
Line202320242025Change
Profit (loss) for the period9904-€2,541-€8,224€3,049▲ 137%
+ Depreciation and write-downs630€543€1,045€1,385▲ 32.5%
Operating cash flow (approximation)-€1,998-€7,179€4,434▲ 162%
Investment in fixed assets (approximation)--€2,540-€590▲ 76.8%
Change in cash--€5,975€8,340▲ 240%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €3,049
Net result €3,049 after 2 loss-making years.
27-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet -€8,224
Net result drops to -€8,224, the lowest in the series; recovery starts the following year.
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
248 m²
Building footprint
80 m²
Volume, LiDAR
574 m³
Parcel 11346B0559/00F002, Flanders · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LD&U
Eduard Van Steenbergenlaan 50, 2100 AntwerpenActivities of head offices; management consultancy activities
since 20222.337.821.348
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11346B0559/00F002 Flanders 248 m² 1 · 80 m² 8.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 9,881 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793267978
Registered 24-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.