EPIQ
ActiveSummary
EPIQ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €5k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency55▲+55
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
39 d late
2024
29 d late
2023
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k
2024 · €-827
2023: €4k
2024: €-827
2023 → 2025
Total assets
€14k▲ 681%
2024 · €2k
2023: €5k
2024: €2k
2023 → 2025
Net result
€5k
2024 · €-4k
2023: €-6k
2024: €-4k
2023 → 2025
Working capital
€4k
2024 · €-827
2023: €4k
2024: €-827
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€-827€4k
Operating result€-6k-€-4k▲ 35.8%€5k
Net result€-6k-€-4k▲ 33.1%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €14k
Equity
€4k
Debt
€9k
Debt finances 70.3% of the balance-sheet total.
Key figures and ratios
Current ratio
1.42
Debt to equity
2.36
ROE
120.6%
ROA
35.9%
Debt ≤ 1 year
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€14k▲
Current assets29/58€2k€14k▲
Amounts receivable within one year40/41€785€7k▲
Trade receivables40€125€7k▲
Other amounts receivable41€660€358▼
Cash at bank and in hand54/58€944€6k▲
Equity and liabilities
Total equity and liabilities10/49€2k€14k▲
Equity10/15€-827€4k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-11k€-6k▲
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€9k▲
Trade debts44€965€546▼
Suppliers440/4€965€546▼
Advances received on contracts in progress46-€6k
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€0€528▲
Gross operating margin9900€-4k€6k▲
Operating profit (loss)9901€-4k€5k▲
Financial income75/76B-€118
Recurring financial income75-€118
Financial charges65/66B€232€255▲
Recurring financial charges65€232€255▲
Profit (loss) for the period before taxes9903€-4k€5k▲
Profit (loss) for the period9904€-4k€5k▲
Profit (loss) for the period to be appropriated9905€-4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-6k▲
Profit (loss) brought forward from the previous period14P€-6k€-11k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.42
Current ratio from 0.68 to 1.42.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bootweg 128940 WervikGround area
4,000 m²
Building footprint
1,968 m²
Volume, LiDAR
16,220 m³
Parcel 33029B0605/00F000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bootweg 12, 8940 Wervik
since 20222.360.018.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029B0605/00F000 | Flanders | 4,000 m² | 1 · 1,968 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WECOO
BE 0728.804.748
Watermaal-Bosvoorde · Eq €4,016
GREEN TEAM
BE 0448.994.984
Leuven · Eq €4,017
El Neon
BE 0682.504.767
Antwerpen · Eq €4,018
SO SERVICES
BE 0652.777.930
Turnhout · Eq €4,018
CHOUKRAN
BE 0432.060.962
Liège · Eq €4,020
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 13,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.